AMNB:NSD-American National Bankshares Inc (USD)

COMMON STOCK | Banks-Regional | NYE

Last Closing Price

USD 37.84

Change

+0.76 (+2.05)%

Market Cap

USD 0.39B

Volume

7.64K

Avg Analyst Target

USD 39.50 (+4.39%)

Avg User Target

USD
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict


American National Bankshares Inc (AMNB) Stock Analysis:
Based on the American National Bankshares Inc stock forecasts from 1 analysts, the average analyst target price for American National Bankshares Inc is USD 39.50 over the next 12 months. American National Bankshares Inc’s average analyst rating is Strong Buy. Stock Target Advisor’s own stock analysis of American National Bankshares Inc is Slightly Bearish, which is based on 3 positive signals and 5 negative signals. At the last closing, American National Bankshares Inc’s stock price was USD 37.84. American National Bankshares Inc’s stock price has changed by -0.81 % over the past week, +0.27 % over the past month and +42.42 % over the last year.

About

American National Bankshares Inc. operates as the bank holding company for American National Bank and Trust Company that provides financial products and services in Virginia and North Carolina. The company operates through two segments, Community Banking, and Trust and Investment ...Read More

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-12-02 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
SIVB SVB Financial Group

+36.61 (+5.42%)

USD40.63B 20.73 N/A
FITB Fifth Third Bancorp

+2.20 (+5.27%)

USD29.39B 11.54 N/A
HBANN Huntington Bancshares Incorpor..

N/A

USD27.35B 27.10 N/A
HBAN Huntington Bancshares Incorpor..

+0.57 (+3.89%)

USD22.23B 16.44 N/A
SBNY Signature Bank

+14.59 (+4.78%)

USD19.83B 21.86 N/A
FITBI Fifth Third Bancorp

+0.26 (+0.95%)

USD19.13B 7.56 N/A
HBANO Huntington Bancshares Incorpor..

N/A

USD12.99B 21.91 N/A
ZION Zions Bancorporation National ..

+1.68 (+2.69%)

USD10.16B 8.81 N/A
CBSH Commerce Bancshares Inc

+1.66 (+2.54%)

USD8.26B 14.75 N/A
FCNCA First Citizens BancShares Inc

+16.41 (+2.09%)

USD8.08B 14.18 N/A

ETFs Containing AMNB

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 44.37% 84% B 87% B+
Dividend Return 4.16% 65% D 68% D+
Total Return 48.53% 85% B 88% B+
Trailing 12 Months  
Capital Gain 42.42% 78% C+ 85% B
Dividend Return 4.10% 55% F 63% D
Total Return 46.52% 80% B- 85% B
Trailing 5 Years  
Capital Gain 22.26% 65% D 50% F
Dividend Return 16.74% 74% C 61% D-
Total Return 39.00% 69% D+ 49% F
Average Annual (5 Year Horizon)  
Capital Gain -0.02% 15% F 23% F
Dividend Return 3.10% 74% C 74% C
Total Return 3.08% 18% F 29% F
Risk Return Profile  
Volatility (Standard Deviation) 27.30% 65% D 63% D
Risk Adjusted Return 11.29% 20% F 26% F
Market Capitalization 0.39B 13% F 34% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 9.97 56% F 73% C
Price/Book Ratio 1.13 61% D- 69% D+
Price / Cash Flow Ratio 16.65 29% F 29% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 12.02% 56% F 58% F
Return on Invested Capital 8.24% 79% C+ 69% D+
Return on Assets 1.33% 64% D 33% F
Debt to Equity Ratio 10.54% 87% B+ 86% B
Technical Ratios  
Short Ratio 4.25 35% F 23% F
Short Percent 0.88% 65% D 79% C+
Beta 1.17 54% F 41% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Ratings

Target Price Action Rating Action Analyst Rating Price Date

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User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Low debt

The company is less leveraged than its peers ,, and is among the top quartile, which makes it more flexible. However, do check the news and look at its sector. Sometimes this is low because the company is not growing and has no growth potential.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.