BBAJF:OTC-Banco del Bajío, S.A., Institución de Banca Múltiple (USD)

COMMON STOCK | Banks-Regional | OTC

Last Closing Price

USD 1.32

Change

0.00 (0.00)%

Market Cap

USD 1.54B

Average Target Price

N/A
Average Analyst Rating

N/A

Fundamental Analysis

Verdict

About

Banco del Bajío, S.A., Institución de Banca Múltiple provides various banking products and services in Mexico. It operates through two segments, Business Banking and Commercial Banking. The company offers deposit and saving products; short and long-term loans, mortgage loans, and personal loans; and automotive credit and credit cards. It also provide short and long-term financial products; syndicated financing services; investment products; credit and payroll advance services; financial factoring and leasing services; securities products; trust contract services; online banking services; foreign exchange services; insurance products; and point of sale terminal services. The company serves individuals, companies, corporations, governments, and small and medium enterprises, as well as agricultural and rural, and infrastructure sectors. As of December 31, 2019, it operated through a network of 306 branches and 651 ATMs. Banco del Bajío, S.A., Institución de Banca Múltiple was founded in 1994 and is based in León, Mexico.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-01-21 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
CIHKY China Merchants Bank Co., Ltd

+0.51 (+1.29%)

USD202.20B 16.61 N/A
CIHHF China Merchants Bank Co., Ltd

N/A

USD200.26B 17.10 N/A
SBRCY Sberbank of Russia

-0.31 (-2.03%)

USD81.86B 3.11 N/A
BNPQY BNP Paribas SA

-0.05 (-0.17%)

USD67.07B 7.97 N/A
BNPQF BNP Paribas SA

+0.48 (+0.90%)

USD66.29B 7.87 N/A
PBCRY PT Bank Central Asia Tbk

-1.32 (-2.05%)

USD61.52B 36.19 N/A
PBCRF PT Bank Central Asia Tbk

N/A

USD61.27B 37.32 N/A
DBSDY DBS Group Holdings Ltd

+0.18 (+0.22%)

USD50.87B 13.01 N/A
DBSDF DBS Group Holdings Ltd

-0.11 (-0.55%)

USD50.76B 13.09 N/A
ISNPY Intesa Sanpaolo S.p.A

-0.03 (-0.21%)

USD45.62B 7.78 N/A

ETFs Containing BBAJF

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -5.17% 8% F 19% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -5.17% 8% F 19% F
Trailing 12 Months  
Capital Gain -23.94% 16% F 22% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -23.94% 14% F 21% F
Trailing 5 Years  
Capital Gain N/A N/A N/A N/A N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return N/A N/A N/A N/A N/A
Average Annual (5 Year Horizon)  
Capital Gain -18.42% 3% F 11% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -18.42% 2% F 11% F
Risk Return Profile  
Volatility (Standard Deviation) 24.43% 39% F 66% D
Risk Adjusted Return -75.42% 5% F 7% F
Market Capitalization 1.54B 73% C 72% C-
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 6.42 87% B+ 77% C+
Price/Book Ratio 0.92 35% F 66% D
Price / Cash Flow Ratio 12.55 14% F 15% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 12.72% 89% B+ 81% B-
Return on Invested Capital 7.59% 73% C 63% D
Return on Assets 1.61% 95% A 65% D
Debt to Equity Ratio 96.17% 30% F 19% F
Technical Ratios  
Short Ratio N/A N/A N/A N/A N/A
Short Percent N/A N/A N/A N/A N/A
Beta 1.03 18% F 44% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Underpriced compared to earnings

The stock is trading low compared to its peers on a price to earning basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters then its peers, placing it in the top quartile.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

High Gross Profit to Asset Ratio

This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Higly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.