USB:NYE-U.S. Bancorp (USD)

COMMON STOCK | Banks-Regional | NYE

Last Closing Price

USD 55.13

Change

-0.41 (-0.74)%

Market Cap

USD 82.37B

Volume

4.64M

Avg Analyst Target

USD 61.22 (+11.04%)

Avg User Target

USD
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

U.S. Bancorp, a financial services holding company, provides various financial services in the United States. It operates in Corporate and Commercial Banking, Consumer and Business Banking, Wealth Management and Investment Services, Payment Services, and Treasury and Corporate Support segments. The company offers depository services, including checking accounts, savings accounts, and time certificate contracts; lending services, such as traditional credit products; and credit card services, lease financing and import/export trade, asset-backed lending, agricultural finance, and other products. It also provides ancillary services comprising capital markets, treasury management, and receivable lock-box collection services to corporate customers; and a range of asset management and fiduciary services for individuals, estates, foundations, business corporations, and charitable organizations. In addition, the company offers investment and insurance products to its customers principally within its markets, as well as fund administration services to a range of mutual and other funds. Further, it provides corporate and purchasing card, and corporate trust services; and merchant processing services, as well as cash and investment management, ATM processing, mortgage banking, and brokerage and leasing services. As of December 31, 2020, the company provided its products and services through a network of 2,434 banking offices principally operating in the Midwest and West regions of the United States, as well as through online services and over mobile devices; and operated a network of 4,232 ATMs. The company was founded in 1863 and is headquartered in Minneapolis, Minnesota.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-08-02 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HDB HDFC Bank Limited

+0.17 (+0.24%)

USD130.01B 176.65 N/A
USB-PH U.S. Bancorp

-0.04 (-0.16%)

USD103.83B 5.40 N/A
USB-PP U.S. Bancorp

-0.03 (-0.11%)

USD87.50B 5.97 N/A
USB-PO U.S. Bancorp

N/A

USD81.31B 8.27 N/A
USB-PM U.S. Bancorp

-0.02 (-0.08%)

USD78.13B 5.55 N/A
PNC The PNC Financial Services Gro..

-0.63 (-0.35%)

USD77.50B 13.83 N/A
IBN ICICI Bank Limited

-0.18 (-0.97%)

USD64.38B 24.08 N/A
PNC-PQ The PNC Financial Services Gro..

N/A

USD58.78B 2.14 N/A
BSBR Banco Santander (Brasil) S.A

+0.13 (+1.68%)

USD57.94B 10.81 N/A
ITUB Itaú Unibanco Holding S.A

+0.11 (+1.91%)

USD56.57B 13.61 N/A

ETFs Containing USB

Symbol Name Weight Mer Price(Change) Market Cap
FINU ProShares UltraPro Financ.. 0.00 % 0.95 %

N/A

USD8.45M
BNKU MicroSectors U.S. Big Ban.. 0.00 % 0.95 %

-0.51 (-1.06%)

USD0.12B
IUS2:XETRA ISHARES V Public Limited .. 0.00 % 0.35 %

-0.01 (-0.22%)

USD0.53B
IUS2:F ISHARES V Public Limited .. 0.00 % 0.35 %

-0.01 (-0.26%)

USD0.69B
SMRT:PA Amundi Index Solutions - .. 0.00 % 0.00 %

+2.69 (+0.53%)

USD0.04B
XUFB:LSE Xtrackers IE Plc - Xtrack.. 0.00 % 0.12 %

+3.60 (+0.21%)

USD0.22B
UINC:LSE First Trust Global Funds .. 0.00 % 0.65 %

+4.50 (+0.21%)

USD0.15B
BNKS:LSE iShares S&P U.S. Banks ET.. 0.00 % 0.35 %

-0.02 (-0.32%)

USD0.53B
KNAB MicroSectors U.S. Big Ban.. 0.00 % 0.95 %

N/A

USD0.02B
BNKZ MicroSectors U.S. Big Ban.. 0.00 % 0.95 %

N/A

USD0.01B
BNKO MicroSectors U.S. Big Ban.. 0.00 % 0.95 %

N/A

USD0.01B
IAT iShares U.S. Regional Ban.. 0.00 % 0.42 %

-0.39 (-0.70%)

USD0.73B
BNKD MicroSectors U.S. Big Ban.. 0.00 % 0.95 %

+0.16 (+1.12%)

USD6.28M
ZWK:CA BMO Covered Call US Banks.. 0.00 % 0.71 %

N/A

USD0.18B
RUBY:CA RBC U.S. Banks Yield Inde.. 0.00 % 0.32 %

N/A

USD0.02B
CALL:CA Evolve US Banks Enhanced .. 0.00 % 0.45 %

N/A

USD4.71M
BANK:CA BMO Global Banks Hedged t.. 0.00 % 0.39 %

N/A

USD4.39M
ZBK:CA BMO Equal Weight US Banks.. 0.00 % 0.38 %

N/A

USD0.83B
PGF Invesco Financial Preferr.. 0.00 % 0.55 %

+0.01 (+0.05%)

USD1.86B
KBWB Invesco Exchange-Traded F.. 0.00 % 0.35 %

-0.38 (-0.60%)

USD2.36B
SM8T:XETRA Amundi Index Solutions - .. 0.00 % 0.00 %

+1.00 (+0.20%)

USD0.04B

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 18.33% 69% D+ 69% D+
Dividend Return 1.80% 35% F 53% F
Total Return 20.13% 68% D+ 70% C-
Trailing 12 Months  
Capital Gain 49.81% 63% D 74% C
Dividend Return 4.57% 46% F 64% D
Total Return 54.38% 63% D 75% C
Trailing 5 Years  
Capital Gain 30.86% 54% F 54% F
Dividend Return 17.00% 58% F 62% D-
Total Return 47.85% 62% D- 55% F
Average Annual (5 Year Horizon)  
Capital Gain 2.13% 56% F 41% F
Dividend Return 2.90% 71% C- 66% D
Total Return 5.03% 61% D- 42% F
Risk Return Profile  
Volatility (Standard Deviation) 26.55% 53% F 41% F
Risk Adjusted Return 18.94% 45% F 30% F
Market Capitalization 82.37B 97% A+ 97% A+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 11.90 39% F 71% C-
Price/Book Ratio 1.78 20% F 54% F
Price / Cash Flow Ratio 22.17 17% F 20% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 13.91% 73% C 69% D+
Return on Invested Capital 28.85% 99% A+ 95% A
Return on Assets 1.34% 73% C 35% F
Debt to Equity Ratio 77.78% 32% F 47% F
Technical Ratios  
Short Ratio 2.47 61% D- 43% F
Short Percent 1.05% 67% D+ 77% C+
Beta 1.16 67% D+ 43% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

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User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.