LB:CA:TSX-Laurentian Bank of Canada (CAD)

COMMON STOCK | Banks-Regional | TSX

Last Closing Price

CAD 37.40

Change

-0.35 (-0.93)%

Market Cap

CAD 1.64B

Volume

0.14M

Avg Analyst Target

CAD 45.71 (+22.23%)

Avg User Target

CAD
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict


Laurentian Bank of Canada (LB) Stock Analysis:
Based on the Laurentian Bank of Canada stock forecasts from 10 analysts, the average analyst target price for Laurentian Bank of Canada is CAD 45.71 over the next 12 months. Laurentian Bank of Canada’s average analyst rating is Under-perform. Stock Target Advisor’s own stock analysis of Laurentian Bank of Canada is Slightly Bearish, which is based on 6 positive signals and 8 negative signals. At the last closing, Laurentian Bank of Canada’s stock price was CAD 37.40. Laurentian Bank of Canada’s stock price has changed by -1.05 % over the past week, -5.74 % over the past month and +13.95 % over the last year.

About

Laurentian Bank of Canada, together with its subsidiaries, provides various financial services to individuals, business, and institutional customers in Canada and the United States. It operates through Personal, Business Services, and Institutional segments. The company offers no ...Read More

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2021-12-03 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
CWB-PB:CA Canadian Western Bank

+0.14 (+0.56%)

CAD3.51B 7.29 N/A
CWB:CA Canadian Western Bank

-1.65 (-4.41%)

CAD3.38B 10.36 N/A
CWB-PD:CA Canadian Western Bank

-0.50 (-1.87%)

CAD2.65B 7.61 N/A
CWB-PC:CA Canadian Western Bank

N/A

CAD2.48B 7.86 N/A
LB-PJ:CA Laurentian Bank of Canada

N/A

CAD1.90B 6.81 N/A
VB:CA VersaBank

-0.37 (-2.33%)

CAD0.44B 16.90 N/A

ETFs Containing LB:CA

Symbol Name Weight Mer Price(Change) Market Cap

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 19.87% 25% F 68% D+
Dividend Return 3.85% 75% C 72% C-
Total Return 23.72% 25% F 72% C-
Trailing 12 Months  
Capital Gain 13.95% 25% F 55% F
Dividend Return 4.88% 75% C 80% B-
Total Return 18.83% 25% F 60% D-
Trailing 5 Years  
Capital Gain -30.86% 33% F 18% F
Dividend Return 21.00% 100% A+ 79% C+
Total Return -9.85% 33% F 22% F
Average Annual (5 Year Horizon)  
Capital Gain -5.35% 25% F 7% F
Dividend Return 5.22% 100% A+ 92% A-
Total Return -0.12% 25% F 12% F
Risk Return Profile  
Volatility (Standard Deviation) 28.19% 100% A+ 38% F
Risk Adjusted Return -0.44% 25% F 12% F
Market Capitalization 1.64B 40% F 72% C-
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 8.86 60% D- 68% D+
Price/Book Ratio 0.63 100% A+ 90% A-
Price / Cash Flow Ratio 2.35 40% F 74% C
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 7.38% 20% F 47% F
Return on Invested Capital -0.05% 100% A+ 43% F
Return on Assets 0.44% 20% F 30% F
Debt to Equity Ratio 422.69% 25% F 4% F
Technical Ratios  
Short Ratio 10.34 20% F 11% F
Short Percent 4.77% 25% F 41% F
Beta 1.18 80% B- 40% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (CAD)

Quarterly Financials (CAD)

Analyst Ratings

Target Price Action Rating Action Analyst Rating Price Date

Discussions

User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Low volatility

The stock’s annual returns have been stable and consistent compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile. Although stability is good, also keep in mind it can limit returns.

Superior total returns

The stock has outperformed its sector peers on average annual total returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile.

Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

What to not like:
Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector