BCMXY:OTC-Bank of Communications Co., Ltd (USD)

COMMON STOCK | Banks—Diversified | OTC

Last Closing Price

USD 12.00

Change

-1.40 (-10.45)%

Market Cap

USD 43.45B

Volume

850.00

Average Target Price

N/A
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Bank of Communications Co., Ltd. provides commercial banking products and services primarily in the People's Republic of China, Hong Kong, Macau, Taiwan, and internationally. The company offers personal banking products and services, including demand, time, call, withdrawal, foreign currency, swap management, and education deposits, as well as certificate of deposits; credit and debit cards; housing and personal loans; and wealth management products, and wealth management advisory and consulting services. It also provides corporate banking products and services, such as corporate time and demand structured deposits; cash management services, such as accounts receivable/accounts payable management, account management, liquidity management, and investment and financing management; financing, settlement, and risk management services; financing services; syndicated loans; overdrafts; investment banking services; offshore banking services, including forex deposit and loan, inter-bank loan, international settlement, forex trading and guarantee, business advisory, and other services; and precious metal leasing and commodity trading services. In addition, the company offers international banking services comprising personal and corporate foreign exchange wealth management, import and export settlement, document settlement, remittance and bill, trade finance, and offshore banking services. Further, it provides treasury, asset management, trustee, insurance, financial leasing, debt-to-equity swap, and other financial services; trust investment, fund management, securities dealing and brokerage, and reinsurance services; and e-banking services. It has 244 branches and 3,079 banking outlets in Mainland China; 22 overseas branches and 68 overseas banking outlets, as well as representative offices in 17 countries. Bank of Communications Co., Ltd. was founded in 1908 and is headquartered in Shanghai, the People's Republic of China.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2020-09-24 )

Largest Industry Peers for Banks—Diversified

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
IDCBY Industrial and Commercial Bank..

-0.15 (-1.43%)

USD241.39B 4.58 N/A
IDCBF Industrial and Commercial Bank..

N/A

USD239.31B 4.54 N/A
CICHF China Construction Bank Corpor..

-0.04 (-5.04%)

USD171.94B 4.55 N/A
CICHY China Construction Bank Corpor..

-0.18 (-1.37%)

USD168.24B 4.75 N/A
ACGBF Agricultural Bank of China Lim..

N/A

USD159.36B 4.08 N/A
ACGBY Agricultural Bank of China Lim..

-0.11 (-1.40%)

USD158.33B 3.98 N/A
BACHY Bank of China Limited

-0.05 (-0.64%)

USD126.18B 3.98 N/A
BACHF Bank of China Limited

N/A

USD122.64B 3.93 N/A
CBAUF Commonwealth Bank of Australia

N/A

USD80.71B 16.51 N/A
CMWAY Commonwealth Bank of Australia

+0.23 (+0.51%)

USD79.76B 16.20 N/A

ETFs Containing BCMXY

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks—Diversified)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -32.96% 32% F 26% F
Dividend Return 6.21% 71% C- 89% B+
Total Return -26.75% 47% F 31% F
Trailing 12 Months  
Capital Gain -27.71% 47% F 34% F
Dividend Return 6.70% 74% C 76% C
Total Return -21.01% 47% F 38% F
Trailing 5 Years  
Capital Gain -46.31% 34% F 34% F
Dividend Return 21.11% 39% F 74% C
Total Return -25.20% 34% F 40% F
Average Annual (5 Year Horizon)  
Capital Gain -1.66% N/A N/A N/A N/A
Dividend Return 4.89% N/A N/A N/A N/A
Total Return 3.23% N/A N/A N/A N/A
Risk Return Profile  
Volatility (Standard Deviation) 12.27% N/A N/A N/A N/A
Risk Adjusted Return 26.36% N/A N/A N/A N/A
Market Capitalization 43.45B 63% D 98% A+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks—Diversified)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 3.96 97% A+ 84% B
Price/Book Ratio 0.36 79% C+ 83% B
Price / Cash Flow Ratio -0.53 65% D 64% D
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 9.35% 56% F 73% C
Return on Invested Capital 3.12% 85% B 48% F
Return on Assets 0.70% 59% F 58% F
Debt to Equity Ratio 290.96% 23% F 5% F
Technical Ratios  
Short Ratio N/A N/A N/A N/A N/A
Short Percent N/A N/A N/A N/A N/A
Beta 0.65 83% B 60% D-
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Underpriced compared to earnings

The stock is trading low compared to its peers on a price to earning basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

What to not like:
Higly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Negative cashflow

The company had negative total cash flow in the most recent four quarters.