ALBKY:OTC-Alpha Bank A.E (USD)

COMMON STOCK | Banks—Regional | OTC

Last Closing Price

USD 0.18

Change

0.00 (-0.83)%

Market Cap

USD 0.93B

Volume

0.02M

Average Target Price

N/A
Average Analyst Rating

N/A

Fundamental Analysis

Verdict

About

Alpha Bank A.E., together with its subsidiaries, provides various banking and financial products and services to individuals, professionals, and companies in Greece and internationally. The company operates through Retail Banking, Corporate Banking, Asset Management and Insurance, Investment Banking and Treasury, South Eastern Europe, and Other segments. It offers various deposit products, including deposits/savings accounts, working capital/current accounts, checking accounts, investment facilities/term deposits, repos, and swaps; loans comprising mortgage loans, consumer loans, working capital facilities, corporate loans, housing loans, and letters of guarantee; and debit and credit cards. The company also provides leasing and factoring services; asset management services; insurance products; stock exchange, advisory, and brokerage services relating to capital markets; and investment banking facilities, as well as deals in interbank market activities. In addition, it offers mutual funds, bonds, derivatives, government securities, and structured notes; payroll accounts; and imports and exports, custody, shipping finance, automated cash transaction, cash management, payment, and international trade services, as well as mobile, Web, and phone banking services. Further, the company engages in the real estate management and hotel businesses. As of December 31, 2019, it operated 383 branches. The company was formerly known as Alpha Credit Bank and changed its name to Alpha Bank A.E. in April 2000. Alpha Bank A.E. was founded in 1879 and is based in Athens, Greece.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2020-09-28 )

Largest Industry Peers for Banks—Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
CIHHF China Merchants Bank Co., Ltd

N/A

USD134.22B 9.41 N/A
CIHKY China Merchants Bank Co., Ltd

+0.50 (+2.07%)

USD134.22B 9.15 N/A
SBRCY Sberbank of Russia

-0.09 (-0.78%)

USD64.06B 6.57 N/A
PBCRY PT Bank Central Asia Tbk

-1.11 (-2.26%)

USD49.28B 25.36 N/A
PBCRF PT Bank Central Asia Tbk

-0.22 (-10.73%)

USD45.17B 26.26 N/A
BNPQY BNP Paribas SA

+0.74 (+4.17%)

USD45.11B 5.61 N/A
BNPQF BNP Paribas SA

+0.66 (+1.86%)

USD44.87B 5.70 N/A
LBSI Liberty Bancshares, Inc. (Ada,..

N/A

USD40.23B 11.41 N/A
DBSDY DBS Group Holdings Ltd

+1.23 (+2.11%)

USD37.23B 10.93 N/A
DBSDF DBS Group Holdings Ltd

+0.22 (+1.51%)

USD36.83B 11.04 N/A

ETFs Containing ALBKY

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks—Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -68.13% 2% F 7% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -68.13% 2% F 7% F
Trailing 12 Months  
Capital Gain -60.33% 2% F 13% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -60.33% 2% F 13% F
Trailing 5 Years  
Capital Gain -91.12% 2% F 11% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -91.12% 2% F 11% F
Average Annual (5 Year Horizon)  
Capital Gain -10.55% N/A N/A 19% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -10.55% N/A N/A 18% F
Risk Return Profile  
Volatility (Standard Deviation) 37.60% N/A N/A 48% F
Risk Adjusted Return -28.05% N/A N/A 27% F
Market Capitalization 0.93B 73% C 71% C-
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks—Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 10.25 45% F 63% D
Price/Book Ratio 0.11 93% A 90% A-
Price / Cash Flow Ratio 0.53 67% D+ 39% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 1.15% 13% F 50% F
Return on Invested Capital 0.75% 35% F 42% F
Return on Assets 0.15% 16% F 54% F
Debt to Equity Ratio 134.37% 23% F 13% F
Technical Ratios  
Short Ratio N/A N/A N/A N/A N/A
Short Percent N/A N/A N/A N/A N/A
Beta 1.42 9% F 31% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

What to not like:
Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Higly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.