ALBKY:OTC-Alpha Bank A.E (USD)

COMMON STOCK | Banks-Regional | OTC

Last Closing Price

USD 0.34

Change

+0.02 (+5.94)%

Market Cap

USD 2.09B

Volume

0.50M

Average Target Price

N/A
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Alpha Bank A.E., together with its subsidiaries, provides various banking and financial products and services to individuals, professionals, and companies in Greece and internationally. The company operates through Retail Banking, Corporate Banking, Asset Management and Insurance, Investment Banking and Treasury, South Eastern Europe, and Other segments. It offers various deposit products, including deposits/savings accounts, working capital/current accounts, checking accounts, investment facilities/term deposits, repos, and swaps; loans comprising mortgage loans, consumer loans, working capital facilities, corporate loans, housing loans, and letters of guarantee; and debit and credit cards. The company also provides leasing and factoring services; asset management services; insurance products; stock exchange, advisory, and brokerage services relating to capital markets; and investment banking facilities, as well as deals in interbank market activities. In addition, it offers mutual funds, bonds, government securities, and structured notes; payroll accounts; and imports and exports, custody, shipping finance, automated cash transaction, cash management, payment, and international trade services, as well as mobile, Web, and phone banking services. Further, the company engages in the real estate management and hotel businesses. As of December 31, 2020, it operated 325 branches. The company was formerly known as Alpha Credit Bank and changed its name to Alpha Bank A.E. in April 2000. Alpha Bank A.E. was founded in 1879 and is based in Athens, Greece.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-04-14 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
CIHKY China Merchants Bank Co., Ltd

-0.62 (-1.61%)

USD194.84B 13.31 N/A
CIHHF China Merchants Bank Co., Ltd

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USD194.00B 14.34 N/A
SBRCY Sberbank of Russia

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USD158.30B 8.52 N/A
BNPQF BNP Paribas SA

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USD77.17B 9.84 N/A
BNPQY BNP Paribas SA

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USD76.69B 9.75 N/A
DBSDY DBS Group Holdings Ltd

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USD55.12B 16.09 N/A
DBSDF DBS Group Holdings Ltd

+0.13 (+0.60%)

USD54.27B 15.94 N/A
IITSF Intesa Sanpaolo S.p.A

+0.01 (+0.38%)

USD52.52B 12.43 N/A
ISNPY Intesa Sanpaolo S.p.A

+0.03 (+0.18%)

USD52.15B 12.75 N/A
PBCRF PT Bank Central Asia Tbk

+0.14 (+7.00%)

USD51.31B 28.17 N/A

ETFs Containing ALBKY

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 21.07% 69% D+ 56% F
Dividend Return N/A N/A N/A N/A N/A
Total Return 21.07% 67% D+ 55% F
Trailing 12 Months  
Capital Gain 41.25% 60% D- 42% F
Dividend Return N/A N/A N/A N/A N/A
Total Return 41.25% 57% F 41% F
Trailing 5 Years  
Capital Gain -39.46% 8% F 23% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -39.46% 7% F 23% F
Average Annual (5 Year Horizon)  
Capital Gain -11.75% 7% F 14% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -11.75% 6% F 13% F
Risk Return Profile  
Volatility (Standard Deviation) 37.22% 17% F 55% F
Risk Adjusted Return -31.57% 14% F 18% F
Market Capitalization 2.09B 74% C 74% C
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 15.45 31% F 51% F
Price/Book Ratio 0.18 95% A 90% A-
Price / Cash Flow Ratio 0.98 56% F 38% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 1.24% 13% F 49% F
Return on Invested Capital -0.07% 81% B- 46% F
Return on Assets 0.16% 14% F 52% F
Debt to Equity Ratio N/A N/A N/A N/A N/A
Technical Ratios  
Short Ratio N/A N/A N/A N/A N/A
Short Percent N/A N/A N/A N/A N/A
Beta 2.15 5% F 17% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.