BKRIY:OTC-Bank of Ireland Group plc (USD)

COMMON STOCK | Banks—Regional | OTC

Last Closing Price

USD 3.41

Change

+0.20 (+6.07)%

Market Cap

USD 3.46B

Volume

2.50K

Average Target Price

N/A
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Bank of Ireland Group plc provides various banking and financial products and services in the Republic of Ireland, the United Kingdom, and internationally. The company operates through Retail Ireland, Wealth and Insurance, Retail UK, and Corporate and Treasury segments. Its products and services include current and savings accounts, and business deposits and accounts; personal, car, home improvement, graduate, and student loans, as well as overdrafts; business and farming loans, BREXIT loans, small medium enterprise loans, asset finance, commercial finance, hire purchase, and leasing services; and property, trade, and project finance. The company also offers account reconciliation, moving/sweeping funds, bulk payment services, direct debit originator, domestic and international payments, and FXPay services; international payments and credit cards; protection overview, mortgage protection, life cover, specified illness cover, income protection, protection for individuals, and protection for families; pensions and investments, foreign exchange, and treasury deposits and services; personal products; private banking services; leveraged acquisition finance; and funding and acquisition, cash management, transaction support and agency, and escrow services. In addition, it provides home, car, travel, and life insurance products. The company serves customers through a network of 264 branches and 1,550 self-serve devices in the Republic of Ireland. Bank of Ireland Group plc was founded in 1783 and is headquartered in Dublin, the Republic of Ireland.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2020-12-01 )

Largest Industry Peers for Banks—Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
CIHHF China Merchants Bank Co., Ltd

N/A

USD173.93B 13.23 N/A
CIHKY China Merchants Bank Co., Ltd

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SBRCY Sberbank of Russia

+0.77 (+5.78%)

USD70.30B 2.72 N/A
BNPQF BNP Paribas SA

+1.58 (+3.10%)

USD63.37B 7.50 N/A
BNPQY BNP Paribas SA

+0.99 (+3.89%)

USD63.19B 7.48 N/A
PBCRF PT Bank Central Asia Tbk

N/A

USD54.63B 30.99 N/A
PBCRY PT Bank Central Asia Tbk

+1.40 (+2.48%)

USD53.73B 31.83 N/A
DBSDF DBS Group Holdings Ltd

N/A

USD48.00B 12.17 N/A
DBSDY DBS Group Holdings Ltd

+1.22 (+1.63%)

USD47.13B 12.13 N/A
ISNPY Intesa Sanpaolo S.p.A

+0.41 (+2.98%)

USD44.75B 7.63 N/A

ETFs Containing BKRIY

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks—Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -36.85% 11% F 19% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -36.85% 10% F 18% F
Trailing 12 Months  
Capital Gain -30.55% 15% F 23% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -30.55% 14% F 23% F
Trailing 5 Years  
Capital Gain N/A N/A N/A N/A N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return N/A N/A N/A N/A N/A
Average Annual (5 Year Horizon)  
Capital Gain -25.97% N/A N/A 7% F
Dividend Return 0.78% N/A N/A 36% F
Total Return -25.20% N/A N/A 7% F
Risk Return Profile  
Volatility (Standard Deviation) 24.32% N/A N/A 65% D
Risk Adjusted Return -103.59% N/A N/A 3% F
Market Capitalization 3.46B 78% C+ 79% C+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks—Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 4.32 94% A 83% B
Price/Book Ratio 0.29 87% B+ 86% B
Price / Cash Flow Ratio 1.05 62% D- 38% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity -5.02% 7% F 39% F
Return on Invested Capital 3.27% 48% F 49% F
Return on Assets -0.39% 9% F 49% F
Debt to Equity Ratio 89.95% 34% F 21% F
Technical Ratios  
Short Ratio N/A N/A N/A N/A N/A
Short Percent N/A N/A N/A N/A N/A
Beta 1.87 5% F 20% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Underpriced compared to earnings

The stock is trading low compared to its peers on a price to earning basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Higly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector