TRV:NYE-The Travelers Companies, Inc (USD)

COMMON STOCK | Insurance—Property & Casualty | NYE

Last Closing Price

USD 108.11

Change

0.00 (0.00)%

Market Cap

USD 27.37B

Volume

1.71M

Average Target Price

USD 116.00 (+7.30%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

The Travelers Companies, Inc., through its subsidiaries, provides a range of commercial and personal property, and casualty insurance products and services to businesses, government units, associations, and individuals in the United states and internationally. The company operates through three segments: Business Insurance, Bond & Specialty Insurance, and Personal Insurance. The Business Insurance segment offers workers' compensation, commercial automobile and property, general liability, commercial multi-peril, employers' liability, public and product liability, professional indemnity, marine, aviation, onshore and offshore energy, construction, terrorism, personal accident, and kidnap and ransom insurance products. This segment operates through select accounts, which serve small businesses; commercial accounts that serve mid-sized businesses; national accounts, which serve large companies; and national property and other that serve large and mid-sized customers, commercial transportation industry, and agricultural businesses, as well as markets and distributes its products through brokers, wholesale agents, program managers, and specialized retail agents. The Bond & Specialty Insurance segment provides surety, fidelity, management and professional liability, and other property and casualty insurance products through independent agencies and brokers. The Personal Insurance segment offers property and casualty insurance covering personal risks, primarily automobile and homeowners insurance to individuals through independent agencies and brokers. The Travelers Companies, Inc. was founded in 1853 and is based in New York, New York. Address: 485 Lexington Avenue, New York, NY, United States, 10017

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2020-09-26 )

Largest Industry Peers for Insurance—Property & Casualty

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
PGR The Progressive Corporation

N/A

USD54.23B 12.36 N/A
CB Chubb Limited

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USD51.39B 23.80 N/A
ALL-PG The Allstate Corporation

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USD36.04B 1.79 N/A
ALL-PH The Allstate Corporation

N/A

USD34.26B 1.65 N/A
ALL The Allstate Corporation

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USD28.51B 6.77 N/A
MKL Markel Corporation

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USD13.06B 61.80 N/A
WRB W. R. Berkley Corporation

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USD10.78B 33.05 N/A
L Loews Corporation

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USD9.29B 14.83 N/A
CNA CNA Financial Corporation

N/A

USD8.06B 17.26 N/A
Y Alleghany Corporation

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USD7.23B 152.56 N/A

ETFs Containing TRV

Symbol Name Weight Mer Price(Change) Market Cap
IAK iShares U.S. Insurance ET.. 0.00 % 0.43 %

N/A

USD0.06B
JKI iShares Morningstar Mid-C.. 0.00 % 0.30 %

N/A

USD0.33B
KBWP Invesco KBW Property & Ca.. 0.00 % 0.35 %

N/A

USD0.18B
PUD:CA Purpose US Dividend Fund .. 0.00 % 0.67 %

N/A

USD6.56M
VETS Pacer Military Times Best.. 0.00 % 0.60 %

N/A

USD1.41M
PUD-B:CA Purpose US Dividend Fund .. 0.00 % 0.66 %

N/A

N/A
1546:TSE NEXT FUNDS Dow Jones Indu.. 0.00 % 0.00 %

N/A

USD14.95B

Market Performance

  Market Performance vs.
Industry/Classification (Insurance—Property & Casualty)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -21.06% 48% F 32% F
Dividend Return 1.84% 72% C- 55% F
Total Return -19.22% 48% F 32% F
Trailing 12 Months  
Capital Gain -26.95% 48% F 25% F
Dividend Return 2.26% 63% D 49% F
Total Return -24.70% 48% F 25% F
Trailing 5 Years  
Capital Gain 9.11% 55% F 55% F
Dividend Return 14.98% 58% F 48% F
Total Return 24.09% 64% D 51% F
Average Annual (5 Year Horizon)  
Capital Gain 2.82% N/A N/A 59% F
Dividend Return 2.36% N/A N/A 59% F
Total Return 5.18% N/A N/A 56% F
Risk Return Profile  
Volatility (Standard Deviation) 13.83% N/A N/A 57% F
Risk Adjusted Return 37.43% N/A N/A 54% F
Market Capitalization 27.37B 82% B- 92% A-
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Insurance—Property & Casualty)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 16.02 50% F 52% F
Price/Book Ratio 1.06 42% F 59% F
Price / Cash Flow Ratio 5.26 79% C+ 51% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 7.00% 62% D- 56% F
Return on Invested Capital 11.68% 62% D- 77% C+
Return on Assets 1.40% 59% F 39% F
Debt to Equity Ratio 25.28% 41% F 77% C+
Technical Ratios  
Short Ratio 3.63 30% F 32% F
Short Percent 1.79% 52% F 73% C
Beta 0.84 14% F 66% D
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Underpriced on cashflow basis

The stock is trading low compared to its peers on a price to cash flow basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Higly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.