BNKXF:OTC-Bankia, S.A (USD)

COMMON STOCK | Banks—Regional | OTC

Last Closing Price

USD 1.60

Change

0.00 (0.00)%

Market Cap

USD 4.63B

Average Target Price

N/A
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Bankia, S.A., together with its subsidiaries, provides various banking and financial products and services in Spain and internationally. The company operates through Retail Banking, Business Banking, and Corporate Center segments. It provides retail banking products, such as salary direct deposits, consumer loans, mortgages, term deposits, credit cards, insurance, investment and pension funds, and other asset management services. The company also offers business banking, private banking, corporate banking, and capital markets services. As of December 31, 2019, it operated through a network of 2,275 offices. The company also operates a network of 5,361 ATMs. It primarily serves individuals, self-employed professionals, high net-worth customers, and companies, as well as micro, small, and medium-sized enterprises. The company was formerly known as Altae Banco, S.A. and changed its name to Bankia, S.A. in 2011. Bankia, S.A. was founded in 2010 and is headquartered in Madrid, Spain. Bankia, S.A. is a subsidiary of BFA Tenedora de Acciones, S.A.U.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2020-09-26 )

Largest Industry Peers for Banks—Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
CIHHF China Merchants Bank Co., Ltd

N/A

USD134.22B 9.41 N/A
CIHKY China Merchants Bank Co., Ltd

N/A

USD134.22B 9.53 N/A
SBRCY Sberbank of Russia

N/A

USD64.06B 6.57 N/A
PBCRY PT Bank Central Asia Tbk

N/A

USD49.28B 25.36 N/A
PBCRF PT Bank Central Asia Tbk

N/A

USD45.17B 26.26 N/A
BNPQY BNP Paribas SA

N/A

USD45.11B 5.54 N/A
BNPQF BNP Paribas SA

N/A

USD43.35B 5.56 N/A
LBSI Liberty Bancshares, Inc. (Ada,..

N/A

USD40.23B 11.41 N/A
DBSDY DBS Group Holdings Ltd

N/A

USD37.23B 10.82 N/A
DBSDF DBS Group Holdings Ltd

N/A

USD36.83B 11.09 N/A

ETFs Containing BNKXF

Symbol Name Weight Mer Price(Change) Market Cap
FGD First Trust Dow Jones Glo.. 0.00 % 0.59 %

N/A

USD0.38B
GYLD Arrow Dow Jones Global Yi.. 0.00 % 0.75 %

N/A

USD0.04B
UBUM:F UBS (Irl) ETF plc - DJ Gl.. 0.00 % 0.30 %

N/A

USD0.04B
UBUM:XETRA UBS (Irl) ETF plc - DJ Gl.. 0.00 % 0.30 %

N/A

USD0.04B

Market Performance

  Market Performance vs.
Industry/Classification (Banks—Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -23.81% 49% F 34% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -23.81% 47% F 34% F
Trailing 12 Months  
Capital Gain -11.60% 67% D+ 48% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -11.60% 64% D 47% F
Trailing 5 Years  
Capital Gain 31.15% 71% C- 65% D
Dividend Return N/A N/A N/A N/A N/A
Total Return 31.15% 69% D+ 63% D
Average Annual (5 Year Horizon)  
Capital Gain 81.91% N/A N/A 85% B
Dividend Return 0.84% N/A N/A 37% F
Total Return 82.75% N/A N/A 85% B
Risk Return Profile  
Volatility (Standard Deviation) 200.55% N/A N/A 17% F
Risk Adjusted Return 41.26% N/A N/A 76% C
Market Capitalization 4.63B 82% B- 84% B
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks—Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 19.11 14% F 39% F
Price/Book Ratio 0.32 84% B 84% B
Price / Cash Flow Ratio 0.62 66% D 38% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 2.16% 15% F 52% F
Return on Invested Capital 2.10% 41% F 45% F
Return on Assets 0.13% 14% F 53% F
Debt to Equity Ratio 140.20% 22% F 12% F
Technical Ratios  
Short Ratio N/A N/A N/A N/A N/A
Short Percent N/A N/A N/A N/A N/A
Beta 1.22 12% F 37% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Higly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector