BANDHANBNK:NSE-Bandhan Bank Limited (INR)

COMMON STOCK | Banks-Regional | NSE

Last Closing Price

INR 323.25

Change

0.00 (0.00)%

Market Cap

INR 518.56B

Volume

6.10M

Avg Analyst Target

INR 335.50 (+3.79%)

Avg User Target

INR
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Bandhan Bank Limited provides commercial banking services in India. It operates through Treasury, Retail Banking, Corporate/Wholesale Banking, and Other Banking Business segments. The company offers savings, current, fixed deposit, and corporate salary accounts, as well as cash certificate schemes. It also provides home loans, two wheeler loans, agri loans, and loans against property and term deposits, as well as personal and gold loans; micro, micro bazaar, and small enterprise loans for small businesses; and term and working capital loans for medium and large businesses. In addition, the company invests in sovereign securities; offers liability products, card services, internet and mobile banking, ATM, trading, and NRI services; and distributes third party products. Further, it provides mutual fund, money transfer, bill payment and recharge, credit card, safe deposit locker, remittance, and transactional banking services, as well as health, life, and car insurance products. As of March 31, 2021, the company operated 1,147 branches, 4,163 banking units, and 487 ATMs. Bandhan Bank Limited was incorporated in 2014 and is headquartered in Kolkata, India. Address: Adventz Infinity@5, Kolkata, India, 700091

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-10-24 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HDFCBANK:NSE HDFC Bank Limited

N/A

INR9,319.53B 27.27 N/A
ICICIBANK:NSE ICICI Bank Limited

N/A

INR5,257.49B 25.19 N/A
SBIN:NSE State Bank of India

N/A

INR4,484.62B 17.93 N/A
KOTAKBANK:NSE Kotak Mahindra Bank Limited

N/A

INR4,307.37B 43.46 N/A
AXISBANK:NSE Axis Bank Limited

N/A

INR2,507.72B 29.44 N/A
INDUSINDBK:NSE IndusInd Bank Limited

N/A

INR925.03B 26.21 N/A
IDBI:NSE IDBI Bank Limited

N/A

INR573.64B 25.76 N/A
BANKBARODA:NSE Bank of Baroda

N/A

INR488.44B 13.29 N/A
PNB:NSE Punjab National Bank

N/A

INR482.83B 13.77 N/A
IOB:NSE Indian Overseas Bank

N/A

INR410.18B 34.34 N/A

ETFs Containing BANDHANBNK

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -19.23% 12% F 6% F
Dividend Return 0.25% 20% F 9% F
Total Return -18.98% 12% F 6% F
Trailing 12 Months  
Capital Gain 5.04% 9% F 10% F
Dividend Return 0.32% 20% F 10% F
Total Return 5.36% 9% F 10% F
Trailing 5 Years  
Capital Gain N/A N/A N/A N/A N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return N/A N/A N/A N/A N/A
Average Annual (5 Year Horizon)  
Capital Gain -7.47% 48% F 17% F
Dividend Return 0.17% 29% F 14% F
Total Return -7.30% 52% F 16% F
Risk Return Profile  
Volatility (Standard Deviation) 27.61% 85% B 87% B+
Risk Adjusted Return -26.44% 33% F 11% F
Market Capitalization 518.56B 79% C+ 94% A
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 25.54 38% F 42% F
Price/Book Ratio 3.01 15% F 39% F
Price / Cash Flow Ratio -2.37 56% F 84% B
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 13.53% 91% A- 67% D+
Return on Invested Capital -2.25% 26% F 19% F
Return on Assets 2.13% 94% A 43% F
Debt to Equity Ratio 97.43% 28% F 15% F
Technical Ratios  
Short Ratio N/A N/A N/A N/A N/A
Short Percent N/A N/A N/A N/A N/A
Beta 1.74 6% F 6% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (INR)

Quarterly Financials (INR)

Analyst Ratings

Target Price Action Rating Action Analyst Rating Price Date

No discussions yet

User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Low volatility

The stock’s annual returns have been stable and consistent compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile. Although stability is good, also keep in mind it can limit returns.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters then its peers, placing it in the top quartile.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Negative cashflow

The company had negative total cash flow in the most recent four quarters.