TRV:NYE-The Travelers Companies, Inc (USD)

COMMON STOCK | Insurance—Property & Casualty | NYE

Last Closing Price

USD 100.10

Change

0.00 (0.00)%

Market Cap

USD 25.31B

Volume

1.66M

Average Target Price

USD 120.94 (+20.82%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

The Travelers Companies, Inc., through its subsidiaries, provides a range of commercial and personal property, and casualty insurance products and services to businesses, government units, associations, and individuals in the United states and internationally. The company operates through three segments: Business Insurance, Bond & Specialty Insurance, and Personal Insurance. The Business Insurance segment offers workers' compensation, commercial automobile and property, general liability, commercial multi-peril, employers' liability, public and product liability, professional indemnity, marine, aviation, onshore and offshore energy, construction, terrorism, personal accident, and kidnap and ransom insurance products. This segment operates through select accounts, which serve small businesses; commercial accounts that serve mid-sized businesses; national accounts, which serve large companies; and national property and other that serve large and mid-sized customers, commercial transportation industry, and agricultural businesses, as well as markets and distributes its products through brokers, wholesale agents, program managers, and specialized retail agents. The Bond & Specialty Insurance segment provides surety, fidelity, management and professional liability, and other property and casualty insurance products through independent agencies and brokers. The Personal Insurance segment offers property and casualty insurance covering personal risks, primarily automobile and homeowners insurance to individuals through independent agencies and brokers. The Travelers Companies, Inc. was founded in 1853 and is based in New York, New York.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2020-05-24 )

Largest Industry Peers for Insurance—Property & Casualty

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
CB Chubb Limited

N/A

USD52.81B 14.12 N/A
PGR The Progressive Corporation

N/A

USD43.73B 12.38 N/A
ALL-PG The Allstate Corporation

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USD34.61B 1.79 N/A
ALL The Allstate Corporation

N/A

USD29.78B 8.16 N/A
MKL Markel Corporation

N/A

USD11.97B 6.83 N/A
WRB W. R. Berkley Corporation

N/A

USD10.09B 21.85 N/A
L Loews Corporation

N/A

USD8.98B 14.83 N/A
CNA CNA Financial Corporation

N/A

USD8.05B 13.36 N/A
Y Alleghany Corporation

N/A

USD7.19B 138.05 N/A
AFG American Financial Group, Inc

N/A

USD5.37B 21.01 N/A

ETFs Containing TRV

Symbol Name Weight Mer Price(Change) Market Cap
KBWP Invesco KBW Property & Ca.. 8.15 % 0.35 %

N/A

USD0.07B
IAK iShares U.S. Insurance ET.. 5.56 % 0.43 %

N/A

USD0.06B
1546:TSE NEXT FUNDS Dow Jones Indu.. 3.58 % 0.00 %

N/A

USD5.91B

Market Performance

  Market Performance vs.
Industry/Classification (Insurance—Property & Casualty)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -26.91% 36% F 32% F
Dividend Return 0.60% 52% F 32% F
Total Return -26.31% 36% F 32% F
Trailing 12 Months  
Capital Gain -32.34% 33% F 27% F
Dividend Return 2.22% 59% F 53% F
Total Return -30.12% 33% F 26% F
Trailing 5 Years  
Capital Gain -2.56% 45% F 61% D-
Dividend Return 13.98% 62% D- 55% F
Total Return 11.42% 45% F 58% F
Average Annual (5 Year Horizon)  
Capital Gain 5.90% 50% F 71% C-
Dividend Return 2.39% 55% F 52% F
Total Return 8.29% 50% F 70% C-
Risk Return Profile  
Volatility (Standard Deviation) 11.73% 96% A 80% B-
Risk Adjusted Return 70.63% 88% B+ 92% A-
Market Capitalization 25.31B 86% B 93% A
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Insurance—Property & Casualty)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 10.71 69% D+ 68% D+
Price/Book Ratio 0.99 52% F 58% F
Price / Cash Flow Ratio 4.86 74% C 52% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 9.79% 75% C 61% D-
Return on Invested Capital 9.57% 48% F 69% D+
Return on Assets 1.86% 79% C+ 41% F
Debt to Equity Ratio 22.97% 54% F 81% B-
Technical Ratios  
Short Ratio 2.13 43% F 41% F
Short Percent 1.75% 43% F 77% C+
Beta 0.89 21% F 63% D
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

Low volatility

The stock’s annual returns have been stable and consistent compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile. Although stability is good, also keep in mind it can limit returns.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters then its peers, placing it in the top quartile.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Dividend Growth

This stock has shown top quartile dividend growth in the previous 5 years compared to its sector

What to not like:
Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector