BKNIY:OTC-Bankinter, S.A (USD)

COMMON STOCK | Banks—Regional | OTC

Last Closing Price

USD 5.10

Change

0.00 (0.00)%

Market Cap

USD 4.31B

Average Target Price

N/A
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Bankinter, S.A. provides various banking products and services to individuals and corporate customers, and small- and medium-sized enterprises in Spain. The company operates through Commercial Banking, Private Banking, Personal Banking, Individual Banking, Foreigners, Corporate Banking, Consumer Finance, Línea Directa Aseguradora, Bankinter Portugal, and Other Businesses segments. It offers salary, non-salary, professional, basic, currency, pension, business, and current accounts, as well as deposit products; and mortgages and loan products. The company also provides saving and investment products, including profiled funds, socially responsible funds, Bankinter funds, other managers' funds, and themed funds; retirement funds and regular investment plans; and advisory, customized investment, wealth management, and structured products and services. In addition, it offers home, life, funeral, health, and motor insurance products, as well as business insurance products. Further, the company provides various services, such as real estate management services; telephone assistance services; asset management services; venture capital and fund management services; consulting services; recovery services; vehicle checks and travel assistance services; vehicle repair services; specialized home repairs and improvements services; and cards and consumer finance services, as well as services for motorcycle users. Further, the company holds and purchases securities; issues debt securities; operates as special purpose vehicle; and operates as a credit institution. As of December 31, 2019, it operated through a network of 446 branches and 367 agents. The company was formerly known as Banco Intercontinental Español, S.A. and changed its name to Bankinter, S.A. in July 1990. The company was founded in 1965 and is headquartered in Madrid, Spain.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2020-09-23 )

Largest Industry Peers for Banks—Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
CIHHF China Merchants Bank Co., Ltd

N/A

USD140.57B 9.41 N/A
CIHKY China Merchants Bank Co., Ltd

-0.34 (-1.38%)

USD139.02B 9.53 N/A
SBRCY Sberbank of Russia

-0.22 (-1.82%)

USD65.69B 6.78 N/A
BNPQF BNP Paribas SA

-1.74 (-4.57%)

USD47.87B 6.47 N/A
BNPQY BNP Paribas SA

-0.83 (-4.39%)

USD47.29B 6.36 N/A
PBCRF PT Bank Central Asia Tbk

N/A

USD46.89B 26.26 N/A
PBCRY PT Bank Central Asia Tbk

-1.26 (-2.57%)

USD45.82B 25.36 N/A
LBSI Liberty Bancshares, Inc. (Ada,..

N/A

USD40.23B 11.41 N/A
IITSF Intesa Sanpaolo S.p.A

N/A

USD37.56B 9.26 N/A
DBSDF DBS Group Holdings Ltd

N/A

USD37.45B 11.24 N/A

ETFs Containing BKNIY

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks—Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -32.36% 28% F 27% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -32.36% 27% F 26% F
Trailing 12 Months  
Capital Gain -18.01% 55% F 43% F
Dividend Return 2.29% 56% F 53% F
Total Return -15.72% 56% F 43% F
Trailing 5 Years  
Capital Gain -25.44% 23% F 43% F
Dividend Return 12.98% 58% F 53% F
Total Return -12.46% 23% F 44% F
Average Annual (5 Year Horizon)  
Capital Gain -2.63% N/A N/A N/A N/A
Dividend Return 2.58% N/A N/A N/A N/A
Total Return -0.05% N/A N/A N/A N/A
Risk Return Profile  
Volatility (Standard Deviation) 25.61% N/A N/A N/A N/A
Risk Adjusted Return -0.18% N/A N/A N/A N/A
Market Capitalization 4.31B 81% B- 84% B
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks—Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 12.44 31% F 56% F
Price/Book Ratio 0.86 31% F 64% D
Price / Cash Flow Ratio 27.57 3% F 6% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 7.17% 43% F 65% D
Return on Invested Capital 7.15% 72% C- 61% D-
Return on Assets 0.38% 27% F 55% F
Debt to Equity Ratio 563.79% 4% F 2% F
Technical Ratios  
Short Ratio N/A N/A N/A N/A N/A
Short Percent N/A N/A N/A N/A N/A
Beta 1.30 11% F 34% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

High Gross Profit to Asset Ratio

This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

What to not like:
Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Higly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector