AMTB:NSD-Amerant Bancorp Inc (USD)

COMMON STOCK | Banks-Regional | NSD

Last Closing Price

USD 22.00

Change

0.00 (0.00)%

Market Cap

USD 0.82B

Volume

0.04M

Avg Analyst Target

USD 24.60 (+11.82%)

Avg User Target

USD
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Amerant Bancorp Inc. operates as the bank holding company for Amerant Bank, N.A. that provides banking products and services to individuals and businesses in the United States and internationally. The company offers a range of checking and savings accounts, certificates of deposit, and money market accounts. It also provides variable and fixed rate commercial real estate loans; loans secured by owner-occupied properties; loans to domestic and foreign individuals primarily secured by personal residence; working capital loans, asset-based lending, participations in shared national credits, purchased receivables, and small business administration loans; loans to financial institutions and acceptances; and consumer loans and overdrafts, such as automobile loans, personal loans, or loans secured by cash or securities and revolving credit card agreements. In addition, the company offers trust and estate planning products and services to high net worth customers, brokerage and investment advisory services in global capital markets, and wealth management and fiduciary services. Further, it provides debit and credit cards; remote deposit capture, online and mobile banking, night depository, direct deposit, and treasury management services; cashier's checks, safe deposit boxes, and letters of credit, as well as automated clearinghouse services; and account balances, online transfers, online bill payment, and electronic delivery of customer statements, as well as automated teller machines, and banking by mobile device, telephone, and mail. As of December 31, 2020, the company operated 25 banking centers comprising 18 in Florida and 7 in Texas. It also operates loan production offices in New York City, New York, as well as Dallas, Texas. The company was formerly known as Mercantil Bank Holding Corporation and changed its name to Amerant Bancorp Inc. in June 2019. Amerant Bancorp Inc. was founded in 1979 and is headquartered in Coral Gables, Florida.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-07-25 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
SIVB SVB Financial Group

N/A

USD32.21B 16.30 N/A
HBANN Huntington Bancshares Incorpor..

N/A

USD28.32B 22.75 N/A
FITB Fifth Third Bancorp

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USD25.18B 10.43 N/A
HBAN Huntington Bancshares Incorpor..

N/A

USD20.41B 12.10 N/A
FITBI Fifth Third Bancorp

N/A

USD20.24B 8.44 N/A
SBNY Signature Bank

N/A

USD13.83B 18.84 N/A
HBANO Huntington Bancshares Incorpor..

N/A

USD12.99B 21.91 N/A
CBSH Commerce Bancshares, Inc

N/A

USD8.41B 15.40 N/A
ZION Zions Bancorporation, National..

N/A

USD8.25B 7.64 N/A
FCNCA First Citizens BancShares, Inc

N/A

USD7.53B 13.58 N/A

ETFs Containing AMTB

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 44.74% 90% A- 85% B
Dividend Return N/A N/A N/A N/A N/A
Total Return 44.74% 88% B+ 85% B
Trailing 12 Months  
Capital Gain 68.20% 71% C- 73% C
Dividend Return N/A N/A N/A N/A N/A
Total Return 68.20% 68% D+ 72% C-
Trailing 5 Years  
Capital Gain N/A N/A N/A N/A N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return N/A N/A N/A N/A N/A
Average Annual (5 Year Horizon)  
Capital Gain 0.31% 32% F 27% F
Dividend Return N/A N/A N/A N/A N/A
Total Return 0.31% 18% F 22% F
Risk Return Profile  
Volatility (Standard Deviation) 33.16% 30% F 54% F
Risk Adjusted Return 0.92% 18% F 22% F
Market Capitalization 0.82B 69% D+ 62% D-
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 97.07 1% F 12% F
Price/Book Ratio 1.04 67% D+ 87% B+
Price / Cash Flow Ratio 14.28 38% F 30% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 1.15% 3% F 56% F
Return on Invested Capital 0.12% 22% F 54% F
Return on Assets 0.12% 3% F 46% F
Debt to Equity Ratio 149.70% 6% F 13% F
Technical Ratios  
Short Ratio 2.14 53% F 54% F
Short Percent 0.98% 53% F 78% C+
Beta 1.37 12% F 35% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

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User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector