USB:NYE-U.S. Bancorp (USD)

COMMON STOCK | Banks-Regional | NYE

Last Closing Price

USD 45.86

Change

0.00 (0.00)%

Market Cap

USD 69.09B

Volume

9.04M

Average Target Price

USD 52.08 (+13.56%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

U.S. Bancorp, a financial services holding company, provides various financial services in the United States. It operates in five segments: Corporate and Commercial Banking, Consumer and Business Banking, Wealth Management and Investment Services, Payment Services, and Treasury and Corporate Support. The company offers depository services, including checking accounts, savings accounts, and time certificate contracts; lending services, such as traditional credit products; and credit card services, lease financing and import/export trade, asset-backed lending, agricultural finance, and other products, as well as home equity, auto, boat, RV, personal loans, and personal line of credit. It also provides ancillary services comprising capital markets, treasury management, and receivable lock-box collection services to corporate customers; and a range of asset management and fiduciary services for individuals, estates, foundations, business corporations, and charitable organizations. In addition, the company offers investment and insurance products to its customers principally within its markets, as well as fund administration services to a range of mutual and other funds. Further, it provides corporate and purchasing card, and corporate trust services; and merchant processing services, as well as cash and investment management, ATM processing, mortgage banking, and brokerage and leasing services. The company offers its products and services through operating a network of 2,795 banking offices principally operating in the Midwest and West regions of the United States, as well as through online services and over mobile devices. It also operates a network of 4,459 ATMs. The company has a strategic alliance with State Farm Bank. The company was founded in 1863 and is headquartered in Minneapolis, Minnesota.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-01-23 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HDB HDFC Bank Limited

N/A

USD108.98B 143.48 N/A
USB-PH U.S. Bancorp

N/A

USD99.75B 7.92 N/A
USB-PP U.S. Bancorp

N/A

USD86.40B 9.00 N/A
USB-PO U.S. Bancorp

N/A

USD81.31B 8.27 N/A
USB-PM U.S. Bancorp

N/A

USD79.91B 8.65 N/A
PNC The PNC Financial Services Gro..

N/A

USD64.69B 8.99 N/A
PNC-PQ The PNC Financial Services Gro..

N/A

USD58.78B 2.14 N/A
IBN ICICI Bank Limited

N/A

USD51.14B 43.02 N/A
ITUB Itaú Unibanco Holding S.A

N/A

USD50.59B 8.44 N/A
BBDO Banco Bradesco S.A

N/A

USD38.69B 5.94 N/A

ETFs Containing USB

Symbol Name Weight Mer Price(Change) Market Cap
FINU ProShares UltraPro Financ.. 0.00 % 0.95 %

N/A

USD8.45M
BNKO MicroSectors U.S. Big Ban.. 0.00 % 0.95 %

N/A

USD0.01B
IUS2:F iShares S&P U.S. Bank.. 0.00 % 0.35 %

N/A

USD0.21B
XUFN:LSE Xtrackers MSCI USA Financ.. 0.00 % 0.12 %

N/A

USD0.53B
XUFB:LSE Xtrackers MSCI USA Banks .. 0.00 % 0.12 %

N/A

USD0.47B
UPVL:LSE UBS (Irl) ETF plc - Facto.. 0.00 % 0.35 %

N/A

N/A
IUFS:LSE iShares S&P 500 Financial.. 0.00 % 0.15 %

N/A

USD0.64B
BNKS:LSE iShares S&P U.S. Bank.. 0.00 % 0.35 %

N/A

USD0.21B
HUBL-U:CA Harvest US Bank Leaders I.. 0.00 % 0.75 %

N/A

N/A
KNAB MicroSectors U.S. Big Ban.. 0.00 % 0.95 %

N/A

USD0.02B
BNKZ MicroSectors U.S. Big Ban.. 0.00 % 0.95 %

N/A

USD0.01B
BNKU MicroSectors U.S. Big Ban.. 0.00 % 0.95 %

N/A

USD0.04B
BNKD MicroSectors U.S. Big Ban.. 0.00 % 0.95 %

N/A

USD1.99M
IAT iShares U.S. Regional Ban.. 0.00 % 0.42 %

N/A

USD0.29B
RUBY Rubius Therapeutics, Inc 0.00 % 0.00 %

N/A

USD0.77B
HUBL:CA Harvest US Bank Leaders I.. 0.00 % 0.75 %

N/A

USD3.49M
DUSA Davis Select U.S. Equity .. 0.00 % 0.63 %

N/A

USD0.31B
DFNL Davis Select Financial ET.. 0.00 % 0.64 %

N/A

USD0.16B
CALL:CA Evolve US Banks Enhanced .. 0.00 % 0.45 %

N/A

USD4.71M
BANK:CA BMO Global Banks Hedged t.. 0.00 % 0.39 %

N/A

USD4.39M
SPFF Global X SuperIncome Pref.. 0.00 % 0.58 %

N/A

USD0.20B
PGF Invesco Financial Preferr.. 0.00 % 0.62 %

N/A

USD1.80B
KBWB Invesco KBW Bank ETF 0.00 % 0.35 %

N/A

USD1.34B
KBE SPDR S&P Bank ETF 0.00 % 0.35 %

N/A

USD2.59B
IUS2:XETRA iShares S&P U.S. Bank.. 0.00 % 0.35 %

N/A

USD0.21B

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -1.57% 24% F 16% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -1.57% 24% F 16% F
Trailing 12 Months  
Capital Gain -14.82% 26% F 20% F
Dividend Return 3.12% 49% F 59% F
Total Return -11.70% 26% F 20% F
Trailing 5 Years  
Capital Gain 19.77% 33% F 44% F
Dividend Return 17.84% 46% F 54% F
Total Return 37.61% 36% F 40% F
Average Annual (5 Year Horizon)  
Capital Gain -0.25% 50% F 42% F
Dividend Return 2.68% 77% C+ 63% D
Total Return 2.43% 69% D+ 45% F
Risk Return Profile  
Volatility (Standard Deviation) 19.39% 56% F 42% F
Risk Adjusted Return 12.55% 49% F 37% F
Market Capitalization 69.09B 95% A 96% A
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 14.99 42% F 61% D-
Price/Book Ratio 1.47 26% F 56% F
Price / Cash Flow Ratio N/A N/A N/A N/A N/A
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 9.39% 66% D 65% D
Return on Invested Capital -0.97% 22% F 20% F
Return on Assets 0.95% 70% C- 34% F
Debt to Equity Ratio 77.78% 31% F 44% F
Technical Ratios  
Short Ratio 1.84 77% C+ 52% F
Short Percent 0.83% 94% A 85% B
Beta 1.11 75% C 47% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Superior total returns

The stock has outperformed its sector peers on average annual total returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Higly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector