LFC:NYE-China Life Insurance Company Limited (USD)

COMMON STOCK | Insurance—Life | NYE

Last Closing Price

USD 11.99

Change

+0.63 (+5.55)%

Market Cap

USD 150.16B

Volume

0.31M

Average Target Price

N/A
Average Analyst Rating

N/A

Fundamental Analysis

Verdict

About

China Life Insurance Company Limited, together with its subsidiaries, operates as a life insurance company in the People's Republic of China. It operates in four segments: Life Insurance Business, Health Insurance Business, Accident Insurance Business, and Other Businesses. The company offers individual and group life, annuity contracts, accident, and health insurance products. It is also involved in the third-party asset management, annuity funds, fund management, investment management, pension security, occupational pension, and reinsurance businesses. China Life Insurance Company Limited sells its products through agents, direct sales representatives, and dedicated and non-dedicated agencies. The company was founded in 1949 and is headquartered in Beijing, the People's Republic of China. China Life Insurance Company Limited is a subsidiary of China Life Insurance (Group) Company Limited.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2020-11-27 )

Largest Industry Peers for Insurance—Life

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
MET-PE MetLife, Inc

N/A

USD49.20B 4.12 N/A
MET-PA MetLife, Inc

-0.15 (-0.59%)

USD49.05B 3.65 N/A
MET MetLife, Inc

-0.31 (-0.65%)

USD42.98B 7.47 N/A
PUK Prudential plc

-0.30 (-0.92%)

USD42.55B 33.87 N/A
MFC Manulife Financial Corporation

+0.18 (+1.05%)

USD33.17B 8.12 N/A
AFL Aflac Incorporated

-0.33 (-0.72%)

USD32.04B 7.17 N/A
PRU Prudential Financial, Inc

-0.64 (-0.81%)

USD31.18B 8.85 N/A
GL Globe Life Inc

-0.63 (-0.65%)

USD10.12B 14.16 N/A
LNC Lincoln National Corporation

-1.03 (-2.05%)

USD9.70B 12.82 N/A
PRI Primerica, Inc

-0.23 (-0.17%)

USD5.30B 14.51 N/A

ETFs Containing LFC

Symbol Name Weight Mer Price(Change) Market Cap
CHIX Global X MSCI China Finan.. 0.00 % 0.66 %

+0.60 (+3.82%)

USD0.05B
ROAM Hartford Multifactor Emer.. 0.00 % 0.44 %

+0.19 (+0.88%)

USD0.04B
ISEM Invesco RAFI Strategic Em.. 0.00 % 0.35 %

+0.21 (+0.81%)

USD0.02B

Market Performance

  Market Performance vs.
Industry/Classification (Insurance—Life)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -13.30% 41% F 28% F
Dividend Return 3.71% 73% C 73% C
Total Return -9.59% 41% F 29% F
Trailing 12 Months  
Capital Gain -4.84% 71% C- 37% F
Dividend Return 4.07% 80% B- 74% C
Total Return -0.77% 76% C 39% F
Trailing 5 Years  
Capital Gain -31.80% 20% F 19% F
Dividend Return 8.49% 23% F 25% F
Total Return -23.31% 20% F 17% F
Average Annual (5 Year Horizon)  
Capital Gain -0.16% N/A N/A 41% F
Dividend Return 1.85% N/A N/A 50% F
Total Return 1.68% N/A N/A 40% F
Risk Return Profile  
Volatility (Standard Deviation) 24.15% N/A N/A 31% F
Risk Adjusted Return 6.96% N/A N/A 33% F
Market Capitalization 150.16B 100% A+ 99% A+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Insurance—Life)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 8.30 53% F 81% B-
Price/Book Ratio 1.02 38% F 65% D
Price / Cash Flow Ratio 0.52 88% B+ 82% B-
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 11.90% 82% B- 74% C
Return on Invested Capital 12.79% 94% A 80% B-
Return on Assets 1.23% 76% C 38% F
Debt to Equity Ratio 13.63% 80% B- 85% B
Technical Ratios  
Short Ratio 2.26 65% D 47% F
Short Percent N/A N/A N/A N/A N/A
Beta 1.46 29% F 26% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Underpriced on cashflow basis

The stock is trading low compared to its peers on a price to cash flow basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters then its peers, placing it in the top quartile.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Low debt

The company is less leveraged than its peers ,, and is among the top quartile, which makes it more flexible. However, do check the news and look at its sector. Sometimes this is low because the company is not growing and has no growth potential.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

Superior Dividend Growth

This stock has shown top quartile dividend growth in the previous 5 years compared to its sector

What to not like:
Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.