MFC:NYE-Manulife Financial Corporation

COMMON STOCK | Insurance - Life | NYE

Last Closing Price

USD 18.23

Change

+0.02 (+0.11)%

Market Cap

USD 31.99B

Volume

1.21M

Average Target Price

USD 29.00 (+59.08%)
Average Analyst Rating

Verdict

STA Verdict

Verdict

About

Manulife Financial Corporation, together with its subsidiaries, provides financial advice, insurance, and wealth and asset management solutions for individuals, groups, and institutions in Asia, Canada, and the United States. The company offers individual life, and individual and group long-term care insurance; and guaranteed and partially guaranteed annuity products through insurance agents, brokers, banks, financial planners, and direct marketing. It also provides mutual funds and exchange-traded funds, group retirement and savings products, and institutional asset management services through insurance agents and brokers affiliated with the company, securities brokerage firms, financial advisors, pension plan consultants, and banks; and banking products, such as deposit and credit products to Canadian customers. In addition, the company is involved in property and casualty insurance and reinsurance businesses; and run-off reinsurance operations, including variable annuities, and accident and health. Further, it manages timberland and agricultural portfolios; and engages in insurance agency, portfolio and mutual fund management, mutual fund dealer, life and financial reinsurance, and mutual funds marketing businesses. Additionally, the company holds and manages oil and gas properties; holds oil and gas royalties, and foreign bonds and equities; provides investment management, counseling, advisory, and dealer services; and develops and operates hydro-electric power projects. Manulife Financial Corporation was founded in 1887 and is headquartered in Toronto, Canada.

Market Stats

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2019-09-16 )

Largest Industry Peers for Insurance - Life

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
LFC China Life Insurance Company L..

-0.30 (-2.36%)

USD 101.29B 17.55 348.33
MET-PE MetLife, Inc

-0.13 (-0.47%)

USD 47.37B 4.40 10.66
MET-PA MetLife, Inc

+0.34 (+1.40%)

USD 46.72B 3.96 10.38
PUK Prudential plc

-1.13 (-2.97%)

USD 43.05B 14.52 29.97
MET MetLife, Inc

-0.82 (-1.70%)

USD 41.09B 7.29 12.50
AFL Aflac Incorporated

+0.14 (+0.27%)

USD 36.79B 12.23 9.18
PRU Prudential Financial, Inc

-0.72 (-0.80%)

USD 31.73B 8.14 6.44
LNC Lincoln National Corporation

-0.42 (-0.68%)

USD 10.37B 7.45 4.38
GL Globe Life Inc

-1.63 (-1.71%)

USD 9.63B 14.11 11.31
UNM Unum Group

-0.04 (-0.13%)

USD 5.23B 10.40 8.03

ETFs Containing MFC

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Insurance - Life)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 28.47% 100% A+ 82% B-
Dividend Return 5.29% 100% A+ 88% B+
Total Return 33.76% 100% A+ 85% B
Trailing 12 Months  
Capital Gain 2.99% 80% B- 64% D
Dividend Return 5.65% 100% A+ 83% B
Total Return 8.64% 80% B- 72% C-
Trailing 5 Years  
Capital Gain -9.48% 36% F 38% F
Dividend Return 20.06% 85% B 69% D+
Total Return 10.58% 43% F 41% F
Average Annual (5 Year Horizon)  
Capital Gain 0.72% 33% F 48% F
Dividend Return 4.65% 93% A 77% C+
Total Return 5.37% 47% F 55% F
Risk Return Profile  
Volatility (Standard Deviation) 23.76% 47% F 29% F
Risk Adjusted Return 22.59% 53% F 39% F
Market Capitalization 31.99B 67% D+ 93% A
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Insurance - Life)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 18.07 22% F 47% F
Price/Book Ratio 1.08 44% F 64% D
Price / Cash Flow Ratio 2.27 89% B+ 78% C+
EV/EBITDA 174.59 11% F 4% F
Management Effectiveness  
Return on Equity 12.54% 89% B+ 71% C-
Return on Invested Capital 9.97% 78% C+ 71% C-
Return on Assets 0.64% 44% F 19% F
Debt to Equity Ratio 45.73% 50% F 67% D+
Technical Ratios  
Short Ratio 3.38 53% F 39% F
Short Percent 30.00% 7% F 29% F
Beta 1.42 44% F 19% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior total returns

The stock has outperformed its sector peers on average annual total returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile.

Underpriced on cashflow basis

The stock is trading low compared to its peers on a price to cash flow basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters then its peers, placing it in the top quartile.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Positive free cash flow

The company had positive total free cash flow in the most recent four quarters.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

What to not like:
High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Higly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Overpriced on free cash flow basis

The stock is trading high compared to its peers on a price to free cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.