AMNB:NSD-American National Bankshares Inc (USD)

COMMON STOCK | Banks—Regional | NSD

Last Closing Price

USD 20.10

Change

0.00 (0.00)%

Market Cap

USD 0.22B

Volume

0.01M

Average Target Price

USD 28.25 (+40.55%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

American National Bankshares Inc. operates as the bank holding company for American National Bank and Trust Company that provides financial products and services. The company operates through two segments, Community Banking, and Trust and Investment Services. It accepts deposit products, including checking, money market, savings, and consumer and commercial time deposits, as well as certificates of deposit. The company's loan products comprise commercial and residential real estate loans, commercial loans to small and medium-sized businesses, construction and land development loans, home equity loans, mortgage loans, and consumer loans. It also offers trust and investment services, such as estate planning, trust account administration, and retail brokerage services; online and telephone banking services; insurance services; and investment management services, including purchasing equity, fixed income, and mutual fund investments for customer accounts, as well as operates thirty-eight automated teller machines. As of December 31, 2019, it operated twenty-six banking offices; and one loan production offices in Roanoke, Virginia. American National Bankshares Inc. was founded in 1909 and is headquartered in Danville, Virginia. Address: 628 Main Street, Danville, VA, United States, 24541

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2020-09-26 )

Largest Industry Peers for Banks—Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HBANN Huntington Bancshares Incorpor..

N/A

USD28.70B 6.16 N/A
FITBI Fifth Third Bancorp

N/A

USD18.93B 7.42 N/A
FITB Fifth Third Bancorp

N/A

USD14.58B 10.11 N/A
HBANO Huntington Bancshares Incorpor..

N/A

USD13.33B 17.76 N/A
SIVB SVB Financial Group

N/A

USD11.88B 13.18 N/A
HBAN Huntington Bancshares Incorpor..

N/A

USD8.97B 10.97 N/A
PBCTP People's United Financial, Inc

N/A

USD6.43B 18.20 N/A
CBSHP Commerce Bancshares, Inc

N/A

USD6.10B 6.98 N/A
CBSH Commerce Bancshares, Inc

N/A

USD6.06B 20.27 N/A
ZION Zions Bancorporation, National..

N/A

USD4.67B 11.33 N/A

ETFs Containing AMNB

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks—Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -49.20% 12% F 12% F
Dividend Return 2.05% 62% D- 66% D
Total Return -47.16% 14% F 12% F
Trailing 12 Months  
Capital Gain -43.32% 21% F 16% F
Dividend Return 3.05% 63% D 68% D+
Total Return -40.27% 25% F 17% F
Trailing 5 Years  
Capital Gain -12.07% 42% F 40% F
Dividend Return 21.96% 87% B+ 80% B-
Total Return 9.89% 55% F 47% F
Average Annual (5 Year Horizon)  
Capital Gain 6.21% N/A N/A 57% F
Dividend Return 3.03% N/A N/A 73% C
Total Return 9.23% N/A N/A 60% D-
Risk Return Profile  
Volatility (Standard Deviation) 25.84% N/A N/A 57% F
Risk Adjusted Return 35.72% N/A N/A 58% F
Market Capitalization 0.22B 48% F 44% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks—Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 7.11 84% B 79% C+
Price/Book Ratio 0.66 68% D+ 88% B+
Price / Cash Flow Ratio 6.74 55% F 38% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 9.43% 68% D+ 76% C
Return on Invested Capital 6.90% 47% F 69% D+
Return on Assets 1.14% 75% C 61% D-
Debt to Equity Ratio 11.10% 72% C- 74% C
Technical Ratios  
Short Ratio 7.42 29% F 20% F
Short Percent 0.85% 69% D+ 82% B-
Beta 1.10 27% F 51% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Underpriced compared to earnings

The stock is trading low compared to its peers on a price to earning basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.