USB:NYE-U.S. Bancorp (USD)

COMMON STOCK | Banks-Regional | NYE

Last Closing Price

USD 57.86

Change

0.00 (0.00)%

Market Cap

USD 86.62B

Volume

7.93M

Average Target Price

USD 57.37 (-0.85%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

U.S. Bancorp, a financial services holding company, provides various financial services in the United States. It operates in Corporate and Commercial Banking, Consumer and Business Banking, Wealth Management and Investment Services, Payment Services, and Treasury and Corporate Support segments. The company offers depository services, including checking accounts, savings accounts, and time certificate contracts; lending services, such as traditional credit products; and credit card services, lease financing and import/export trade, asset-backed lending, agricultural finance, and other products. It also provides ancillary services comprising capital markets, treasury management, and receivable lock-box collection services to corporate customers; and a range of asset management and fiduciary services for individuals, estates, foundations, business corporations, and charitable organizations. In addition, the company offers investment and insurance products to its customers principally within its markets, as well as fund administration services to a range of mutual and other funds. Further, it provides corporate and purchasing card, and corporate trust services; and merchant processing services, as well as cash and investment management, ATM processing, mortgage banking, and brokerage and leasing services. As of December 31, 2020, the company provided its products and services through a network of 2,434 banking offices principally operating in the Midwest and West regions of the United States, as well as through online services and over mobile devices; and operated a network of 4,232 ATMs. The company was founded in 1863 and is headquartered in Minneapolis, Minnesota.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-04-18 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HDB HDFC Bank Limited

N/A

USD105.39B 192.78 N/A
USB-PH U.S. Bancorp

N/A

USD100.53B 6.45 N/A
USB-PP U.S. Bancorp

N/A

USD87.62B 7.37 N/A
USB-PO U.S. Bancorp

N/A

USD81.31B 8.27 N/A
USB-PM U.S. Bancorp

N/A

USD78.49B 6.86 N/A
PNC The PNC Financial Services Gro..

N/A

USD75.84B 10.54 N/A
PNC-PQ The PNC Financial Services Gro..

N/A

USD58.78B 2.14 N/A
IBN ICICI Bank Limited

N/A

USD52.48B 25.97 N/A
ITUB Itaú Unibanco Holding S.A

N/A

USD45.80B 14.46 N/A
BBD Banco Bradesco S.A

N/A

USD42.58B 14.48 N/A

ETFs Containing USB

Symbol Name Weight Mer Price(Change) Market Cap
FINU ProShares UltraPro Financ.. 0.00 % 0.95 %

N/A

USD8.45M
BNKO MicroSectors U.S. Big Ban.. 0.00 % 0.95 %

N/A

USD0.01B
GMVM:XETRA VanEck Vectors Morningsta.. 0.00 % 0.49 %

N/A

USD0.47B
IUS2:F iShares S&P U.S. Banks ET.. 0.00 % 0.35 %

N/A

USD0.69B
XUFB:LSE Xtrackers (IE) Plc - Xtra.. 0.00 % 0.12 %

N/A

USD0.64B
UINC:LSE First Trust US Equity Inc.. 0.00 % 0.65 %

N/A

USD0.10B
BNKS:LSE iShares S&P U.S. Banks ET.. 0.00 % 0.35 %

N/A

USD0.95B
HUBL-U:CA Harvest US Bank Leaders I.. 0.00 % 0.75 %

N/A

N/A
KNAB MicroSectors U.S. Big Ban.. 0.00 % 0.95 %

N/A

USD0.02B
BNKZ MicroSectors U.S. Big Ban.. 0.00 % 0.95 %

N/A

USD0.01B
BNKU MicroSectors U.S. Big Ban.. 0.00 % 0.95 %

N/A

USD0.09B
BNKD MicroSectors U.S. Big Ban.. 0.00 % 0.95 %

N/A

USD8.54M
IAT iShares U.S. Regional Ban.. 0.00 % 0.42 %

N/A

USD0.44B
PQLC PGIM QMA Strategic Alpha .. 0.00 % 0.17 %

N/A

USD0.01B
HUBL:CA Harvest US Bank Leaders I.. 0.00 % 0.75 %

N/A

USD0.03B
DUSA Davis Select U.S. Equity .. 0.00 % 0.62 %

N/A

USD0.36B
CALL:CA Evolve US Banks Enhanced .. 0.00 % 0.45 %

N/A

USD4.71M
BANK:CA BMO Global Banks Hedged t.. 0.00 % 0.39 %

N/A

USD4.39M
SPFF Global X SuperIncome Pref.. 0.00 % 0.58 %

N/A

USD0.20B
PGF Invesco Financial Preferr.. 0.00 % 0.61 %

N/A

USD1.81B
KBWB Invesco KBW Bank ETF 0.00 % 0.35 %

N/A

USD2.29B
KBE SPDR S&P Bank ETF 0.00 % 0.35 %

N/A

USD3.66B
IUS2:XETRA iShares S&P U.S. Banks ET.. 0.00 % 0.35 %

N/A

USD0.93B

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 24.19% 69% D+ 82% B-
Dividend Return 0.90% 35% F 48% F
Total Return 25.09% 70% C- 82% B-
Trailing 12 Months  
Capital Gain 65.03% 60% D- 66% D
Dividend Return 4.79% 47% F 62% D-
Total Return 69.82% 60% D- 67% D+
Trailing 5 Years  
Capital Gain 38.06% 56% F 57% F
Dividend Return 16.69% 55% F 58% F
Total Return 54.75% 58% F 57% F
Average Annual (5 Year Horizon)  
Capital Gain -0.66% 40% F 31% F
Dividend Return 2.76% 73% C 63% D
Total Return 2.09% 46% F 33% F
Risk Return Profile  
Volatility (Standard Deviation) 20.80% 63% D 48% F
Risk Adjusted Return 10.07% 43% F 30% F
Market Capitalization 86.62B 97% A+ 97% A+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 15.27 45% F 62% D-
Price/Book Ratio 1.89 20% F 51% F
Price / Cash Flow Ratio 23.31 21% F 18% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 11.66% 76% C 72% C-
Return on Invested Capital 28.85% 95% A 95% A
Return on Assets 1.11% 81% B- 37% F
Debt to Equity Ratio 77.78% 32% F 47% F
Technical Ratios  
Short Ratio 1.54 83% B 56% F
Short Percent 0.96% 92% A- 84% B
Beta 1.16 70% C- 43% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters then its peers, placing it in the top quartile.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector