ITUB:NYE-Itaú Unibanco Holding S.A (USD)

COMMON STOCK | Banks-Regional | NYE

Last Closing Price

USD 5.98

Change

+0.24 (+4.18)%

Market Cap

USD 56.28B

Volume

0.05B

Avg Analyst Target

N/A

Avg User Target

USD
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Itaú Unibanco Holding S.A. provides a range of financial products and services in Brazil and internationally. The company operates through three segments: Retail Banking, Wholesale Banking, and Activities with the Market + Corporation. It offers various deposit products, as well as loans and credit cards; investment banking services; real estate lending services; financing and investment services; and leasing and foreign exchange services. The company also provides property and casualty insurance products covering loss, damage, or liabilities for assets or persons, as well as life insurance products covering death and personal accident; and reinsurance products. It serves retail customers, account and non-account holders, individuals and legal entities, high income clients, microenterprises, and companies. The company was formerly known as Itaú Unibanco Banco Múltiplo S.A. and changed its name to Itaú Unibanco Holding S.A. in April 2009. The company was incorporated in 1924 and is headquartered in São Paulo, Brazil. Itaú Unibanco Holding S.A. operates a subsidiary of IUPAR - Itaú Unibanco Participações S.A.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-07-28 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HDB HDFC Bank Limited

+0.52 (+0.75%)

USD128.55B 175.33 N/A
USB-PH U.S. Bancorp

+0.03 (+0.12%)

USD102.63B 5.34 N/A
USB-PP U.S. Bancorp

-0.03 (-0.09%)

USD87.15B 5.95 N/A
USB U.S. Bancorp

-0.11 (-0.20%)

USD83.27B 12.03 N/A
USB-PO U.S. Bancorp

N/A

USD81.31B 8.27 N/A
PNC The PNC Financial Services Gro..

-0.51 (-0.28%)

USD78.29B 13.97 N/A
USB-PM U.S. Bancorp

+0.02 (+0.08%)

USD77.88B 5.53 N/A
IBN ICICI Bank Limited

+0.42 (+2.31%)

USD62.92B 23.60 N/A
BSBR Banco Santander (Brasil) S.A

+0.24 (+3.05%)

USD58.84B 11.23 N/A
PNC-PQ The PNC Financial Services Gro..

N/A

USD58.78B 2.14 N/A

ETFs Containing ITUB

Symbol Name Weight Mer Price(Change) Market Cap
BZQ ProShares Trust - ProShar.. 0.00 % 0.95 %

-0.68 (-5.28%)

USD0.01B
HBZ:PA HSBC ETFs Public Limited .. 0.00 % 0.50 %

+0.19 (+1.22%)

USD0.06B
IUSC:XETRA iShares II Public Limited.. 0.00 % 0.74 %

+0.14 (+1.02%)

USD0.45B
IQQB:XETRA iShares MSCI Brazil UCITS.. 0.00 % 0.74 %

+0.31 (+1.23%)

USD0.27B
H4ZW:XETRA HSBC ETFs Public Limited .. 0.00 % 0.60 %

+0.23 (+1.09%)

USD0.03B
H4ZG:XETRA HSBC ETFs Public Limited .. 0.00 % 0.50 %

+0.20 (+1.29%)

USD0.06B
DBX6:XETRA Xtrackers - MSCI Brazil U.. 0.00 % 0.65 %

+0.45 (+1.10%)

USD0.11B
4BRZ:XETRA iShares DE I - iShares MS.. 0.00 % 0.33 %

+0.28 (+0.75%)

USD0.53B
IUSC:F iShares II Public Limited.. 0.00 % 0.74 %

+0.10 (+0.75%)

USD0.45B
IQQB:F iShares Public Limited Co.. 0.00 % 0.74 %

+0.08 (+0.30%)

USD0.27B
H4ZW:F HSBC ETFs Public Limited .. 0.00 % 0.60 %

+0.15 (+0.71%)

USD0.02B
H4ZG:F HSBC ETFs Public Limited .. 0.00 % 0.50 %

+0.34 (+2.17%)

USD0.05B
DBX6:F Xtrackers - MSCI Brazil U.. 0.00 % 0.65 %

+0.18 (+0.44%)

USD0.11B
HMLA:PA HSBC ETFs Public Limited .. 0.00 % 0.60 %

+0.24 (+1.15%)

USD0.03B
XMBR:LSE Xtrackers - MSCI Brazil U.. 0.00 % 0.00 %

+0.92 (+0.03%)

USD0.11B
EWZ iShares MSCI Brazil ETF 0.00 % 0.59 %

+1.01 (+2.62%)

USD6.60B
XMBD:LSE Xtrackers - MSCI Brazil U.. 0.00 % 0.65 %

N/A

USD0.11B
LTAM:LSE iShares II Public Limited.. 0.00 % 0.74 %

+4.75 (+0.41%)

USD0.45B
IDBZ:LSE iShares Public Limited Co.. 0.00 % 0.74 %

+0.52 (+1.79%)

USD0.27B
IBZL:LSE iShares Public Limited Co.. 0.00 % 0.00 %

+51.50 (+2.46%)

USD0.27B
HBRL:LSE HSBC ETFs Public Limited .. 0.00 % 0.50 %

+4.30 (+0.32%)

USD0.05B
DLTM:LSE iShares II Public Limited.. 0.00 % 0.74 %

+0.10 (+0.62%)

USD0.45B
BRIC:LSE iShares II Public Limited.. 0.00 % 0.74 %

+134.00 (+5.70%)

USD0.26B
EMEM Virtus Glovista Emerging .. 0.00 % 0.67 %

N/A

USD5.85M
UBR ProShares Ultra MSCI Braz.. 0.00 % 0.95 %

+1.95 (+5.25%)

USD8.98M
ILF iShares Latin America 40 .. 0.00 % 0.48 %

+0.65 (+2.15%)

USD1.82B
GMM SPDR Portfolio Emerging M.. 0.00 % 0.11 %

N/A

USD2.91B
GML SPDR S&P Emerging Latin A.. 0.00 % 0.00 %

N/A

USD0.04B
1325:TSE NEXT FUNDS Ibovespa Linke.. 0.00 % 0.00 %

-2.00 (-1.03%)

USD2.42B

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -1.81% 26% F 21% F
Dividend Return 0.94% 19% F 35% F
Total Return -0.86% 19% F 20% F
Trailing 12 Months  
Capital Gain 9.72% 34% F 30% F
Dividend Return 1.72% 11% F 29% F
Total Return 11.44% 29% F 27% F
Trailing 5 Years  
Capital Gain -14.12% 24% F 21% F
Dividend Return 30.86% 100% A+ 85% B
Total Return 16.73% 34% F 33% F
Average Annual (5 Year Horizon)  
Capital Gain -4.92% 12% F 12% F
Dividend Return 4.17% 97% A+ 78% C+
Total Return -0.75% 18% F 14% F
Risk Return Profile  
Volatility (Standard Deviation) 28.02% 52% F 39% F
Risk Adjusted Return -2.67% 19% F 14% F
Market Capitalization 56.28B 91% A- 95% A
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 13.86 24% F 64% D
Price/Book Ratio 1.91 13% F 51% F
Price / Cash Flow Ratio 0.95 70% C- 77% C+
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 11.61% 53% F 64% D
Return on Invested Capital 2.30% 50% F 40% F
Return on Assets 0.91% 27% F 29% F
Debt to Equity Ratio 134.52% 17% F 27% F
Technical Ratios  
Short Ratio 0.84 93% A 72% C-
Short Percent 0.64% 74% C 84% B
Beta 1.06 80% B- 51% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

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User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Superior total returns

The stock has outperformed its sector peers on average annual total returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector