AUBANK:NSE-AU Small Finance Bank Limited (INR)

COMMON STOCK | Banks-Regional | NSE

Last Closing Price

INR 631.15

Change

0.00 (0.00)%

Market Cap

INR 419.51B

Volume

8.51M

Avg Analyst Target

INR 1,130.80 (+79.17%)

Avg User Target

INR
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict


AUBANK Stock Forecast & Price:
Based on the AU Small Finance Bank Limited stock forecasts from 5 analysts, the average analyst target price for AU Small Finance Bank Limited is INR 1,130.80 over the next 12 months. AU Small Finance Bank Limited’s average analyst rating is Strong Buy. Stock Target Advisor’s own stock analysis of AU Small Finance Bank Limited is Slightly Bearish, which is based on 4 positive signals and 7 negative signals. At the last closing, AU Small Finance Bank Limited’s stock price was INR 631.15. AU Small Finance Bank Limited’s stock price has changed by -2.60% over the past week, +13.82% over the past month and -4.84% over the last year.

About AU Small Finance Bank Limited (AUBANK:NSE)

AU Small Finance Bank Limited provides various banking and financial services in India. The company operates through Treasury, Retail Banking, Wholesale Banking, and Other Banking Operations segments. It provides saving, current, salary, senior citizen and NRI, fixed, recurring, ...Read More

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2022-08-14 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HDFCBANK:NSE HDFC Bank Limited

N/A

INR8,254.30B 21.41 N/A
ICICIBANK:NSE ICICI Bank Limited

N/A

INR6,084.41B 21.98 N/A
SBIN:NSE State Bank of India

N/A

INR4,736.29B 13.41 N/A
KOTAKBANK:NSE Kotak Mahindra Bank Limited

N/A

INR3,655.96B 28.11 N/A
AXISBANK:NSE Axis Bank Limited

N/A

INR2,336.08B 14.49 N/A
INDUSINDBK:NSE IndusInd Bank Limited

N/A

INR838.80B 15.49 N/A
BANKBARODA:NSE Bank of Baroda

N/A

INR636.85B 7.40 N/A
BANDHANBNK:NSE Bandhan Bank Limited

N/A

INR437.09B 69.02 N/A
IDBI:NSE IDBI Bank Limited

N/A

INR428.48B 15.88 N/A
CANBK:NSE Canara Bank

N/A

INR419.15B 5.84 N/A

ETFs Containing AUBANK

Symbol Name Weight Mer Price(Change) Market Cap
EUNI:F iShares III Public Limite.. 0.00 % 0.74 %

N/A

INR0.29B
EUNI:XETRA iShares MSCI Emerging Mar.. 0.00 % 0.74 %

N/A

INR0.30B

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 21.78% 83% B 83% B
Dividend Return 0.10% 11% F 3% F
Total Return 21.88% 80% B- 82% B-
Trailing 12 Months  
Capital Gain -4.84% 50% F 42% F
Dividend Return 0.08% 10% F 1% F
Total Return -4.76% 50% F 40% F
Trailing 5 Years  
Capital Gain 133.59% 97% A+ 79% C+
Dividend Return N/A N/A N/A N/A N/A
Total Return 133.59% 97% A+ 79% C+
Average Annual (5 Year Horizon)  
Capital Gain 23.19% 94% A 61% D-
Dividend Return 0.03% 4% F 5% F
Total Return 23.22% 94% A 60% D-
Risk Return Profile  
Volatility (Standard Deviation) 40.22% 41% F 69% D+
Risk Adjusted Return 57.74% 91% A- 81% B-
Market Capitalization 419.51B 74% C 94% A
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 34.19 14% F 31% F
Price/Book Ratio 5.71 3% F 20% F
Price / Cash Flow Ratio -4.30 86% B 80% B-
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 16.39% 94% A 67% D+
Return on Invested Capital -2.42% 39% F 16% F
Return on Assets 1.87% 89% B+ 34% F
Debt to Equity Ratio 79.73% 43% F 16% F
Technical Ratios  
Dividend Yield 0.08% 8% F 3% F
Short Ratio N/A N/A N/A N/A N/A
Short Percent N/A N/A N/A N/A N/A
Beta 0.81 82% B- 52% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (INR)

Quarterly Financials (INR)

Analyst Ratings

Target Price Action Rating Action Analyst Rating Price Date

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User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

What to not like:
High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Negative cashflow

The company had negative total cash flow in the most recent four quarters.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector