BGEO:LSE-Bank of Georgia Group PLC (GBX)

COMMON STOCK | Banks-Regional | LSE

Last Closing Price

GBX 1,316.00

Change

0.00 (0.00)%

Market Cap

GBX 0.63B

Volume

0.07M

Average Target Price

GBX 2,153.50 (+63.64%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Bank of Georgia Group PLC, through its subsidiaries, provides various banking products and services in Georgia. It operates through three segments: Retail Banking, Corporate and Investment Banking, and BNB. The Retail Banking segment offers consumer loans, mortgage loans, overdrafts, credit cards, and other credit facilities; funds transfer and settlement services; and customers' deposits for individuals and legal entities under the Express, Bank of Georgia, MSME, and SOLO brands. It primarily serves retail, and mass retail and affluent segments, as well as small and medium enterprises, and micro businesses. The Corporate Investment Banking segment offers loans and other credit facilities, funds transfers and settlement services, trade finance services, and documentary operations support services; and handles saving and term deposits for corporate and institutional customers, as well as provides private banking services to high net worth clients. The BNB segment offers retail and corporate banking services to clients in Belarus. As of December 31, 2020, it operated 206 retail branches, 960 automated teller machines, and 3,020 Express Pay terminals. The company was incorporated in 2017 and is headquartered in London, the United Kingdom. Address: 84 Brook Street, London, United Kingdom, W1K 5EH

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-06-20 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
LLOY:LSE Lloyds Banking Group plc

N/A

GBX32.95B 17.20 N/A
AIBG:LSE AIB Group plc

N/A

GBX5.35B 10.38 N/A
BIRG:LSE Bank of Ireland Group plc

N/A

GBX5.07B 4.77 N/A
VMUK:LSE Virgin Money UK PLC

N/A

GBX2.82B N/A N/A
NBS:LSE Nationwide Building Society

N/A

GBX1.73B 0.03 N/A
TBCG:LSE TBC Bank Group PLC

N/A

GBX0.62B 8.44 N/A
BOCH:LSE Bank of Cyprus Holdings Public..

N/A

GBX0.42B 5.97 N/A
STB:LSE Secure Trust Bank PLC

N/A

GBX0.19B 12.21 N/A
MTRO:LSE Metro Bank PLC

N/A

GBX0.18B 15.04 N/A
ARBB:LSE Arbuthnot Banking Group PLC

N/A

GBX0.15B 35.00 N/A

ETFs Containing BGEO

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 7.87% 36% F 46% F
Dividend Return N/A N/A N/A N/A N/A
Total Return 7.87% 36% F 44% F
Trailing 12 Months  
Capital Gain 22.08% 43% F 47% F
Dividend Return N/A N/A N/A N/A N/A
Total Return 22.08% 43% F 46% F
Trailing 5 Years  
Capital Gain -48.37% 44% F 13% F
Dividend Return 12.23% 60% D- 47% F
Total Return -36.14% 44% F 15% F
Average Annual (5 Year Horizon)  
Capital Gain -18.09% 29% F 5% F
Dividend Return 2.43% 43% F 66% D
Total Return -15.65% 21% F 6% F
Risk Return Profile  
Volatility (Standard Deviation) 29.72% 71% C- 41% F
Risk Adjusted Return -52.67% 29% F 5% F
Market Capitalization 0.63B 64% D 71% C-
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 7.85 62% D- 75% C
Price/Book Ratio 1.03 7% F 70% C-
Price / Cash Flow Ratio -0.35 62% D- 65% D
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 22.55% 100% A+ 88% B+
Return on Invested Capital -0.53% 36% F 40% F
Return on Assets 2.52% 100% A+ 60% D-
Debt to Equity Ratio N/A N/A N/A N/A N/A
Technical Ratios  
Short Ratio N/A N/A N/A N/A N/A
Short Percent N/A N/A N/A N/A N/A
Beta 1.45 43% F 14% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (GBX)

Quarterly Financials (GBX)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters then its peers, placing it in the top quartile.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Negative cashflow

The company had negative total cash flow in the most recent four quarters.