ARZGF:OTC-Assicurazioni Generali S.p.A (USD)

COMMON STOCK | Insurance-Diversified | OTC

Last Closing Price

USD 19.30

Change

0.00 (0.00)%

Market Cap

USD 30.09B

Average Target Price

N/A
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Assicurazioni Generali S.p.A. provides various insurance solutions. It operates through three segments: Life; Non-Life; Asset Management; and Holding and Other Business. It offers saving and protection insurance products for individuals and family; unit linked products with investment purposes; and motor, liability, casualty, accident, health, and commercial and industrial risks insurance products. The company also provides equity and fixed-income funds, as well as alternative products; investment; and wealth management services. It operates in Italy, France, Germany, Czech Republic, Poland, Hungary, Slovakia, Serbia/Montenegro, Romania, Slovenia, Bulgaria, Croatia, Russia, Spain, Switzerland, the America, Southern Europe, and Asia. The company was formerly known as Assicurazioni Generali Austro-Italiche and changed its name to Assicurazioni Generali S.p.A. in 1848. Assicurazioni Generali S.p.A. was founded in 1831 and is headquartered in Trieste, Italy.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-03-04 )

Largest Industry Peers for Insurance-Diversified

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
ALIZF Allianz SE

-0.30 (-0.12%)

USD103.83B 12.75 N/A
AXAHF AXA SA

-0.30 (-1.13%)

USD64.00B 9.85 N/A
ZURVY Zurich Insurance Group AG

-0.08 (-0.19%)

USD63.04B 16.64 N/A
ZFSVF Zurich Insurance Group AG

+7.41 (+1.76%)

USD63.02B 16.44 N/A
AXAHY AXA SA

-0.45 (-1.70%)

USD62.99B 9.86 N/A
ARZGY Assicurazioni Generali S.p.A

N/A

USD30.02B 11.47 N/A
SAXPF Sampo Oyj

-1.97 (-4.41%)

USD24.88B 12.85 N/A
SAXPY Sampo Oyj

-0.91 (-4.05%)

USD24.87B 12.92 N/A
AVVIY Aviva plc

-0.08 (-0.74%)

USD21.10B 14.65 N/A
AIVAF Aviva plc

N/A

USD20.41B 14.17 N/A

ETFs Containing ARZGF

Symbol Name Weight Mer Price(Change) Market Cap
EWI iShares MSCI Italy ETF 0.00 % 0.51 %

-0.16 (-0.53%)

USD0.25B
HEWI iShares Currency Hedged M.. 0.00 % 0.49 %

N/A

USD1.54M
FLIY Franklin FTSE Italy ETF 0.00 % 0.09 %

-0.17 (-0.68%)

USD3.59M
CMB1:LSE iShares VII PLC - iShares.. 0.00 % 0.33 %

-6.50 (-0.08%)

USD0.11B
EPVL:LSE UBS ETF - Factor MSCI EMU.. 0.00 % 0.38 %

N/A

N/A
IMIB:LSE iShares FTSE MIB UCITS ET.. 0.00 % 0.35 %

-1.50 (-0.13%)

USD0.10B
EUHD:PA Invesco EURO STOXX High D.. 0.00 % 0.30 %

+0.11 (+0.48%)

USD0.01B
C070:F ComStage - STOXX® Europe.. 0.00 % 0.25 %

N/A

USD9.36M
EHDV:F Invesco EURO STOXX High D.. 0.00 % 0.30 %

+0.12 (+0.53%)

USD0.01B
EXH5:F iShares (DE) I - iShares .. 0.00 % 0.46 %

+0.03 (+0.08%)

USD0.16B
SXRY:F iShares VII PLC - iShares.. 0.00 % 0.33 %

-0.09 (-0.10%)

USD0.11B
C070:XETRA ComStage - STOXX® Europe.. 0.00 % 0.25 %

N/A

USD9.36M
EHDV:XETRA Invesco EURO STOXX High D.. 0.00 % 0.30 %

+0.12 (+0.53%)

USD0.01B
DBXI:XETRA Xtrackers FTSE MIB UCITS .. 0.00 % 0.30 %

+0.01 (+0.04%)

USD0.03B
EXH5:XETRA iShares STOXX Europe 600 .. 0.00 % 0.46 %

+0.05 (+0.17%)

USD0.28B
SXRY:XETRA iShares VII PLC - iShares.. 0.00 % 0.33 %

+0.24 (+0.27%)

USD0.11B

Market Performance

  Market Performance vs.
Industry/Classification (Insurance-Diversified)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 9.97% 56% F 46% F
Dividend Return N/A N/A N/A N/A N/A
Total Return 9.97% 56% F 47% F
Trailing 12 Months  
Capital Gain 7.92% 50% F 39% F
Dividend Return N/A N/A N/A N/A N/A
Total Return 7.92% 46% F 38% F
Trailing 5 Years  
Capital Gain N/A N/A N/A N/A N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return N/A N/A N/A N/A N/A
Average Annual (5 Year Horizon)  
Capital Gain -3.38% 31% F 30% F
Dividend Return 2.47% 27% F 58% F
Total Return -0.93% 28% F 33% F
Risk Return Profile  
Volatility (Standard Deviation) 14.86% 69% D+ 83% B
Risk Adjusted Return -6.27% 28% F 33% F
Market Capitalization 30.09B 81% B- 96% A
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Insurance-Diversified)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 11.78 63% D 59% F
Price/Book Ratio 0.93 58% F 68% D+
Price / Cash Flow Ratio 1.48 81% B- 36% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 7.56% 56% F 66% D
Return on Invested Capital 15.54% 78% C+ 80% B-
Return on Assets 0.55% 58% F 56% F
Debt to Equity Ratio 102.29% 6% F 18% F
Technical Ratios  
Short Ratio N/A N/A N/A N/A N/A
Short Percent N/A N/A N/A N/A N/A
Beta 1.25 18% F 35% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Underpriced on cashflow basis

The stock is trading low compared to its peers on a price to cash flow basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector