LYG:NYE-Lloyds Banking Group plc (USD)

COMMON STOCK | Banks-Regional | NYE

Last Closing Price

USD 2.21

Change

-0.01 (-0.45)%

Market Cap

USD 38.42B

Volume

0.01B

Avg Analyst Target

USD 59.88 (+2,609.28%)

Avg User Target

USD
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict


Lloyds Banking Group plc (LYG) Stock Analysis:
Based on the Lloyds Banking Group plc stock forecasts from 7 analysts, the average analyst target price for Lloyds Banking Group plc is USD 59.88 over the next 12 months. Lloyds Banking Group plc’s average analyst rating is Hold . Stock Target Advisor’s own stock analysis of Lloyds Banking Group plc is Slightly Bearish, which is based on 4 positive signals and 8 negative signals. At the last closing, Lloyds Banking Group plc’s stock price was USD 2.21. Lloyds Banking Group plc’s stock price has changed by +4.25% over the past week, -5.15% over the past month and -19.05% over the last year.

About

Lloyds Banking Group plc, together with its subsidiaries, provides a range of banking and financial services in the United Kingdom. It operates through three segments: Retail; Commercial Banking; and Insurance and Wealth. The Retail segment offers a range of financial service pro ...Read More

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2022-05-25 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HDB HDFC Bank Limited

+2.10 (+3.87%)

USD99.26B 122.19 N/A
USB-PO U.S. Bancorp

N/A

USD81.31B 8.27 N/A
USB-PH U.S. Bancorp

+0.30 (+1.52%)

USD80.07B 4.19 N/A
USB-PM U.S. Bancorp

N/A

USD75.42B 5.02 N/A
USB U.S. Bancorp

+0.15 (+0.29%)

USD75.40B 10.94 N/A
USB-PP U.S. Bancorp

+0.69 (+2.86%)

USD74.32B 5.11 N/A
PNC The PNC Financial Services Gro..

+4.37 (+2.68%)

USD67.07B 13.73 N/A
IBN ICICI Bank Limited

+0.28 (+1.53%)

USD64.12B 20.14 N/A
PNC-PQ The PNC Financial Services Gro..

N/A

USD58.78B 2.14 N/A
BSBR Banco Santander (Brasil) S.A.

-0.20 (-2.81%)

USD52.96B 8.55 N/A

ETFs Containing LYG

Symbol Name Weight Mer Price(Change) Market Cap
AFIN:PA Amundi Index Solutions - .. 3.95 % 0.09 %

+0.23 (+0.18%)

USD0.06B
AFIN:F Amundi Index Solutions - .. 3.95 % 0.09 %

+0.41 (+0.32%)

USD0.06B
AFIN:XETRA Amundi Index Solutions - .. 3.95 % 0.09 %

+0.99 (+0.78%)

USD0.06B
JHCB John Hancock Exchange-Tra.. 2.19 % 0.29 %

+0.10 (+0.47%)

N/A
ASR3:F BNP Paribas Easy - Euro C.. 1.02 % 0.08 %

N/A

N/A
ASR3:XETRA BNP Paribas Easy - Euro C.. 1.02 % 0.08 %

+0.01 (+0.11%)

USD0.29B
ASR5:F BNP Paribas Easy - Euro C.. 0.94 % 0.08 %

N/A

N/A
ASR5:XETRA BNP Paribas Easy - Euro C.. 0.94 % 0.08 %

+0.02 (+0.17%)

USD0.42B
SUKC:LSE SSgA SPDR ETFs Europe II .. 0.68 % 0.20 %

+0.01 (+0.02%)

USD0.13B
ASRI:F BNP Paribas Asset Managem.. 0.28 % 0.08 %

+0.03 (+0.26%)

N/A
SRIC:PA BNP Paribas Easy € Corp.. 0.28 % 0.08 %

+0.03 (+0.27%)

N/A
ASRI:XETRA BNP Paribas Easy â&#.. 0.28 % 0.08 %

+0.02 (+0.15%)

USD0.47B
PID:CA Purpose Fund Corp. - Purp.. 0.00 % 0.66 %

+0.10 (+0.51%)

USD0.09B
C1U:PA Amundi FTSE 100 UCITS 0.00 % 0.08 %

+4.90 (+0.68%)

N/A
ESIF:XETRA iShares MSCI Europe Finan.. 0.00 % 0.18 %

+0.02 (+0.29%)

N/A
ESIF:LSE Ishares VI PLC - Ishares .. 0.00 % 0.18 %

+0.01 (+0.19%)

N/A
EXV1:XETRA iShares (DE) I - iShares .. 0.00 % 0.46 %

+0.20 (+1.42%)

USD0.95B
RBND SPDR Bloomberg SASB Corpo.. 0.00 % 0.12 %

+0.17 (+0.77%)

N/A
PQDI Principal Exchange-Traded.. 0.00 % 0.60 %

+0.12 (+0.64%)

N/A
IBDT iShares iBonds Dec 2028 T.. 0.00 % 0.10 %

+0.11 (+0.43%)

USD0.41B
DBXZ:XETRA Xtrackers - Xtrackers MSC.. 0.00 % 0.18 %

+0.03 (+0.72%)

USD0.16B
C062:XETRA ComStage - STOXX® Europe.. 0.00 % 0.25 %

N/A

USD6.69M
EXV1:F iShares (DE) I - iShares .. 0.00 % 0.46 %

+0.17 (+1.20%)

USD0.95B
C062:F ComStage - STOXX® Europe.. 0.00 % 0.25 %

N/A

USD6.69M
STZ:PA SSgA SPDR ETFs Europe II .. 0.00 % 0.18 %

+0.47 (+0.80%)

USD0.41B
XASX:LSE Xtrackers - FTSE All-Shar.. 0.00 % 0.18 %

+0.08 (+0.02%)

USD0.16B
UKSR:LSE UBS (Irl) ETF Public Limi.. 0.00 % 0.25 %

+5.40 (+0.34%)

USD0.87B
PSRU:LSE Invesco Markets III plc -.. 0.00 % 0.39 %

+7.70 (+0.67%)

USD0.01B
FNCL:LSE SSgA SPDR ETFs Europe II .. 0.00 % 0.18 %

+0.57 (+0.97%)

USD0.41B
JHMB John Hancock Exchange-Tra.. 0.00 % 0.39 %

-0.05 (-0.20%)

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -13.33% 36% F 48% F
Dividend Return 2.73% 87% B+ 85% B
Total Return -10.60% 39% F 53% F
Trailing 12 Months  
Capital Gain -18.45% 20% F 34% F
Dividend Return 3.95% 64% D 63% D
Total Return -14.50% 20% F 35% F
Trailing 5 Years  
Capital Gain -41.22% 14% F 13% F
Dividend Return 13.94% 45% F 54% F
Total Return -27.29% 15% F 14% F
Average Annual (5 Year Horizon)  
Capital Gain -1.15% 23% F 18% F
Dividend Return 3.84% 87% B+ 75% C
Total Return 2.68% 32% F 28% F
Risk Return Profile  
Volatility (Standard Deviation) 41.23% 21% F 25% F
Risk Adjusted Return 6.51% 24% F 20% F
Market Capitalization 38.42B 88% B+ 93% A
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 6.17 73% C 85% B
Price/Book Ratio 0.58 86% B 93% A
Price / Cash Flow Ratio 5.80 58% F 56% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 11.22% 44% F 55% F
Return on Invested Capital -0.71% 34% F 23% F
Return on Assets 0.64% 9% F 25% F
Debt to Equity Ratio 159.99% 12% F 22% F
Technical Ratios  
Dividend Yield 4.96% 57% F 67% D+
Short Ratio 0.41 99% A+ 82% B-
Short Percent N/A N/A N/A N/A N/A
Beta 1.32 26% F 29% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Ratings

Target Price Action Rating Action Analyst Rating Price Date

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User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Superior total returns

The stock has outperformed its sector peers on average annual total returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile.

Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.