ARZGF:OTC-Assicurazioni Generali S.p.A (USD)

COMMON STOCK | Insurance—Diversified | OTC

Last Closing Price

USD 13.60

Change

-1.05 (-7.15)%

Market Cap

USD 22.78B

Volume

300.00

Average Target Price

N/A
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Assicurazioni Generali S.p.A. provides various insurance solutions. It operates through three segments: Life; Non-Life; Asset Management; and Holding and Other Business. It offers saving and protection insurance products for individuals and family; unit linked products with investment purposes; and motor, liability, casualty, accident, health, and commercial and industrial risks insurance products. The company also provides equity and fixed-income funds, as well as alternative products; investment; and wealth management services. It operates in Italy, France, Germany, Czech Republic, Poland, Hungary, Slovakia, Serbia/Montenegro, Romania, Slovenia, Bulgaria, Croatia, Russia, Spain, Switzerland, the America, Southern Europe, and Asia. The company was formerly known as Assicurazioni Generali Austro-Italiche and changed its name to Assicurazioni Generali S.p.A. in 1848. Assicurazioni Generali S.p.A. was founded in 1831 and is headquartered in Trieste, Italy.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2020-09-22 )

Largest Industry Peers for Insurance—Diversified

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
ALIZF Allianz SE

-4.20 (-2.10%)

USD83.62B 11.19 N/A
ZURVY Zurich Insurance Group AG

-0.64 (-1.75%)

USD53.84B 17.04 N/A
ZFSVF Zurich Insurance Group AG

-9.66 (-2.65%)

USD53.43B 17.44 N/A
AXAHF AXA SA

N/A

USD46.30B 14.62 N/A
AXAHY AXA SA

-0.53 (-2.79%)

USD45.17B 14.52 N/A
SAXPF Sampo Oyj

-3.34 (-7.86%)

USD23.30B 23.79 N/A
SAXPY Sampo Oyj

-0.44 (-2.20%)

USD22.30B 23.54 N/A
ARZGY Assicurazioni Generali S.p.A

+0.01 (+0.07%)

USD22.02B 10.82 N/A
AVVIY Aviva plc

-0.11 (-1.48%)

USD14.85B 5.60 N/A
AIVAF Aviva plc

N/A

USD14.73B 5.52 N/A

ETFs Containing ARZGF

Symbol Name Weight Mer Price(Change) Market Cap
EPVL:LSE UBS ETF - Factor MSCI EMU.. 4.03 % 0.38 %

N/A

N/A
DBXI:XETRA Xtrackers FTSE MIB UCITS .. 0.00 % 0.30 %

+0.08 (+0.45%)

USD0.03B
SXRY:F iShares VII PLC - iShares.. 0.00 % 0.33 %

+0.35 (+0.48%)

USD0.14B
C070:XETRA ComStage STOXX Europe 600.. 0.00 % 0.25 %

N/A

USD9.36M
EXH5:XETRA iShares STOXX Europe 600 .. 0.00 % 0.46 %

-0.46 (-1.89%)

USD0.19B
UIMZ:XETRA UBS ETF - Factor MSCI EMU.. 0.00 % 0.28 %

N/A

N/A
SXRY:XETRA iShares VII PLC - iShares.. 0.00 % 0.33 %

+0.24 (+0.33%)

USD0.14B
FLXD:F Franklin LibertyQ Europea.. 0.00 % 0.25 %

-0.05 (-0.21%)

USD0.01B
EXH5:F iShares STOXX Europe 600 .. 0.00 % 0.46 %

-0.51 (-2.10%)

USD0.19B
FLIY Franklin FTSE Italy ETF 0.00 % 0.09 %

-0.05 (-0.26%)

USD3.28M
HEWI iShares Currency Hedged M.. 0.00 % 0.49 %

N/A

USD1.54M
CMB1:LSE iShares VII PLC - iShares.. 0.00 % 0.33 %

+72.00 (+1.07%)

USD0.14B
IMIB:LSE iShares FTSE MIB UCITS ET.. 0.00 % 0.35 %

+11.20 (+1.08%)

USD0.10B
C070:F ComStage STOXX Europe 600.. 0.00 % 0.25 %

N/A

USD9.36M
EWI iShares MSCI Italy Capped.. 0.00 % 0.49 %

-0.06 (-0.25%)

USD0.19B

Market Performance

  Market Performance vs.
Industry/Classification (Insurance—Diversified)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -34.31% 14% F 24% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -34.31% 11% F 24% F
Trailing 12 Months  
Capital Gain -24.90% 21% F 36% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -24.90% 18% F 35% F
Trailing 5 Years  
Capital Gain N/A N/A N/A N/A N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return N/A N/A N/A N/A N/A
Average Annual (5 Year Horizon)  
Capital Gain -1.35% N/A N/A N/A N/A
Dividend Return 2.82% N/A N/A N/A N/A
Total Return 1.45% N/A N/A N/A N/A
Risk Return Profile  
Volatility (Standard Deviation) 14.14% N/A N/A N/A N/A
Risk Adjusted Return 10.23% N/A N/A N/A N/A
Market Capitalization 22.78B 79% C+ 96% A
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Insurance—Diversified)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 10.99 54% F 61% D-
Price/Book Ratio 0.77 58% F 68% D+
Price / Cash Flow Ratio 1.12 78% C+ 35% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 7.56% 46% F 67% D+
Return on Invested Capital 15.54% 64% D 78% C+
Return on Assets 0.55% 41% F 57% F
Debt to Equity Ratio 102.29% 4% F 18% F
Technical Ratios  
Short Ratio N/A N/A N/A N/A N/A
Short Percent N/A N/A N/A N/A N/A
Beta 1.18 21% F 38% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Underpriced on cashflow basis

The stock is trading low compared to its peers on a price to cash flow basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Higly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector