ABCB:NSD-Ameris Bancorp (USD)

COMMON STOCK | Banks-Regional | NSD

Last Closing Price

USD 50.36

Change

+0.05 (+0.10)%

Market Cap

USD 3.49B

Volume

0.22M

Avg Analyst Target

USD 56.25 (+11.70%)

Avg User Target

USD
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict


ABCB Stock Forecast & Price:
Based on the Ameris Bancorp stock forecasts from 3 analysts, the average analyst target price for Ameris Bancorp is USD 56.25 over the next 12 months. Ameris Bancorp’s average analyst rating is Strong Buy. Stock Target Advisor’s own stock analysis of Ameris Bancorp is Neutral, which is based on 7 positive signals and 6 negative signals. At the last closing, Ameris Bancorp’s stock price was USD 50.36. Ameris Bancorp’s stock price has changed by -4.77% over the past week, -3.47% over the past month and +1.78% over the last year.

About Ameris Bancorp (ABCB:NSD)

Ameris Bancorp operates as the bank holding company for Ameris Bank that provides range of banking services to retail and commercial customers primarily in Georgia, Alabama, Florida, North Carolina, and South Carolina. The company operates through five segments: Banking Division, ...Read More

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2022-12-07 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HBANN Huntington Bancshares Incorpor..

N/A

USD27.35B 27.10 N/A
FITB Fifth Third Bancorp

+0.73 (+2.26%)

USD24.20B 10.88 N/A
HBAN Huntington Bancshares Incorpor..

-0.01 (-0.07%)

USD22.30B 11.89 N/A
FITBI Fifth Third Bancorp

+0.11 (+0.43%)

USD18.04B 7.40 N/A
SIVB SVB Financial Group

+8.02 (+4.00%)

USD13.29B 8.58 N/A
HBANO Huntington Bancshares Incorpor..

N/A

USD12.99B 21.91 N/A
FCNCA First Citizens BancShares Inc

+2.51 (+0.32%)

USD11.72B 12.97 N/A
SBNY Signature Bank

-1.87 (-1.57%)

USD8.56B 6.63 N/A
CBSH Commerce Bancshares Inc

-0.71 (-1.05%)

USD8.43B 18.16 N/A
PBCT People's United Financial Inc

N/A

USD8.37B 13.96 N/A

ETFs Containing ABCB

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 1.37% 68% D+ 80% B-
Dividend Return 0.91% 7% F 19% F
Total Return 2.27% 65% D 82% B-
Trailing 12 Months  
Capital Gain 1.84% 66% D 83% B
Dividend Return 1.21% 8% F 23% F
Total Return 3.05% 63% D 85% B
Trailing 5 Years  
Capital Gain 7.04% 64% D 59% F
Dividend Return 5.63% 9% F 21% F
Total Return 12.67% 54% F 56% F
Average Annual (5 Year Horizon)  
Capital Gain 8.27% 76% C 71% C-
Dividend Return 1.42% 19% F 41% F
Total Return 9.69% 75% C 71% C-
Risk Return Profile  
Volatility (Standard Deviation) 54.70% 5% F 23% F
Risk Adjusted Return 17.72% 41% F 59% F
Market Capitalization 3.49B 91% A- 89% B+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 10.10 59% F 71% C-
Price/Book Ratio 1.17 59% F 68% D+
Price / Cash Flow Ratio 381.74 1% F 1% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 11.50% 51% F 76% C
Return on Invested Capital 42.60% 99% A+ 93% A
Return on Assets 1.49% 88% B+ 71% C-
Debt to Equity Ratio 29.20% 38% F 50% F
Technical Ratios  
Dividend Yield 1.14% 8% F 17% F
Short Ratio 3.66 43% F 39% F
Short Percent 3.05% 15% F 43% F
Beta 1.15 12% F 41% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Ratings

Target Price Action Rating Action Analyst Rating Price Date

Discussions

User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

High Gross Profit to Asset Ratio

This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.