AMAL:NSD-Amalgamated Financial Corp (USD)

COMMON STOCK | Banks-Regional | NSD

Last Closing Price

USD 16.48

Change

-0.65 (-3.79)%

Market Cap

USD 0.54B

Volume

0.02M

Avg Analyst Target

USD 20.00 (+21.36%)

Avg User Target

USD
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

Amalgamated Financial Corp (AMAL) Stock Analysis:
Based on the Amalgamated Financial Corp stock forecasts from 3 analysts, the average analyst target price for Amalgamated Financial Corp is USD 20.00 over the next 12 months. Amalgamated Financial Corp’s average analyst rating is Strong Buy. Stock Target Advisor’s own stock analysis of Amalgamated Financial Corp is Slightly Bearish, which is based on 4 positive signals and 5 negative signals. At the last closing, Amalgamated Financial Corp’s stock price was USD 16.48. Amalgamated Financial Corp’s stock price has changed by -0.34% over the past week, +0.74% over the past month and +9.14% over the last year.

About

Amalgamated Financial Corp. operates as a bank holding company for Amalgamated Bank that provides commercial banking and trust services for commercial and retail customers in the United States. The company accepts various deposit products, including non-interest and interest-bear ...Read More

Company Website : https://www.amalgamatedbank.com

Address : 275 Seventh Avenue, New York, NY, United States, 10001

Employees : 370

Fiscal Year End : December

Currency: USD

Country : USA

Technical Indicators

Beta : 0.89

52 Week High : 19.93

Short Ratio : 1.38

52 Week Low : 13.04

Shorted Shares : 81,620

200 Day Moving Average : 16.34

Shorted Shares Previous Month : 112,897

50 Day Moving Average : 17.34

Shares Held By Insiders : 0.42%

Short Percentage : 0.58%

Shares Held by Institutions : 50.56%

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2022-01-19 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
SIVB SVB Financial Group

-13.36 (-2.00%)

 USD39.22B 20.51 N/A
FITB Fifth Third Bancorp

-1.65 (-3.33%)

 USD34.43B 13.94 N/A
HBANN Huntington Bancshares Incorpor..

N/A

 USD27.35B 27.10 N/A
HBAN Huntington Bancshares Incorpor..

-0.34 (-1.95%)

 USD25.77B 19.59 N/A
SBNY Signature Bank

-4.27 (-1.20%)

 USD21.57B 25.49 N/A
FITBI Fifth Third Bancorp

-0.06 (-0.21%)

 USD19.73B 7.79 N/A
FCNCA First Citizens BancShares Inc

-7.69 (-0.85%)

 USD14.33B 16.36 N/A
HBANO Huntington Bancshares Incorpor..

N/A

 USD12.99B 21.91 N/A
ZION Zions Bancorporation National ..

-3.26 (-4.70%)

 USD11.05B 9.98 N/A
PBCT People's United Financial Inc

-0.75 (-3.55%)

 USD9.17B 30.51 N/A

ETFs Containing AMAL

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)		 Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -1.73% 14% F 58% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -1.73% 14% F 58% F
Trailing 12 Months  
Capital Gain 9.14% 21% F 70% C-
Dividend Return 2.12% 22% F 44% F
Total Return 11.26% 21% F 70% C-
Trailing 5 Years  
Capital Gain N/A N/A N/A N/A N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return N/A N/A N/A N/A N/A
Average Annual (5 Year Horizon)  
Capital Gain 1.08% 20% F 32% F
Dividend Return 1.43% 22% F 40% F
Total Return 2.51% 15% F 31% F
Risk Return Profile  
Volatility (Standard Deviation) 29.30% 56% F 58% F
Risk Adjusted Return 8.57% 12% F 29% F
Market Capitalization 0.54B 54% F 57% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)		 Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 10.71 65% D 69% D+
Price/Book Ratio 0.93 88% B+ 87% B+
Price / Cash Flow Ratio 8.15 76% C 40% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 9.42% 30% F 66% D
Return on Invested Capital 7.85% 63% D 72% C-
Return on Assets 0.75% 15% F 49% F
Debt to Equity Ratio N/A N/A N/A N/A N/A
Technical Ratios  
Short Ratio 1.38 74% C 67% D+
Short Percent 0.58% 55% F 81% B-
Beta 0.89 52% F 64% D
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Ratings

Target Price Action Rating Action Analyst Rating Price Date
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User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Underpriced on cashflow basis

The stock is trading low compared to its peers on a price to cash flow basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

High Gross Profit to Asset Ratio

This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.