ITUB:NYE-Itaú Unibanco Holding S.A (USD)

COMMON STOCK | Banks-Regional | NYE

Last Closing Price

USD 4.96

Change

+0.08 (+1.64)%

Market Cap

USD 44.64B

Volume

0.03B

Average Target Price

N/A
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Itaú Unibanco Holding S.A. provides a range of financial products and services in Brazil and internationally. The company operates through three segments: Retail Banking, Wholesale Banking, and Activities with the Market + Corporation. It offers various deposit products, as well as loans and credit cards; investment banking services; real estate lending services; financing and investment services; and leasing and foreign exchange services. The company also provides property and casualty insurance products covering loss, damage, or liabilities for assets or persons, as well as life insurance products covering death and personal accident; and reinsurance products. It serves retail customers, account and non-account holders, individuals and legal entities, high income clients, microenterprises, and companies. The company was formerly known as Itaú Unibanco Banco Múltiplo S.A. and changed its name to Itaú Unibanco Holding S.A. in April 2009. The company was founded in 1924 and is headquartered in São Paulo, Brazil. Itaú Unibanco Holding S.A. operates a subsidiary of IUPAR - Itaú Unibanco Participações S.A.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-04-16 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HDB HDFC Bank Limited

+0.30 (+0.42%)

USD104.11B 193.27 N/A
USB-PH U.S. Bancorp

-0.13 (-0.53%)

USD101.11B 8.03 N/A
USB-PP U.S. Bancorp

-0.18 (-0.64%)

USD87.88B 9.15 N/A
USB U.S. Bancorp

+1.53 (+2.72%)

USD84.64B 18.41 N/A
USB-PO U.S. Bancorp

N/A

USD81.31B 8.27 N/A
USB-PM U.S. Bancorp

-0.09 (-0.34%)

USD78.64B 8.52 N/A
PNC The PNC Financial Services Gro..

+4.07 (+2.33%)

USD73.97B 10.28 N/A
PNC-PQ The PNC Financial Services Gro..

N/A

USD58.78B 2.14 N/A
IBN ICICI Bank Limited

-0.13 (-0.85%)

USD53.64B 26.37 N/A
LYG Lloyds Banking Group plc

+0.04 (+1.70%)

USD41.88B 7.78 N/A

ETFs Containing ITUB

Symbol Name Weight Mer Price(Change) Market Cap
BZQ ProShares UltraShort MSCI.. 0.00 % 0.95 %

-0.17 (-1.89%)

USD0.02B
HBZ:PA HSBC MSCI Brazil UCITS ET.. 0.00 % 0.50 %

+0.50 (+3.72%)

USD0.05B
JREM:XETRA JPMorgan ETFs (Ireland) I.. 0.00 % 0.30 %

+0.10 (+0.32%)

USD0.59B
IUSC:XETRA iShares MSCI EM Latin Ame.. 0.00 % 0.74 %

+0.05 (+0.37%)

USD0.44B
IQQB:XETRA iShares MSCI Brazil UCITS.. 0.00 % 0.74 %

-0.04 (-0.16%)

USD0.24B
H4ZW:XETRA HSBC MSCI EM Latin Americ.. 0.00 % 0.60 %

+0.06 (+0.30%)

USD0.02B
H4ZG:XETRA HSBC MSCI Brazil UCITS ET.. 0.00 % 0.50 %

+0.03 (+0.20%)

USD0.05B
DBX6:XETRA Xtrackers MSCI Brazil UCI.. 0.00 % 0.65 %

+0.03 (+0.07%)

USD0.12B
4BRZ:XETRA iShares MSCI Brazil UCITS.. 0.00 % 0.48 %

+0.25 (+0.76%)

USD0.43B
IUSC:F iShares MSCI EM Latin Ame.. 0.00 % 0.74 %

+0.12 (+0.96%)

USD0.45B
IQQB:F iShares MSCI Brazil UCITS.. 0.00 % 0.74 %

+0.20 (+0.90%)

USD0.22B
H4ZW:F HSBC MSCI EM Latin Americ.. 0.00 % 0.60 %

+0.09 (+0.47%)

USD0.02B
H4ZG:F HSBC MSCI Brazil UCITS ET.. 0.00 % 0.50 %

+0.16 (+1.19%)

USD0.05B
DBX6:F Xtrackers MSCI Brazil UCI.. 0.00 % 0.65 %

+0.52 (+1.46%)

USD0.12B
HMLA:PA HSBC MSCI EM Latin Americ.. 0.00 % 0.60 %

+0.08 (+0.42%)

USD0.02B
XMBR:LSE Xtrackers - MSCI Brazil U.. 0.00 % 0.00 %

+1.00 (+0.03%)

USD0.08B
EWZ iShares MSCI Brazil ETF 0.00 % 0.59 %

+0.33 (+0.95%)

USD5.66B
XMBD:LSE Xtrackers MSCI Brazil UCI.. 0.00 % 0.65 %

+0.12 (+0.28%)

USD0.08B
LTAM:LSE iShares MSCI EM Latin Ame.. 0.00 % 0.74 %

+2.50 (+0.22%)

USD0.43B
IDBZ:LSE iShares MSCI Brazil UCITS.. 0.00 % 0.74 %

+0.07 (+0.28%)

USD0.23B
IBZL:LSE iShares Public Limited Co.. 0.00 % 0.00 %

+2.75 (+0.14%)

USD0.23B
HBRL:LSE HSBC MSCI Brazil UCITS ET.. 0.00 % 0.60 %

N/A

USD0.05B
DLTM:LSE iShares MSCI EM Latin Ame.. 0.00 % 0.74 %

+0.08 (+0.52%)

USD0.43B
BRIC:LSE iShares BRIC 50 UCITS ETF.. 0.00 % 0.74 %

+13.00 (+0.46%)

USD0.26B
RXD-U:CA RBC Quant Emerging Market.. 0.00 % 0.64 %

N/A

N/A
EMEM Virtus Glovista Emerging .. 0.00 % 0.67 %

N/A

USD5.85M
UBR ProShares Ultra MSCI Braz.. 0.00 % 0.95 %

+0.61 (+2.05%)

USD6.75M
RXD:CA RBC Quant Emerging Market.. 0.00 % 0.64 %

N/A

USD0.05B
ILF iShares Latin America 40 .. 0.00 % 0.48 %

+0.17 (+0.59%)

USD1.61B
GMM SPDR Portfolio Emerging M.. 0.00 % 0.11 %

N/A

USD2.91B
GML SPDR S&P Emerging Latin A.. 0.00 % 0.00 %

N/A

USD0.04B
1325:TSE NEXT FUNDS Ibovespa Linke.. 0.00 % 0.00 %

-2.00 (-1.18%)

USD2.10B

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -18.56% 3% F 4% F
Dividend Return 0.49% 17% F 32% F
Total Return -18.07% 3% F 4% F
Trailing 12 Months  
Capital Gain 12.22% 22% F 23% F
Dividend Return 1.68% 6% F 22% F
Total Return 13.90% 15% F 20% F
Trailing 5 Years  
Capital Gain -19.91% 12% F 17% F
Dividend Return 34.39% 100% A+ 86% B
Total Return 14.47% 29% F 28% F
Average Annual (5 Year Horizon)  
Capital Gain -4.62% 26% F 19% F
Dividend Return 5.31% 98% A+ 87% B+
Total Return 0.69% 36% F 26% F
Risk Return Profile  
Volatility (Standard Deviation) 29.74% 29% F 31% F
Risk Adjusted Return 2.32% 33% F 25% F
Market Capitalization 44.64B 93% A 94% A
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 14.48 50% F 65% D
Price/Book Ratio 1.81 19% F 53% F
Price / Cash Flow Ratio 0.75 72% C- 79% C+
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 9.91% 71% C- 66% D
Return on Invested Capital 2.30% 48% F 39% F
Return on Assets 0.82% 48% F 32% F
Debt to Equity Ratio 134.52% 18% F 28% F
Technical Ratios  
Short Ratio 0.20 96% A 88% B+
Short Percent N/A N/A N/A N/A N/A
Beta 1.09 76% C 49% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Superior total returns

The stock has outperformed its sector peers on average annual total returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector