USB:NYE-U.S. Bancorp (USD)

COMMON STOCK | Banks-Regional | NYE

Last Closing Price

USD 60.28

Change

-2.16 (-3.46)%

Market Cap

USD 92.70B

Volume

7.25M

Avg Analyst Target

USD 63.95 (+6.09%)

Avg User Target

USD
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

U.S. Bancorp, a financial services holding company, provides various financial services in the United States. It operates in Corporate and Commercial Banking, Consumer and Business Banking, Wealth Management and Investment Services, Payment Services, and Treasury and Corporate Support segments. The company offers depository services, including checking accounts, savings accounts, and time certificate contracts; lending services, such as traditional credit products; and credit card services, lease financing and import/export trade, asset-backed lending, agricultural finance, and other products. It also provides ancillary services comprising capital markets, treasury management, and receivable lock-box collection services to corporate customers; and a range of asset management and fiduciary services for individuals, estates, foundations, business corporations, and charitable organizations. In addition, the company offers investment and insurance products to its customers principally within its markets, as well as fund administration services to a range of mutual and other funds. Further, it provides corporate and purchasing card, and corporate trust services; and merchant processing services, as well as cash and investment management, ATM processing, mortgage banking, and brokerage and leasing services. As of December 31, 2020, the company provided its products and services through a network of 2,434 banking offices principally operating in the Midwest and West regions of the United States, as well as through online services and over mobile devices; and operated a network of 4,232 ATMs. The company was founded in 1863 and is headquartered in Minneapolis, Minnesota.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-10-27 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HDB HDFC Bank Limited

-0.59 (-0.78%)

USD122.35B 32.28 N/A
USB-PH U.S. Bancorp

-0.07 (-0.29%)

USD100.99B 4.92 N/A
PNC The PNC Financial Services Gro..

-3.16 (-1.46%)

USD91.40B 16.57 N/A
USB-PP U.S. Bancorp

-0.02 (-0.07%)

USD84.96B 5.43 N/A
USB-PO U.S. Bancorp

N/A

USD81.31B 8.27 N/A
USB-PM U.S. Bancorp

+0.03 (+0.12%)

USD76.44B 5.08 N/A
IBN ICICI Bank Limited

+0.02 (+0.09%)

USD70.34B 23.26 N/A
PNC-PQ The PNC Financial Services Gro..

N/A

USD58.78B 2.14 N/A
LYG Lloyds Banking Group plc

-0.01 (-0.38%)

USD47.71B 34.94 N/A
BSBR Banco Santander (Brasil) S.A

+0.01 (+0.16%)

USD46.74B 8.48 N/A

ETFs Containing USB

Symbol Name Weight Mer Price(Change) Market Cap
FINU ProShares UltraPro Financ.. 0.00 % 0.95 %

N/A

USD8.45M
XUFB:LSE Xtrackers IE Plc - Xtrack.. 0.00 % 0.12 %

-26.46 (-1.32%)

USD0.19B
HUBL-U:CA Harvest US Bank Leaders I.. 0.00 % 1.31 %

N/A

N/A
BNKS:LSE iShares S&P U.S. Banks ET.. 0.00 % 0.35 %

-0.14 (-2.10%)

USD0.81B
FGBL:LSE First Trust Global Equity.. 0.00 % 0.70 %

N/A

USD2.49M
GINC:LSE First Trust Global Equity.. 0.00 % 0.70 %

-18.78 (-0.57%)

USD0.02B
SMRG:LSE Amundi Index Solutions - .. 0.00 % 0.00 %

N/A

USD3.71M
SMRU:LSE Amundi Index Solutions - .. 0.00 % 0.00 %

N/A

USD3.71M
UINC:LSE First Trust US Equity Inc.. 0.00 % 0.65 %

-27.00 (-1.21%)

USD0.15B
SMRT:PA Amundi Index Solutions - .. 0.00 % 0.00 %

-4.07 (-0.76%)

USD0.05B
KNAB MicroSectors U.S. Big Ban.. 0.00 % 0.95 %

N/A

USD0.02B
IUS2:F ISHARES V Public Limited .. 0.00 % 0.35 %

-0.19 (-3.24%)

USD0.69B
IUS2:XETRA ISHARES V Public Limited .. 0.00 % 0.35 %

-0.13 (-2.20%)

USD0.90B
SM8T:XETRA Amundi Index Solutions - .. 0.00 % 0.00 %

-4.70 (-0.88%)

USD0.05B
RUBY-U:CA RBC U.S. Banks Yield Inde.. 0.00 % 0.32 %

N/A

N/A
KVLE KFA Value Line Dynamic Co.. 0.00 % 0.56 %

-0.17 (-0.67%)

N/A
TACE Trend Aggregation Conserv.. 0.00 % 1.87 %

N/A

N/A
VTRN VictoryShares Top Veteran.. 0.00 % 0.60 %

N/A

N/A
KLCD KFA Large Cap Quality Div.. 0.00 % 0.42 %

-0.41 (-1.20%)

USD0.07B
BNKZ MicroSectors U.S. Big Ban.. 0.00 % 0.95 %

N/A

USD0.01B
FTHI First Trust BuyWrite Inco.. 0.00 % 0.85 %

-0.21 (-0.95%)

USD0.05B
ZBK:CA BMO Equal Weight US Banks.. 0.00 % 0.38 %

-1.08 (-2.92%)

USD0.92B
FTLB First Trust Hedged BuyWri.. 0.00 % 0.85 %

N/A

USD9.69M
IAT iShares U.S. Regional Ban.. 0.00 % 0.42 %

-2.06 (-3.14%)

USD1.13B
KBWB Invesco Exchange-Traded F.. 0.00 % 0.35 %

-1.89 (-2.60%)

USD2.36B
PGF Invesco Financial Preferr.. 0.00 % 0.55 %

N/A

USD1.86B
WBIF Absolute Shares Trust - W.. 0.00 % 1.25 %

-0.79 (-2.54%)

USD0.05B
WBIG WBI BullBear Yield 3000 E.. 0.00 % 1.14 %

-0.56 (-2.04%)

USD0.05B
WBIL WBI BullBear Quality 3000.. 0.00 % 1.23 %

-0.61 (-1.94%)

USD0.05B
BANK:CA BMO Global Banks Hedged t.. 0.00 % 0.39 %

N/A

USD4.39M
BNKU MicroSectors U.S. Big Ban.. 0.00 % 0.95 %

-4.02 (-5.71%)

USD0.12B
CALL:CA Evolve US Banks Enhanced .. 0.00 % 0.45 %

-0.55 (-2.50%)

USD4.71M
HUBL:CA Harvest US Bank Leaders I.. 0.00 % 1.30 %

-0.39 (-2.11%)

USD0.03B
RUBY:CA RBC U.S. Banks Yield Inde.. 0.00 % 0.32 %

N/A

USD0.03B
BOUT Innovator ETFs Trust - In.. 0.00 % 0.80 %

-0.43 (-1.18%)

USD0.02B
ZWK:CA BMO Covered Call US Banks.. 0.00 % 0.71 %

-1.03 (-3.05%)

USD0.22B
BNKD MicroSectors U.S. Big Ban.. 0.00 % 0.95 %

+0.42 (+4.76%)

USD6.28M
BNKO MicroSectors U.S. Big Ban.. 0.00 % 0.95 %

N/A

USD0.01B
SMRU:PA Amundi Index Solutions - .. 0.00 % 0.00 %

-4.80 (-0.78%)

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 29.38% 67% D+ 78% C+
Dividend Return 2.79% 41% F 55% F
Total Return 32.17% 66% D 78% C+
Trailing 12 Months  
Capital Gain 61.61% 63% D 77% C+
Dividend Return 4.61% 46% F 62% D-
Total Return 66.22% 63% D 77% C+
Trailing 5 Years  
Capital Gain 35.04% 57% F 54% F
Dividend Return 16.44% 58% F 58% F
Total Return 51.48% 62% D- 54% F
Average Annual (5 Year Horizon)  
Capital Gain 4.05% 60% D- 44% F
Dividend Return 3.01% 67% D+ 65% D
Total Return 7.06% 63% D 43% F
Risk Return Profile  
Volatility (Standard Deviation) 29.27% 52% F 39% F
Risk Adjusted Return 24.13% 44% F 29% F
Market Capitalization 92.70B 98% A+ 97% A+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 17.87 12% F 49% F
Price/Book Ratio 1.95 14% F 50% F
Price / Cash Flow Ratio 24.94 17% F 18% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 1,578.70% 100% A+ 94% A
Return on Invested Capital 28.77% 96% A 95% A
Return on Assets 1.41% 73% C 34% F
Debt to Equity Ratio 76.87% 41% F 47% F
Technical Ratios  
Short Ratio 1.83 87% B+ 56% F
Short Percent 0.77% 74% C 82% B-
Beta 1.11 68% D+ 47% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Ratings

Target Price Action Rating Action Analyst Rating Price Date

Discussions

User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters then its peers, placing it in the top quartile.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector