BPXXY:OTC-BPER Banca SpA (USD)

COMMON STOCK | Banks-Regional | OTC

Last Closing Price

USD 4.75

Change

0.00 (0.00)%

Market Cap

USD 3.36B

Avg Analyst Target

N/A

Avg User Target

USD
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

BPER Banca SpA provides banking products and services to individuals, and small and medium enterprises in Italy and internationally. The company operates through Retail, Private, Corporate, Large Corporate, Finance, Corporate Center, and Other Assets segments. It offers loans, mortgages, insurance and retirement planning, current and savings accounts, and other banking related services; credit, prepaid, and debit cards; and investments and savings products and services, such as certificates of deposit, investment services, mutual investment funds and SICAVs that are financial instruments linked to asset management, portfolio management, alternative investments, accumulation plans, and financial insurance products. The company also provides corporate finance, mergers and acquisition advisory, risk management, liquidity and investment management, wealth management, and private and personal banking; subsidized loans, credit management, and loans and leasing services; receipts and payments; import and export financing; financing for working capital; letters of credit; guarantees; and Internet banking products and services. As of February 22, 2021, it operated through a network of 1,820 branches. The company was formerly known as Banca popolare dell'Emilia Romagna s.c. BPER Banca SpA was founded in 1867 and is headquartered in Modena, Italy.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2021-07-24 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
CIHKY China Merchants Bank Co., Ltd

N/A

USD202.57B 13.12 N/A
CIHHF China Merchants Bank Co., Ltd

N/A

USD197.89B 13.14 N/A
SBRCY Sberbank of Russia

N/A

USD166.32B 0.12 N/A
BNPQF BNP Paribas SA

N/A

USD74.95B 8.96 N/A
BNPQY BNP Paribas SA

N/A

USD74.80B 8.89 N/A
DBSDF DBS Group Holdings Ltd

N/A

USD57.24B 14.23 N/A
DBSDY DBS Group Holdings Ltd

N/A

USD57.13B 14.20 N/A
IITSF Intesa Sanpaolo S.p.A

N/A

USD52.74B 11.93 N/A
ISNPY Intesa Sanpaolo S.p.A

N/A

USD52.45B 11.86 N/A
PBCRF PT Bank Central Asia Tbk

N/A

USD52.15B 28.17 N/A

ETFs Containing BPXXY

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -21.16% 4% F 17% F
Dividend Return 1.60% 49% F 36% F
Total Return -19.57% 5% F 17% F
Trailing 12 Months  
Capital Gain -22.51% 5% F 15% F
Dividend Return 1.57% 20% F 20% F
Total Return -20.94% 4% F 16% F
Trailing 5 Years  
Capital Gain -34.93% 9% F 27% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -34.93% 8% F 26% F
Average Annual (5 Year Horizon)  
Capital Gain -9.60% 8% F 12% F
Dividend Return 1.23% 27% F 38% F
Total Return -8.37% 7% F 12% F
Risk Return Profile  
Volatility (Standard Deviation) 30.14% 32% F 66% D
Risk Adjusted Return -27.77% 10% F 14% F
Market Capitalization 3.36B 77% C+ 78% C+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 2.99 97% A+ 87% B+
Price/Book Ratio 0.43 81% B- 85% B
Price / Cash Flow Ratio -5.28 91% A- 72% C-
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 11.10% 70% C- 73% C
Return on Invested Capital 0.43% 88% B+ 47% F
Return on Assets 0.64% 35% F 55% F
Debt to Equity Ratio N/A N/A N/A N/A N/A
Technical Ratios  
Short Ratio N/A N/A N/A N/A N/A
Short Percent N/A N/A N/A N/A N/A
Beta 1.90 7% F 20% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

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User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Underpriced compared to earnings

The stock is trading low compared to its peers on a price to earning basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Negative cashflow

The company had negative total cash flow in the most recent four quarters.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector