BBAJF:OTC-Banco del Bajío, S.A., Institución de Banca Múltiple (USD)

COMMON STOCK | Banks-Regional | OTC

Last Closing Price

USD 1.45

Change

0.00 (0.00)%

Market Cap

USD 1.71B

Volume

400.00

Average Target Price

N/A
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Banco del Bajío, S.A., Institución de Banca Múltiple provides various banking products and services in Mexico. It operates through two segments, Business Banking and Commercial Banking. The company offers deposit and saving products; short and long-term loans, mortgage loans, and personal loans; and automotive credit and credit cards. It also provide short and long-term financial products; syndicated financing services; investment products; credit and payroll advance services; financial factoring and leasing services; securities products; trust contract services; online banking services; foreign exchange services; insurance products; and point of sale terminal services. The company serves individuals, companies, corporations, governments, and small and medium enterprises, as well as agricultural and rural, and infrastructure sectors. As of December 31, 2019, it operated through a network of 306 branches and 651 ATMs. Banco del Bajío, S.A., Institución de Banca Múltiple was founded in 1994 and is based in León, Mexico.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-04-16 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
CIHKY China Merchants Bank Co., Ltd

+0.01 (+0.01%)

USD192.59B 13.17 N/A
CIHHF China Merchants Bank Co., Ltd

N/A

USD191.45B 13.22 N/A
SBRCY Sberbank of Russia

+0.38 (+2.58%)

USD153.24B 8.23 N/A
BNPQF BNP Paribas SA

-1.37 (-2.13%)

USD77.39B 10.12 N/A
BNPQY BNP Paribas SA

+0.63 (+2.02%)

USD77.39B 9.80 N/A
DBSDY DBS Group Holdings Ltd

+0.33 (+0.38%)

USD55.18B 16.14 N/A
DBSDF DBS Group Holdings Ltd

-0.07 (-0.32%)

USD55.09B 16.20 N/A
IITSF Intesa Sanpaolo S.p.A

+0.05 (+1.81%)

USD53.95B 12.67 N/A
PBCRY PT Bank Central Asia Tbk

+0.81 (+1.50%)

USD52.94B 30.51 N/A
ISNPY Intesa Sanpaolo S.p.A

+0.09 (+0.55%)

USD52.86B 12.76 N/A

ETFs Containing BBAJF

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 4.32% 22% F 33% F
Dividend Return N/A N/A N/A N/A N/A
Total Return 4.32% 22% F 33% F
Trailing 12 Months  
Capital Gain 98.93% 90% A- 63% D
Dividend Return N/A N/A N/A N/A N/A
Total Return 98.93% 89% B+ 62% D-
Trailing 5 Years  
Capital Gain N/A N/A N/A N/A N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return N/A N/A N/A N/A N/A
Average Annual (5 Year Horizon)  
Capital Gain -21.25% 2% F 6% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -21.25% 2% F 6% F
Risk Return Profile  
Volatility (Standard Deviation) 29.62% 27% F 62% D-
Risk Adjusted Return -71.74% 4% F 6% F
Market Capitalization 1.71B 74% C 72% C-
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 6.42 90% A- 79% C+
Price/Book Ratio 1.06 31% F 66% D
Price / Cash Flow Ratio -0.05 79% C+ 56% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 10.33% 74% C 74% C
Return on Invested Capital -2.52% 34% F 37% F
Return on Assets 1.34% 88% B+ 63% D
Debt to Equity Ratio N/A N/A N/A N/A N/A
Technical Ratios  
Short Ratio N/A N/A N/A N/A N/A
Short Percent N/A N/A N/A N/A N/A
Beta 0.98 22% F 46% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Underpriced compared to earnings

The stock is trading low compared to its peers on a price to earning basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Negative cashflow

The company had negative total cash flow in the most recent four quarters.