ALFA:LSE-Alfa Financial Software Holdings PLC (GBX)

COMMON STOCK | Software-Application | LSE

Last Closing Price

GBX 135.00

Change

0.00 (0.00)%

Market Cap

GBX 0.41B

Volume

0.02M

Average Target Price

GBX 130.00 (-3.70%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Alfa Financial Software Holdings PLC, through its subsidiaries, provides software solutions and consultancy services to the asset finance industry in the United Kingdom, the United States, rest of Europe, and internationally. It provides Alfa Systems, a software platform to administer retail and corporate businesses from point of sale through originations to contract management and remarketing; and Alfa Digital platform and apps suite, an omnichannel digital solution that delivers concepts, such as self-serve, customer onboarding, and mobility, as well as point of sale functionality across various devices. The company also offers professional services, such as business process consultancy, UI design, cloud hosting, project management, and training consultancy. It primarily serves equipment and automotive finance markets. The company was founded in 1990 and is headquartered in London, the United Kingdom. Alfa Financial Software Holdings PLC is a subsidiary of CHP Software and Consulting Limited. Address: Moor Place, London, United Kingdom, EC2Y 9DT

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-01-16 )

Largest Industry Peers for Software-Application

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KNOS:LSE Kainos Group plc

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IDEA:LSE Ideagen plc

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NCC:LSE NCC Group plc

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GBX0.72B 61.43 17.49
SDL:LSE SDL plc

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GBX0.61B 28.09 11.90
IMO:LSE IMImobile PLC

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DOTD:LSE dotdigital Group Plc

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GBX0.49B 48.24 25.40
SEE:LSE Seeing Machines Limited

N/A

GBX0.32B N/A N/A

ETFs Containing ALFA

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Software-Application)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 2.27% 43% F 56% F
Dividend Return N/A N/A N/A N/A N/A
Total Return 2.27% 43% F 55% F
Trailing 12 Months  
Capital Gain 29.81% 63% D 84% B
Dividend Return N/A N/A N/A N/A N/A
Total Return 29.81% 61% D- 83% B
Trailing 5 Years  
Capital Gain N/A N/A N/A N/A N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return N/A N/A N/A N/A N/A
Average Annual (5 Year Horizon)  
Capital Gain -26.41% 7% F 4% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -26.41% 7% F 4% F
Risk Return Profile  
Volatility (Standard Deviation) 33.95% 63% D 31% F
Risk Adjusted Return -77.77% 9% F 5% F
Market Capitalization 0.41B 86% B 67% D+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Software-Application)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 28.72 67% D+ 31% F
Price/Book Ratio 4.26 45% F 19% F
Price / Cash Flow Ratio 22.98 23% F 19% F
EV/EBITDA 15.60 59% F 36% F
Management Effectiveness  
Return on Equity 16.66% 87% B+ 86% B
Return on Invested Capital 14.38% 79% C+ 83% B
Return on Assets 9.35% 93% A 91% A-
Debt to Equity Ratio N/A N/A N/A N/A N/A
Technical Ratios  
Short Ratio N/A N/A N/A N/A N/A
Short Percent N/A N/A N/A N/A N/A
Beta 0.66 65% D 76% C
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (GBX)

Quarterly Financials (GBX)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters then its peers, placing it in the top quartile.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Positive free cash flow

The company had positive total free cash flow in the most recent four quarters.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Overpriced on free cash flow basis

The stock is trading high compared to its peers on a price to free cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector