BKNIY:OTC-Bankinter, S.A (USD)

COMMON STOCK | Banks-Regional | OTC

Last Closing Price

USD 6.68

Change

0.00 (0.00)%

Market Cap

USD 6.05B

Average Target Price

N/A
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Bankinter, S.A. provides various banking products and services to individuals and corporate customers, and small- and medium-sized enterprises in Spain. The company operates through Commercial Banking, Private Banking, Personal Banking, Individual Banking, Foreigners, Corporate Banking, Consumer Finance, Línea Directa Aseguradora, Bankinter Portugal, and Other Businesses segments. It offers salary, non-salary, professional, basic, currency, pension, business, and current accounts, as well as deposit products; and mortgages and loan products. The company also provides saving and investment products, including profiled funds, socially responsible funds, Bankinter funds, other managers' funds, and themed funds; retirement funds and regular investment plans; and advisory, customized investment, wealth management, and structured products and services. In addition, it offers home, life, funeral, health, and motor insurance products, as well as business insurance products. Further, the company provides various services, such as real estate management services; telephone assistance services; asset management services; venture capital and fund management services; consulting services; recovery services; vehicle checks and travel assistance services; vehicle repair services; specialized home repairs and improvements services; and cards and consumer finance services, as well as services for motorcycle users. Further, the company holds and purchases securities; issues debt securities; operates as special purpose vehicle; and operates as a credit institution. As of December 31, 2019, it operated through a network of 446 branches and 367 agents. The company was formerly known as Banco Intercontinental Español, S.A. and changed its name to Bankinter, S.A. in July 1990. The company was founded in 1965 and is headquartered in Madrid, Spain.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-03-04 )

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BNPQY BNP Paribas SA

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PBCRF PT Bank Central Asia Tbk

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PBCRY PT Bank Central Asia Tbk

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DBSDF DBS Group Holdings Ltd

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DBSDY DBS Group Holdings Ltd

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ETFs Containing BKNIY

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 27.24% 89% B+ 63% D
Dividend Return 1.15% 68% D+ 52% F
Total Return 28.39% 89% B+ 64% D
Trailing 12 Months  
Capital Gain 26.28% 89% B+ 51% F
Dividend Return 1.14% 15% F 19% F
Total Return 27.42% 88% B+ 51% F
Trailing 5 Years  
Capital Gain 6.20% 26% F 40% F
Dividend Return N/A N/A N/A N/A N/A
Total Return 6.20% 24% F 38% F
Average Annual (5 Year Horizon)  
Capital Gain -6.29% 18% F 25% F
Dividend Return 2.60% 65% D 60% D-
Total Return -3.69% 20% F 27% F
Risk Return Profile  
Volatility (Standard Deviation) 26.45% 33% F 64% D
Risk Adjusted Return -13.95% 22% F 29% F
Market Capitalization 6.05B 82% B- 84% B
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 9.85 60% D- 66% D
Price/Book Ratio 1.03 27% F 65% D
Price / Cash Flow Ratio 38.68 3% F 5% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 3.57% 22% F 54% F
Return on Invested Capital -0.35% 68% D+ 44% F
Return on Assets 0.19% 16% F 53% F
Debt to Equity Ratio N/A N/A N/A N/A N/A
Technical Ratios  
Short Ratio N/A N/A N/A N/A N/A
Short Percent N/A N/A N/A N/A N/A
Beta 1.65 8% F 24% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.