TRV:NYE-The Travelers Companies, Inc

COMMON STOCK | Insurance - Property & Casualty | NYE

Last Closing Price

USD 147.25

Change

+0.91 (+0.62)%

Market Cap

USD 38.12B

Volume

1.32M

Average Target Price

USD 148.84 (+1.08%)
Average Analyst Rating

Verdict

STA Verdict

Verdict

About

The Travelers Companies, Inc., through its subsidiaries, provides a range of commercial and personal property, and casualty insurance products and services to businesses, government units, associations, and individuals in the United states and internationally. The company operates through three segments: Business Insurance, Bond & Specialty Insurance, and Personal Insurance. The Business Insurance segment offers workers' compensation, commercial automobile and property, general liability, commercial multi-peril, employers' liability, public and product liability, professional indemnity, marine, aviation, onshore and offshore energy, construction, terrorism, personal accident, and kidnap and ransom insurance products. This segment operates through select accounts, which serve small businesses; commercial accounts that serve mid-sized businesses; national accounts, which serve large companies; and national property and other that serve large and mid-sized customers, commercial transportation industry, and agricultural businesses, as well as markets and distributes its products through brokers, wholesale agents, program managers, and specialized retail agents. The Bond & Specialty Insurance segment provides surety, fidelity, management and professional liability, and other property and casualty insurance products. The Personal Insurance segment offers property and casualty insurance covering personal risks, primarily automobile and homeowners insurance to individuals. The company distributes its products primarily through independent agencies and brokers. The Travelers Companies, Inc. was founded in 1853 and is based in New York, New York.

Market Stats

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2019-09-17 )

Largest Industry Peers for Insurance - Property & Casualty

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
CB Chubb Limited

+1.17 (+0.74%)

USD 71.06B 19.16 17.21
PGR The Progressive Corporation

+0.62 (+0.84%)

USD 43.77B 13.83 10.35
ALL-PG The Allstate Corporation

-0.04 (-0.15%)

USD 35.08B 3.70 3.20
ALL The Allstate Corporation

+1.56 (+1.47%)

USD 33.77B 13.88 8.94
ALL-PA The Allstate Corporation

+0.04 (+0.15%)

USD 33.17B 3.45 3.05
ALL-PD The Allstate Corporation

N/A

USD 33.12B 3.63 3.16
ALL-PF The Allstate Corporation

N/A

USD 33.06B 3.48 3.07
ALL-PE The Allstate Corporation

N/A

USD 32.97B 3.45 3.05
CINF Cincinnati Financial Corporati..

+1.27 (+1.13%)

USD 18.45B 15.15 11.92
MKL Markel Corporation

+2.33 (+0.20%)

USD 15.66B 21.38 10.71

ETFs Containing TRV

Symbol Name Weight Mer Price(Change) Market Cap
KBWP Invesco KBW Property & Ca.. 7.78 % 0.35 %

+0.63 (+0.87%)

USD 0.09B
IAK iShares U.S. Insurance ET.. 4.54 % 0.43 %

+0.50 (+0.70%)

USD 0.11B
SDOW ProShares UltraPro Short .. 3.87 % 0.95 %

-0.14 (-0.31%)

USD 0.24B
DXD ProShares UltraShort Dow3.. 3.87 % 0.95 %

-0.08 (-0.32%)

USD 0.16B
DOG ProShares Short Dow30 3.87 % 0.95 %

-0.07 (-0.13%)

USD 0.22B
DIA SPDR Dow Jones Industrial.. 3.86 % 0.17 %

+0.39 (+0.14%)

USD 21.52B
DDM ProShares Ultra Dow30 3.86 % 0.95 %

+0.15 (+0.30%)

USD 0.36B
UDOW ProShares UltraPro Dow30 3.85 % 0.95 %

+0.37 (+0.35%)

USD 0.44B
FTHI First Trust BuyWrite Inco.. 1.85 % 0.85 %

+0.17 (+0.75%)

USD 0.07B
FTLB First Trust Hedged BuyWri.. 1.81 % 0.85 %

+0.05 (+0.22%)

USD 8.87M
SYLD Cambria Shareholder Yield.. 1.61 % 0.59 %

-0.24 (-0.64%)

USD 0.23B
XRLV Invesco S&P 500 ex-Rate S.. 1.18 % 0.25 %

+0.19 (+0.48%)

USD 0.17B

Market Performance

  Market Performance vs.
Industry/Classification (Insurance - Property & Casualty)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 22.96% 67% D+ 76% C
Dividend Return 2.01% 65% D 54% F
Total Return 24.98% 75% C 76% C
Trailing 12 Months  
Capital Gain 13.37% 75% C 84% B
Dividend Return 2.45% 55% F 50% F
Total Return 15.81% 75% C 83% B
Trailing 5 Years  
Capital Gain 57.23% 52% F 82% B-
Dividend Return 14.76% 45% F 55% F
Total Return 71.99% 57% F 82% B-
Average Annual (5 Year Horizon)  
Capital Gain 7.47% 56% F 74% C
Dividend Return 2.36% 45% F 51% F
Total Return 9.82% 56% F 73% C
Risk Return Profile  
Volatility (Standard Deviation) 8.39% 100% A+ 79% C+
Risk Adjusted Return 117.11% 88% B+ 93% A
Market Capitalization 38.12B 94% A 94% A
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Insurance - Property & Casualty)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 14.67 68% D+ 62% D-
Price/Book Ratio 1.51 31% F 50% F
Price / Cash Flow Ratio 8.70 55% F 49% F
EV/EBITDA 9.57 53% F 50% F
Management Effectiveness  
Return on Equity 11.19% 59% F 66% D
Return on Invested Capital 8.68% 69% D+ 65% D
Return on Assets 2.08% 69% D+ 41% F
Debt to Equity Ratio 28.23% 66% D 79% C+
Technical Ratios  
Short Ratio 3.83 38% F 35% F
Short Percent 1.90% 46% F 80% B-
Beta 0.81 13% F 56% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

Low volatility

The stock’s annual returns have been stable and consistent compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile. Although stability is good, also keep in mind it can limit returns.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Positive free cash flow

The company had positive total free cash flow in the most recent four quarters.

Superior Dividend Growth

This stock has shown top quartile dividend growth in the previous 5 years compared to its sector

What to not like:
Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced on free cash flow basis

The stock is trading high compared to its peers on a price to free cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector