AMTB:NSD-Amerant Bancorp Inc (USD)

COMMON STOCK | Banks—Regional | NSD

Last Closing Price

USD 10.16

Change

+0.11 (+1.09)%

Market Cap

USD 0.40B

Volume

0.05M

Average Target Price

USD 14.00 (+37.80%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Amerant Bancorp Inc. operates as the bank holding company for Amerant Bank, N.A. that provides banking products and services to individuals and businesses in the United States and internationally. It offers a range of checking and savings accounts, certificates of deposit, and money market accounts. The company also provides variable and fixed rate commercial real estate loans; loans secured by owner-occupied properties; loans to domestic and foreign individuals primarily secured by personal residence; working capital loans, asset-based lending, participations in shared national credits, purchased receivables, and small business administration loans; loans to financial institutions and acceptances; and consumer loans and overdrafts. In addition, it offers trust and estate planning products and services, brokerage and investment advisory services in global capital markets, and wealth management and fiduciary services. Further, the company provides debit and credit cards; remote deposit capture, online and mobile banking, night depository, direct deposit, and treasury management services; and cashier's checks, safe deposit boxes, and letters of credit, as well as automated teller machines. As of April 10, 2020, it operated 27 banking centers comprising 19 in South Florida and 8 in Houston, Texas, as well as loan production offices in Dallas, Texas, and New York. The company was formerly known as Mercantil Bank Holding Corporation and changed its name to Amerant Bancorp Inc. in June 2019. Amerant Bancorp Inc. was founded in 1979 and is headquartered in Coral Gables, Florida.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2020-09-28 )

Largest Industry Peers for Banks—Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HBANN Huntington Bancshares Incorpor..

+0.34 (+1.27%)

USD29.13B 6.16 N/A
FITBI Fifth Third Bancorp

-0.12 (-0.44%)

USD18.93B 7.42 N/A
FITB Fifth Third Bancorp

+0.87 (+4.25%)

USD14.58B 10.11 N/A
HBANO Huntington Bancshares Incorpor..

+0.06 (+0.23%)

USD13.33B 17.76 N/A
SIVB SVB Financial Group

+7.89 (+3.44%)

USD11.88B 13.12 N/A
HBAN Huntington Bancshares Incorpor..

+0.30 (+3.40%)

USD8.97B 10.97 N/A
PBCTP People's United Financial, Inc

+0.97 (+3.66%)

USD6.43B 18.20 N/A
CBSHP Commerce Bancshares, Inc

N/A

USD6.10B 6.98 N/A
CBSH Commerce Bancshares, Inc

+1.54 (+2.85%)

USD6.06B 20.27 N/A
ZION Zions Bancorporation, National..

+0.93 (+3.27%)

USD4.67B 11.33 N/A

ETFs Containing AMTB

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks—Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -53.37% 4% F 9% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -53.37% 2% F 8% F
Trailing 12 Months  
Capital Gain -51.55% 3% F 10% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -51.55% 2% F 9% F
Trailing 5 Years  
Capital Gain N/A N/A N/A N/A N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return N/A N/A N/A N/A N/A
Average Annual (5 Year Horizon)  
Capital Gain -2.21% N/A N/A 31% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -2.21% N/A N/A 28% F
Risk Return Profile  
Volatility (Standard Deviation) 26.08% N/A N/A 56% F
Risk Adjusted Return -8.47% N/A N/A 29% F
Market Capitalization 0.40B 62% D- 55% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks—Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 31.00 6% F 32% F
Price/Book Ratio 0.50 96% A 95% A
Price / Cash Flow Ratio 5.11 76% C 44% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 1.65% 7% F 56% F
Return on Invested Capital 2.51% 12% F 52% F
Return on Assets 0.17% 7% F 48% F
Debt to Equity Ratio 159.01% 3% F 13% F
Technical Ratios  
Short Ratio 14.70 7% F 6% F
Short Percent 1.79% 30% F 65% D
Beta 0.89 48% F 65% D
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Underpriced on cashflow basis

The stock is trading low compared to its peers on a price to cash flow basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Higly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector