GL:NYE-Globe Life Inc (USD)

COMMON STOCK | Insurance-Life | NYE

Last Closing Price

USD 92.25

Change

0.00 (0.00)%

Market Cap

USD 9.51B

Volume

1.86M

Average Target Price

USD 102.63 (+11.25%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Globe Life Inc., through its subsidiaries, provides various life and supplemental health insurance products, and annuities to lower middle to middle income households in the United States. The company operates through four segments: Life Insurance, Supplemental Health Insurance, Annuities, and Investments. It offers whole life, term life, and other life insurance products; Medicare supplement and supplemental health insurance, such as critical illness and accident plans; and single-premium and flexible-premium deferred annuities. The company was formerly known as Torchmark Corporation and changed its name to Globe Life Inc. in August 2019. Globe Life Inc. was incorporated in 1979 and is headquartered in McKinney, Texas.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-06-20 )

Largest Industry Peers for Insurance-Life

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
LFC China Life Insurance Company L..

N/A

USD122.74B 5.81 N/A
PUK Prudential plc

N/A

USD52.44B 24.44 N/A
MET MetLife, Inc

N/A

USD51.04B 47.55 N/A
MET-PA MetLife, Inc

N/A

USD50.95B 21.39 N/A
MET-PE MetLife, Inc

N/A

USD49.20B 4.12 N/A
PRU Prudential Financial, Inc

N/A

USD38.46B 14.51 N/A
MFC Manulife Financial Corporation

N/A

USD37.88B 9.04 N/A
AFL Aflac Incorporated

N/A

USD35.40B 6.69 N/A
LNC Lincoln National Corporation

N/A

USD11.31B 17.05 N/A
PRI Primerica, Inc

N/A

USD5.70B 14.03 N/A

ETFs Containing GL

Symbol Name Weight Mer Price(Change) Market Cap
FLI:CA CI U.S. & Canada Life.. 0.00 % 0.93 %

N/A

USD0.10B

Market Performance

  Market Performance vs.
Industry/Classification (Insurance-Life)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -2.85% 22% F 17% F
Dividend Return 0.41% 8% F 18% F
Total Return -2.45% 22% F 16% F
Trailing 12 Months  
Capital Gain 21.06% 29% F 39% F
Dividend Return 1.00% 13% F 14% F
Total Return 22.06% 29% F 35% F
Trailing 5 Years  
Capital Gain N/A N/A N/A N/A N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return N/A N/A N/A N/A N/A
Average Annual (5 Year Horizon)  
Capital Gain 2.75% 65% D 46% F
Dividend Return 0.38% 7% F 9% F
Total Return 3.13% 35% F 32% F
Risk Return Profile  
Volatility (Standard Deviation) 16.69% 88% B+ 64% D
Risk Adjusted Return 18.77% 47% F 31% F
Market Capitalization 9.51B 53% F 81% B-
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Insurance-Life)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 13.51 59% F 66% D
Price/Book Ratio 1.29 25% F 67% D+
Price / Cash Flow Ratio 6.44 47% F 59% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 10.38% 61% D- 61% D-
Return on Invested Capital -1.83% 11% F 21% F
Return on Assets 2.35% 94% A 52% F
Debt to Equity Ratio 19.02% 63% D 82% B-
Technical Ratios  
Short Ratio 2.32 76% C 48% F
Short Percent 0.81% 81% B- 82% B-
Beta 1.14 67% D+ 45% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Low volatility

The stock’s annual returns have been stable and consistent compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile. Although stability is good, also keep in mind it can limit returns.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

High Gross Profit to Asset Ratio

This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.