PRU:NYE-Prudential Financial, Inc (USD)

COMMON STOCK | Insurance—Life | NYE

Last Closing Price

USD 93.52

Change

-2.01 (-2.10)%

Market Cap

USD 37.25B

Volume

1.92M

Average Target Price

USD 101.18 (+8.19%)
Average Analyst Rating

Verdict

STA Verdict

Verdict

About

Prudential Financial, Inc., through its subsidiaries, provides insurance, investment management, and other financial products and services. It operates through PGIM, U.S. Workplace Solutions, U.S. Individual Solutions, and International Insurance divisions. The PGIM division offers an array of asset management and advisory services related to public and private fixed income, public equity and real estate, commercial mortgage origination and servicing, and mutual funds and other retail services to institutional, private, and sub-advisory clients, as well as to insurance company separate accounts, government sponsored entities, and the general account. The U.S. Workplace Solutions division provides a range of retirement investment, and income products and services to retirement plan sponsors in the public, private, and not-for-profit sectors; and group life, long-term and short-term group disability, and group corporate-, bank-, and trust-owned life insurance in the United States, primarily to institutional clients for use in connection with employee plans and affinity groups. The U.S. Individual Solutions division develops and distributes individual variable and fixed annuity products, principally to the mass affluent and affluent markets; and individual variable, term, and universal life insurance products to the mass middle, mass affluent, and affluent markets in the United States. The International Insurance division develops and distributes individual life insurance, retirement, and related products to the mass affluent and affluent markets in Japan, Korea, and other foreign countries, as well as middle income and mass affluent markets. The company offers its products and services to individual and institutional customers through its proprietary and third-party distribution networks. Prudential Financial, Inc. was founded in 1875 and is headquartered in Newark, New Jersey.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2020-01-24 )

Largest Industry Peers for Insurance—Life

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
LFC China Life Insurance Company L..

-0.22 (-1.66%)

USD117.02B 19.88 348.33
MET-PE MetLife, Inc

-0.05 (-0.18%)

USD49.07B 3.70 8.87
MET-PA MetLife, Inc

+0.18 (+0.71%)

USD48.49B 3.34 8.63
PUK Prudential plc

-0.19 (-0.51%)

USD47.68B 16.12 29.97
MET MetLife, Inc

-0.53 (-1.02%)

USD47.15B 6.85 10.97
MFC Manulife Financial Corporation

-0.15 (-0.72%)

USD40.14B 22.47 174.59
AFL Aflac Incorporated

-0.17 (-0.32%)

USD38.46B 12.94 9.59
GL Globe Life Inc

+0.02 (+0.02%)

USD11.23B 15.74 12.50
LNC Lincoln National Corporation

-1.78 (-3.05%)

USD11.22B 13.84 7.88
UNM Unum Group

-0.57 (-1.99%)

USD5.80B 5.67 4.98

ETFs Containing PRU

Symbol Name Weight Mer Price(Change) Market Cap
ACZ:CA Middlefield American Core.. 4.02 % 0.00 %

N/A

USD0.01B
PXLV Invesco S&P 500 Value.. 3.19 % 0.39 %

N/A

USD0.06B
RUBY Rubius Therapeutics, Inc 0.00 % 0.00 %

-0.41 (-4.85%)

USD0.68B

Market Performance

  Market Performance vs.
Industry/Classification (Insurance—Life)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -0.23% 79% C+ 38% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -0.23% 79% C+ 38% F
Trailing 12 Months  
Capital Gain 2.34% 56% F 32% F
Dividend Return 4.38% 86% B 76% C
Total Return 6.72% 50% F 36% F
Trailing 5 Years  
Capital Gain 15.90% 73% C 59% F
Dividend Return 19.63% 77% C+ 69% D+
Total Return 35.53% 73% C 60% D-
Average Annual (5 Year Horizon)  
Capital Gain 5.57% 69% D+ 64% D
Dividend Return 3.46% 79% C+ 68% D+
Total Return 9.03% 69% D+ 66% D
Risk Return Profile  
Volatility (Standard Deviation) 23.48% 56% F 30% F
Risk Adjusted Return 38.46% 75% C 45% F
Market Capitalization 37.25B 63% D 94% A
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Insurance—Life)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 10.02 79% C+ 82% B-
Price/Book Ratio 0.57 79% C+ 89% B+
Price / Cash Flow Ratio 1.72 95% A 80% B-
EV/EBITDA 6.51 89% B+ 64% D
Management Effectiveness  
Return on Equity 6.97% 42% F 45% F
Return on Invested Capital 8.04% 63% D 61% D-
Return on Assets 0.48% 32% F 18% F
Debt to Equity Ratio 37.71% 59% F 72% C-
Technical Ratios  
Short Ratio 2.34 83% B 52% F
Short Percent 1.04% 93% A 87% B+
Beta 1.59 21% F 15% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

STA Verdict Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

Superior total returns

The stock has outperformed its sector peers on average annual total returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile.

Underpriced compared to earnings

The stock is trading low compared to its peers on a price to earning basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Underpriced on cashflow basis

The stock is trading low compared to its peers on a price to cash flow basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Positive free cash flow

The company had positive total free cash flow in the most recent four quarters.

Underpriced on free cash flow basis

The stock is trading low compared to its peers on a price to free cash flow basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

What to not like:
Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.