ACT:NSD-Enact Holdings Inc (USD)

COMMON STOCK | Insurance-Specialty | NSD

Last Closing Price

USD 23.92

Change

+0.07 (+0.29)%

Market Cap

USD 3.90B

Volume

0.10M

Avg Analyst Target

USD 26.50 (+10.79%)

Avg User Target

USD
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict


ACT Stock Forecast & Price:
Based on the Enact Holdings Inc stock forecasts from 7 analysts, the average analyst target price for Enact Holdings Inc is USD 26.50 over the next 12 months. Enact Holdings Inc’s average analyst rating is Hold . Stock Target Advisor’s own stock analysis of Enact Holdings Inc is Bullish , which is based on 10 positive signals and 2 negative signals. At the last closing, Enact Holdings Inc’s stock price was USD 23.92. Enact Holdings Inc’s stock price has changed by -3.55% over the past week, -7.39% over the past month and +11.78% over the last year.

About Enact Holdings Inc (ACT:NSD)

Enact Holdings, Inc. operates as a private mortgage insurance company in the United States. The company is involved in writing and assuming residential mortgage guaranty insurance. It offers private mortgage insurance products primarily insuring prime-based, individually underwri ...Read More

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2022-12-07 )

Largest Industry Peers for Insurance-Specialty

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
TRUP Trupanion Inc

-1.17 (-2.28%)

USD2.21B 1,484.60 -75.99
NMIH NMI Holdings Inc

+0.09 (+0.46%)

USD1.72B 6.43 N/A
AMSF AMERISAFE Inc

-1.08 (-2.08%)

USD0.97B 25.70 N/A
JRVR James River Group Holdings Ltd

-0.93 (-3.97%)

USD0.91B 216.65 N/A
TIPT Tiptree Inc

+0.39 (+2.71%)

USD0.51B 55.92 14.41
ITIC Investors Title Company

+0.70 (+0.47%)

USD0.29B 8.29 N/A
TIG Trean Insurance Group Inc

-0.03 (-1.05%)

USD0.14B 5.49 N/A
ICCH ICC Holdings Inc

N/A

USD0.05B 16.58 N/A

ETFs Containing ACT

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Insurance-Specialty)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 15.72% 100% A+ 93% A
Dividend Return 7.45% 80% B- 93% A
Total Return 23.17% 100% A+ 94% A
Trailing 12 Months  
Capital Gain 14.07% 100% A+ 92% A-
Dividend Return 7.34% 80% B- 91% A-
Total Return 21.41% 100% A+ 94% A
Trailing 5 Years  
Capital Gain N/A N/A N/A N/A N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return N/A N/A N/A N/A N/A
Average Annual (5 Year Horizon)  
Capital Gain 27,058.13% 100% A+ 100% A+
Dividend Return 1,462.61% 100% A+ 100% A+
Total Return 28,520.74% 100% A+ 100% A+
Risk Return Profile  
Volatility (Standard Deviation) 54,447.13% 11% F N/A N/A
Risk Adjusted Return 52.38% 100% A+ 87% B+
Market Capitalization 3.90B 100% A+ 90% A-
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Insurance-Specialty)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 5.46 100% A+ 83% B
Price/Book Ratio 0.98 78% C+ 75% C
Price / Cash Flow Ratio 6.81 44% F 29% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 17.16% 89% B+ 85% B
Return on Invested Capital 11.55% 67% D+ 79% C+
Return on Assets 10.29% 89% B+ 94% A
Debt to Equity Ratio 18.03% 71% C- 60% D-
Technical Ratios  
Dividend Yield 2.35% 80% B- 41% F
Short Ratio 8.25 33% F 14% F
Short Percent 4.96% 22% F 30% F
Beta N/A N/A N/A N/A N/A
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Ratings

Target Price Action Rating Action Analyst Rating Price Date

Discussions

User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

Superior total returns

The stock has outperformed its sector peers on average annual total returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile.

Underpriced compared to earnings

The stock is trading low compared to its peers on a price to earning basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

What to not like:
High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.