PBLOF:OTC-Public Bank Berhad (USD)

COMMON STOCK | Banks-Regional | OTC

Last Closing Price

USD 0.99

Change

0.00 (0.00)%

Market Cap

USD 19.76B

Average Target Price

N/A
Average Analyst Rating

N/A

Fundamental Analysis

Verdict

About

Public Bank Berhad engages in the consumer banking, retail commercial lending, and private unit trust businesses. The company's deposit products include savings, current, fixed deposit, foreign currency, and gold investment accounts; and safe deposit box services. Its loan portfolio comprises home, SWIFT, working capital, SME, and other loans; overdrafts; project and vehicle financing; PB retail negotiable instruments of deposit; and credit guarantee corporation guarantee schemes and BNM funds. The company also provides Islamic banking, share broking, trustee services, nominee services, unit trust funds sales and management, bancassurance, and general insurance products and services. In addition, it offers mobile, internet, and self-service banking services; credit and debit card, and remittance services; and investment products and services, such as structured product investment and share trading/margin financing. Further, the company provides insurance products, including single premium investment-linked, family and savings, micro protection, and credit life insurance products. Additionally, it offers cash management services, such as account management, collection, and payment services. The company operates through a network of 264 branches and 2,000 self-service terminals in Malaysia, 79 branches in Hong Kong, five branches Shenzhen, 31 branches in Cambodia, 20 branches in Vietnam, four branches in Laos, and three branches in Sri Lanka. It serves retail consumers, and small and medium enterprises. Public Bank Berhad was founded in 1966 and is headquartered in Kuala Lumpur, Malaysia.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-04-09 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
BBAJF Banco del Bajío, S.A., Instit..

+0.10 (+7.14%)

USD274.87B 6.42 N/A
CIHKY China Merchants Bank Co., Ltd

-0.71 (-1.84%)

USD196.31B 13.37 N/A
CIHHF China Merchants Bank Co., Ltd

N/A

USD193.64B 14.37 N/A
SBRCY Sberbank of Russia

-0.27 (-1.83%)

USD156.74B 3.02 N/A
BNPQY BNP Paribas SA

-0.44 (-1.41%)

USD76.97B 9.93 N/A
BNPQF BNP Paribas SA

-0.68 (-1.09%)

USD76.63B 9.95 N/A
DBSDY DBS Group Holdings Ltd

-0.40 (-0.46%)

USD54.69B 16.06 N/A
DBSDF DBS Group Holdings Ltd

-0.39 (-1.81%)

USD54.50B 16.08 N/A
PBCRF PT Bank Central Asia Tbk

N/A

USD52.99B 31.69 N/A
ISNPY Intesa Sanpaolo S.p.A

-0.13 (-0.77%)

USD52.36B 12.81 N/A

ETFs Containing PBLOF

Symbol Name Weight Mer Price(Change) Market Cap
EWM iShares MSCI Malaysia ETF 0.00 % 0.51 %

+0.09 (+0.33%)

USD0.38B

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 37.88% 90% A- 66% D
Dividend Return 18.11% 97% A+ 95% A
Total Return 55.99% 93% A 73% C
Trailing 12 Months  
Capital Gain 32.00% 51% F 37% F
Dividend Return 17.33% 97% A+ 93% A
Total Return 49.33% 67% D+ 45% F
Trailing 5 Years  
Capital Gain N/A N/A N/A N/A N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return N/A N/A N/A N/A N/A
Average Annual (5 Year Horizon)  
Capital Gain -6.93% 16% F 21% F
Dividend Return 1.88% 43% F 51% F
Total Return -5.05% 16% F 22% F
Risk Return Profile  
Volatility (Standard Deviation) 21.39% 52% F 74% C
Risk Adjusted Return -23.64% 17% F 22% F
Market Capitalization 19.76B 90% A- 94% A
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 16.23 27% F 50% F
Price/Book Ratio 1.68 5% F 52% F
Price / Cash Flow Ratio 1.35 55% F 37% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 10.59% 76% C 75% C
Return on Invested Capital -2.62% 32% F 36% F
Return on Assets 1.12% 77% C+ 61% D-
Debt to Equity Ratio N/A N/A N/A N/A N/A
Technical Ratios  
Short Ratio N/A N/A N/A N/A N/A
Short Percent N/A N/A N/A N/A N/A
Beta 0.47 59% F 68% D+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters then its peers, placing it in the top quartile.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector