CNPAY:OTC-CNP Assurances SA (USD)

COMMON STOCK | Insurance-Life | OTC

Last Closing Price

USD 8.75

Change

+0.04 (+0.46)%

Market Cap

USD 12.02B

Volume

101.00

Average Target Price

N/A
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

CNP Assurances SA provides personal insurance and reinsurance products in France, Latin America, and other European countries. It offers life, accident, long term care, death and funerals, disability, unemployment, property and casualty, loss of income, and health insurance products; term creditor insurance products, including home and business loans, and consumer finance; solutions in the area of guarantees for real estate loans in private market; and pension plans and annuities, as well as support and assistance services. The company was founded in 1850 and is headquartered in Paris, France.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-02-24 )

Largest Industry Peers for Insurance-Life

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
PNGAY Ping An Insurance (Group) Comp..

-0.16 (-0.64%)

USD233.76B 14.34 N/A
PIAIF Ping An Insurance (Group) Comp..

N/A

USD233.47B 14.39 N/A
AAIGF AIA Group Limited

-0.30 (-2.22%)

USD164.37B 29.78 N/A
AAGIY AIA Group Limited

-1.59 (-2.92%)

USD164.37B 29.98 N/A
CILJF China Life Insurance Company L..

N/A

USD117.71B 15.71 N/A
CHPXF China Pacific Insurance (Group..

N/A

USD59.39B 18.00 N/A
CHPXY China Pacific Insurance (Group..

N/A

USD59.39B 6.99 N/A
PUKPF Prudential plc

+0.22 (+1.10%)

USD52.23B 375.15 N/A
GWLIF Great-West Lifeco Inc

+0.26 (+1.03%)

USD23.39B 12.62 N/A
LGGNF Legal & General Group Plc

+0.07 (+1.71%)

USD23.33B 13.32 N/A

ETFs Containing CNPAY

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Insurance-Life)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 6.51% 48% F 38% F
Dividend Return N/A N/A N/A N/A N/A
Total Return 6.51% 48% F 38% F
Trailing 12 Months  
Capital Gain 4.17% 47% F 38% F
Dividend Return 6.08% 88% B+ 86% B
Total Return 10.25% 63% D 42% F
Trailing 5 Years  
Capital Gain 33.75% 64% D 48% F
Dividend Return N/A N/A N/A N/A N/A
Total Return 33.75% 52% F 47% F
Average Annual (5 Year Horizon)  
Capital Gain -0.52% 50% F 37% F
Dividend Return 4.45% 80% B- 64% D
Total Return 3.92% 64% D 45% F
Risk Return Profile  
Volatility (Standard Deviation) 31.41% 25% F 57% F
Risk Adjusted Return 12.47% 64% D 45% F
Market Capitalization 12.02B 56% F 91% A-
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Insurance-Life)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 8.11 79% C+ 72% C-
Price/Book Ratio 0.44 96% A 83% B
Price / Cash Flow Ratio 1.35 34% F 37% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity N/A N/A N/A N/A N/A
Return on Invested Capital 28.37% 94% A 86% B
Return on Assets 0.40% 48% F 55% F
Debt to Equity Ratio 33.92% 52% F 45% F
Technical Ratios  
Short Ratio N/A N/A N/A N/A N/A
Short Percent N/A N/A N/A N/A N/A
Beta 1.69 11% F 24% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior total returns

The stock has outperformed its sector peers on average annual total returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile.

Underpriced compared to earnings

The stock is trading low compared to its peers on a price to earning basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector