REPCOHOME:NSE-Repco Home Finance Limited (INR)

COMMON STOCK | Mortgage Finance | NSE

Last Closing Price

INR 132.40

Change

-0.25 (-0.19)%

Market Cap

INR 8.34B

Volume

0.06M

Avg Analyst Target

INR 227.00 (+71.45%)

Avg User Target

INR
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict


REPCOHOME Stock Forecast & Price:
Based on the Repco Home Finance Limited stock forecasts from 3 analysts, the average analyst target price for Repco Home Finance Limited is INR 227.00 over the next 12 months. Repco Home Finance Limited’s average analyst rating is Strong Buy. Stock Target Advisor’s own stock analysis of Repco Home Finance Limited is Slightly Bearish, which is based on 5 positive signals and 9 negative signals. At the last closing, Repco Home Finance Limited’s stock price was INR 132.40. Repco Home Finance Limited’s stock price has changed by -2.11% over the past week, -8.37% over the past month and -62.84% over the last year.

About Repco Home Finance Limited (REPCOHOME:NSE)

Repco Home Finance Limited operates as a housing finance company in India. It provides housing loans for the construction or purchase of homes; loans for the repairs, renovation, and/or extension/improvement of residential properties; loans for the purchase of plot for constructi ...Read More

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2022-07-04 )

Largest Industry Peers for Mortgage Finance

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HDFC:NSE Housing Development Finance Co..

+6.30 (+0.28%)

INR3,984.12B 17.76 14.71
LICHSGFIN:NSE LIC Housing Finance Limited

-1.20 (-0.35%)

INR184.85B 7.79 N/A
AAVAS:NSE Aavas Financiers Limited

+6.05 (+0.31%)

INR153.21B 46.36 59.03
APTUS:NSE Aptus Value Housing Finance In..

-14.50 (-4.97%)

INR140.30B 34.14 N/A
HOMEFIRST:NSE Home First Finance Company Ind..

+6.45 (+0.87%)

INR64.83B 35.26 40.09
CANFINHOME:NSE Can Fin Homes Limited

+2.15 (+0.49%)

INR58.59B 12.44 N/A
PNBHOUSING:NSE PNB Housing Finance Limited

+1.70 (+0.52%)

INR55.29B 6.62 N/A
IBULHSGFIN:NSE Indiabulls Housing Finance Lim..

-1.30 (-1.36%)

INR44.45B 3.54 N/A
GICHSGFIN:NSE GIC Housing Finance Limited

+2.70 (+2.30%)

INR6.38B 3.65 30.01
DHFL:NSE Dewan Housing Finance Corporat..

N/A

INR5.24B N/A 9.75

ETFs Containing REPCOHOME

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Mortgage Finance)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -50.54% 18% F 5% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -50.54% 18% F 5% F
Trailing 12 Months  
Capital Gain -63.51% 20% F 2% F
Dividend Return 0.69% 50% F 42% F
Total Return -62.82% 20% F 2% F
Trailing 5 Years  
Capital Gain -83.68% 25% F 8% F
Dividend Return 1.44% 17% F 20% F
Total Return -82.23% 13% F 8% F
Average Annual (5 Year Horizon)  
Capital Gain -3.00% 50% F 19% F
Dividend Return 0.81% 57% F 56% F
Total Return -2.18% 40% F 18% F
Risk Return Profile  
Volatility (Standard Deviation) 75.30% 40% F 33% F
Risk Adjusted Return -2.90% 50% F 20% F
Market Capitalization 8.34B 33% F 46% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Mortgage Finance)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 4.30 75% C 91% A-
Price/Book Ratio 0.38 83% B 92% A-
Price / Cash Flow Ratio 0.60 33% F 72% C-
EV/EBITDA 9.05 71% C- 51% F
Management Effectiveness  
Return on Equity 8.82% 33% F 44% F
Return on Invested Capital 1.44% 33% F 28% F
Return on Assets 1.59% 58% F 32% F
Debt to Equity Ratio 423.24% 36% F 2% F
Technical Ratios  
Dividend Yield 1.89% 43% F 73% C
Short Ratio N/A N/A N/A N/A N/A
Short Percent N/A N/A N/A N/A N/A
Beta 1.45 30% F 12% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (INR)

Quarterly Financials (INR)

Analyst Ratings

Target Price Action Rating Action Analyst Rating Price Date

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User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Underpriced compared to earnings

The stock is trading low compared to its peers on a price to earning basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Positive free cash flow

The company had positive total free cash flow in the most recent four quarters.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

What to not like:
Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector