C:NYE-Citigroup Inc (USD)

COMMON STOCK | Banks-Diversified | NYE

Last Closing Price

USD 75.29

Change

+1.06 (+1.43)%

Market Cap

USD 153.44B

Volume

0.02B

Average Target Price

USD 76.08 (+1.04%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Citigroup Inc., a diversified financial services holding company, provides various financial products and services to consumers, corporations, governments, and institutions in North America, Latin America, Asia, Europe, the Middle East, and Africa. The company operates in two segments, Global Consumer Banking (GCB) and Institutional Clients Group (ICG). The GCB segment offers traditional banking services to retail customers through retail banking, Citi-branded cards, and Citi retail services. It also provides various banking, credit card, lending, and investment services through a network of local branches, offices, and electronic delivery systems. The ICG segment offers wholesale banking products and services, including fixed income and equity sales and trading, foreign exchange, prime brokerage, derivative, equity and fixed income research, corporate lending, investment banking and advisory, private banking, cash management, trade finance, and securities services to corporate, institutional, public sector, and high-net-worth clients. As of December 31, 2020, it operated 2,303 branches primarily in the United States, Mexico, and Asia. Citigroup Inc. was founded in 1812 and is headquartered in New York, New York.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-05-13 )

Largest Industry Peers for Banks-Diversified

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
JPM JPMorgan Chase & Co

+4.05 (+2.57%)

USD476.62B 12.49 N/A
JPM-PC JPMorgan Chase & Co

+0.27 (+1.00%)

USD363.36B 2.20 N/A
JPM-PD JPMorgan Chase & Co

+0.03 (+0.11%)

USD359.91B 2.15 N/A
BAC Bank of America Corporation

+0.66 (+1.60%)

USD352.88B 17.67 N/A
BML-PL Bank of America Corporation

N/A

USD310.74B 10.82 N/A
BAC-PE Bank of America Corporation

-0.08 (-0.32%)

USD299.32B 10.82 N/A
BML-PG Bank of America Corporation

N/A

USD297.21B 10.84 N/A
BML-PH Bank of America Corporation

N/A

USD294.35B 10.69 N/A
BML-PJ Bank of America Corporation

N/A

USD289.23B 12.32 N/A
BAC-PL Bank of America Corporation

+2.35 (+0.17%)

USD279.27B 609.44 N/A

ETFs Containing C

Symbol Name Weight Mer Price(Change) Market Cap
BSV Vanguard Short-Term Bond .. 0.00 % 0.05 %

+0.06 (+0.07%)

USD65.10B
UIFS:LSE iShares S&P 500 Financial.. 0.00 % 0.15 %

+2.63 (+0.36%)

USD1.47B
6PSA:F Invesco FTSE RAFI US 1000.. 0.00 % 0.39 %

+0.07 (+0.30%)

USD0.24B
USIH:PA Lyxor Index Fund - Lyxor .. 0.00 % 0.20 %

+0.18 (+0.19%)

USD0.03B
PFT:PA Invesco FTSE RAFI US 1000.. 0.00 % 0.39 %

-0.01 (-0.05%)

USD0.25B
MWO:PA Lyxor FTSE Epra/Nareit Gl.. 0.00 % 0.45 %

-0.23 (-0.54%)

USD0.12B
AFRN:PA Amundi Index Solutions - .. 0.00 % 0.00 %

+0.02 (+0.02%)

USD0.88B
AFLT:PA Amundi Index Solutions - .. 0.00 % 0.00 %

+0.10 (+0.09%)

USD0.50B
AFLE:PA Amundi Index Solutions - .. 0.00 % 0.00 %

N/A

USD0.65B
AFIN:PA Amundi Index Solutions - .. 0.00 % 0.00 %

-0.05 (-0.04%)

USD0.11B
XUFN:LSE Xtrackers (IE) Plc - Xtra.. 0.00 % 0.12 %

-0.37 (-1.38%)

USD0.92B
XSFN:LSE Xtrackers (IE) Public Lim.. 0.00 % 0.12 %

+8.70 (+0.46%)

USD0.93B
XDWF:LSE Xtrackers (IE) Plc - Xtra.. 0.00 % 0.25 %

-0.03 (-0.12%)

USD1.10B
SUSD:LSE SPDR Bloomberg Barclays 0.. 0.00 % 0.20 %

N/A

USD0.09B
XUFB:LSE Xtrackers (IE) Plc - Xtra.. 0.00 % 0.12 %

+0.90 (+0.05%)

USD0.22B
WFIN:LSE SPDR MSCI World Financial.. 0.00 % 0.30 %

-0.81 (-1.53%)

USD0.19B
UC98:LSE UBS ETF - Bloomberg Barcl.. 0.00 % 0.20 %

+7.76 (+0.61%)

USD0.30B
IUS2:F iShares S&P U.S. Bank.. 0.00 % 0.35 %

N/A

USD0.69B
GENE:LSE UBS (Irl) ETF plc - Globa.. 0.00 % 0.20 %

-9.21 (-0.74%)

USD0.06B
DHSG:LSE WisdomTree US Equity Inco.. 0.00 % 0.35 %

N/A

USD7.25M
DHSP:LSE WisdomTree US Equity Inco.. 0.00 % 0.29 %

N/A

USD0.04B
IUFS:LSE iShares S&P 500 Financial.. 0.00 % 0.15 %

+0.02 (+0.15%)

USD1.47B
IUVD:LSE iShares Edge MSCI USA Val.. 0.00 % 0.20 %

-0.04 (-0.70%)

USD0.11B
IUVF:LSE iShares Edge MSCI USA Val.. 0.00 % 0.20 %

+1.25 (+0.20%)

USD1.04B
IUVL:LSE iShares Edge MSCI USA Val.. 0.00 % 0.20 %

N/A

USD5.01B
SUSC:LSE SPDR Bloomberg Barclays 0.. 0.00 % 0.20 %

-0.01 (-0.01%)

USD0.07B
UC97:LSE UBS(Lux)Fund Solutions &#.. 0.00 % 0.20 %

N/A

USD0.30B
SXLF:LSE SPDR S&P U.S. Financials .. 0.00 % 0.15 %

+0.01 (+0.03%)

USD0.46B
UC76:LSE UBS(Lux)Fund Solutions &#.. 0.00 % 0.18 %

N/A

USD0.12B
UC81:LSE UBS ETF - Bloomberg Barcl.. 0.00 % 0.18 %

N/A

USD0.33B
UC82:LSE UBS(Lux)Fund Solutions &#.. 0.00 % 0.23 %

+2.77 (+0.20%)

USD0.06B
UC85:LSE UBS(Lux)Fund Solutions &#.. 0.00 % 0.23 %

-0.51 (-0.03%)

USD0.08B
UC86:LSE UBS(Lux)Fund Solutions &#.. 0.00 % 0.18 %

N/A

USD0.33B
AFIN:F Amundi Index Solutions - .. 0.00 % 0.00 %

-0.09 (-0.06%)

USD0.13B
LMWE:F Lyxor FTSE Epra/Nareit Gl.. 0.00 % 0.45 %

+0.11 (+0.25%)

N/A
DHSA:LSE WisdomTree US Equity Inco.. 0.00 % 0.29 %

+0.03 (+0.11%)

USD0.04B
IUS2:XETRA iShares S&P U.S. Bank.. 0.00 % 0.35 %

-0.05 (-0.94%)

USD0.96B
XUFN:XETRA Xtrackers (IE) Plc - Xtra.. 0.00 % 0.12 %

+0.02 (+0.09%)

USD0.85B
XDWF:XETRA Xtrackers (IE) Plc - Xtra.. 0.00 % 0.25 %

-0.04 (-0.17%)

USD1.11B
WTEU:XETRA WisdomTree US Equity Inco.. 0.00 % 0.29 %

+0.03 (+0.17%)

USD0.02B
WTDY:XETRA WisdomTree US Equity Inco.. 0.00 % 0.35 %

+0.03 (+0.16%)

USD0.19M
WTD9:XETRA WisdomTree US Equity Inco.. 0.00 % 0.29 %

+0.04 (+0.20%)

USD0.04B
UEF9:XETRA UBS(Lux)Fund Solutions &#.. 0.00 % 0.18 %

+0.04 (+0.25%)

USD0.12B
UEF8:XETRA UBS(Lux)Fund Solutions &#.. 0.00 % 0.23 %

-0.01 (-0.05%)

USD0.59B
UEF0:XETRA UBS(Lux)Fund Solutions &#.. 0.00 % 0.23 %

+0.03 (+0.17%)

USD0.37B
SYBF:XETRA SPDR Bloomberg Barclays 0.. 0.00 % 0.20 %

+0.04 (+0.09%)

USD0.09B
SYB1:XETRA SPDR Bloomberg Barclays U.. 0.00 % 0.20 %

N/A

USD0.02B
QDVI:XETRA iShares Edge MSCI USA Val.. 0.00 % 0.20 %

N/A

USD5.57B
QDVH:XETRA iShares S&P 500 Financial.. 0.00 % 0.15 %

N/A

USD1.79B
LMWE:XETRA Lyxor FTSE Epra/Nareit Gl.. 0.00 % 0.45 %

-0.16 (-0.36%)

USD0.12B
JRUB:XETRA JPMorgan ETFs (Ireland) I.. 0.00 % 0.19 %

+0.39 (+0.38%)

USD0.08B
FRNU:XETRA Amundi Index Solutions - .. 0.00 % 0.00 %

+0.07 (+0.08%)

USD0.50B
QDVH:F iShares S&P 500 Financial.. 0.00 % 0.15 %

+0.07 (+0.83%)

USD1.10B
WTD9:F WisdomTree US Equity Inco.. 0.00 % 0.29 %

+0.16 (+0.83%)

USD0.04B
QDVI:F iShares Edge MSCI USA Val.. 0.00 % 0.20 %

+0.05 (+0.64%)

USD5.89B
SYB1:F SPDR Bloomberg Barclays U.. 0.00 % 0.20 %

N/A

USD0.02B
SYBF:F SPDR Bloomberg Barclays 0.. 0.00 % 0.20 %

+0.04 (+0.10%)

USD0.06B
SYBR:F SPDR Bloomberg Barclays 1.. 0.00 % 0.20 %

+0.11 (+0.41%)

USD0.10B
UEF7:F UBS(Lux)Fund Solutions &#.. 0.00 % 0.18 %

+0.01 (+0.06%)

USD0.33B
UEF9:F UBS(Lux)Fund Solutions &#.. 0.00 % 0.18 %

+0.05 (+0.32%)

USD0.10B
WTDY:F WisdomTree US Equity Inco.. 0.00 % 0.35 %

+0.01 (+0.06%)

USD0.19M
FRNH:XETRA Amundi Index Solutions - .. 0.00 % 0.00 %

+0.01 (+0.02%)

USD0.65B
WTEU:F WisdomTree US Equity Inco.. 0.00 % 0.29 %

+0.14 (+0.79%)

USD0.02B
XDWF:F Xtrackers (IE) Plc - Xtra.. 0.00 % 0.25 %

+0.11 (+0.55%)

USD0.80B
ZPDF:F SPDR S&P U.S. Financials .. 0.00 % 0.15 %

+0.30 (+0.88%)

USD0.40B
6PSA:XETRA Invesco FTSE RAFI US 1000.. 0.00 % 0.39 %

-0.02 (-0.07%)

USD0.25B
AFIN:XETRA Amundi Index Solutions - .. 0.00 % 0.00 %

+0.12 (+0.08%)

USD0.11B
FRNE:XETRA Amundi Index Solutions - .. 0.00 % 0.00 %

+0.03 (+0.02%)

USD0.88B
DHSD:LSE WisdomTree US Equity Inco.. 0.00 % 0.29 %

N/A

USD0.02B
DHS:LSE WisdomTree US Equity Inco.. 0.00 % 0.29 %

N/A

USD0.02B
DEW WisdomTree Global High Di.. 0.00 % 0.58 %

+0.56 (+1.15%)

USD0.07B
IXG iShares Global Financials.. 0.00 % 0.46 %

+1.16 (+1.49%)

USD1.03B
SPVU Invesco S&P 500 Enhanced .. 0.00 % 0.13 %

+0.65 (+1.54%)

USD0.13B
SKF ProShares UltraShort Fina.. 0.00 % 0.95 %

-0.37 (-3.44%)

USD0.01B
SEF ProShares Short Financial.. 0.00 % 0.95 %

-0.23 (-1.71%)

USD0.01B
RWW Invesco S&P Financials Re.. 0.00 % 0.45 %

N/A

USD0.04B
RWW Invesco S&P Financials Re.. 0.00 % 0.45 %

N/A

USD0.04B
RWW Invesco S&P Financials Re.. 0.00 % 0.45 %

N/A

USD0.04B
RWW Invesco S&P Financials Re.. 0.00 % 0.45 %

N/A

USD0.04B
RWW Invesco S&P Financials Re.. 0.00 % 0.45 %

N/A

USD0.04B
QLTA iShares Aaa - A Rated Cor.. 0.00 % 0.15 %

+0.14 (+0.25%)

USD1.27B
PRF Invesco FTSE RAFI US 1000.. 0.00 % 0.39 %

+2.19 (+1.39%)

USD5.11B
KBWB Invesco KBW Bank ETF 0.00 % 0.35 %

+1.49 (+2.24%)

USD2.71B
JHMF John Hancock Multifactor .. 0.00 % 0.40 %

+1.01 (+2.02%)

USD0.04B
IYG iShares U.S. Financial Se.. 0.00 % 0.42 %

+3.46 (+1.91%)

USD1.63B
IYF iShares U.S. Financials E.. 0.00 % 0.42 %

+1.35 (+1.70%)

USD2.35B
IBDR iShares iBonds Dec 2026 T.. 0.00 % 0.10 %

+0.04 (+0.14%)

USD0.64B
SYV SPDR MFS Systematic Value.. 0.00 % 0.60 %

N/A

USD0.02B
FINZ ProShares UltraPro Short .. 0.00 % 0.95 %

N/A

USD4.56M
EXT WisdomTree U.S. ESG Fund 0.00 % 0.28 %

N/A

USD0.09B
FAS Direxion Daily Financial .. 0.00 % 0.99 %

+6.15 (+5.59%)

USD3.11B
FAZ Direxion Daily Financial .. 0.00 % 1.08 %

-1.68 (-6.02%)

USD0.11B
FBND Fidelity Total Bond ETF 0.00 % 0.36 %

+0.12 (+0.23%)

USD1.84B
FDL First Trust Morningstar D.. 0.00 % 0.45 %

+0.58 (+1.70%)

USD1.66B
FINU ProShares UltraPro Financ.. 0.00 % 0.95 %

N/A

USD8.45M
FNCL Fidelity MSCI Financials .. 0.00 % 0.08 %

+1.09 (+2.09%)

USD1.65B
IBDM iShares iBonds Dec 2021 T.. 0.00 % 0.10 %

N/A

USD1.43B
FNDB Schwab Fundamental U.S. B.. 0.00 % 0.25 %

+0.79 (+1.49%)

USD0.35B
FNDX Schwab Fundamental U.S. L.. 0.00 % 0.25 %

+0.80 (+1.50%)

USD6.70B
FSF:CA CI Global Financial Secto.. 0.00 % 0.85 %

+0.21 (+0.92%)

USD0.73B
HBG:CA Hamilton Global Bank ETF 0.00 % 1.15 %

N/A

USD0.02B
HEA:CA Horizons Enhanced Income .. 0.00 % 0.65 %

+0.21 (+1.17%)

USD0.03B
IBDL iShares iBonds Dec 2020 T.. 0.00 % 0.10 %

N/A

USD0.95B
SYE SPDR MFS Systematic Core .. 0.00 % 0.60 %

N/A

USD0.02B
UYG ProShares Ultra Financial.. 0.00 % 0.95 %

+2.09 (+3.54%)

USD0.87B
BSUS:LSE UBS(Lux)Fund Solutions &#.. 0.00 % 0.25 %

+1.00 (+0.09%)

USD0.09B
BNKZ MicroSectors U.S. Big Ban.. 0.00 % 0.95 %

N/A

USD0.01B
USIG iShares Broad USD Investm.. 0.00 % 0.06 %

+0.19 (+0.32%)

USD5.94B
BFIN:CA Brompton North American F.. 0.00 % 0.75 %

N/A

USD0.04B
ZWK:CA BMO Covered Call US Banks.. 0.00 % 0.65 %

+0.64 (+2.11%)

USD0.16B
BNKD MicroSectors U.S. Big Ban.. 0.00 % 0.95 %

-0.90 (-6.06%)

USD7.02M
BNKO MicroSectors U.S. Big Ban.. 0.00 % 0.95 %

N/A

USD0.01B
BNKU MicroSectors U.S. Big Ban.. 0.00 % 0.95 %

+3.21 (+6.10%)

USD0.10B
KNAB MicroSectors U.S. Big Ban.. 0.00 % 0.95 %

N/A

USD0.02B
RUBY:CA RBC U.S. Banks Yield Inde.. 0.00 % 0.29 %

+0.11 (+0.47%)

USD0.02B
CGAA:CA CI Global Asset Allocatio.. 0.00 % 0.90 %

N/A

USD0.02B
ZIC-U:CA BMO Mid-Term US IG Corpor.. 0.00 % 0.25 %

+0.05 (+0.32%)

N/A
HBF-U:CA Harvest Brand Leaders Plu.. 0.00 % 0.75 %

+0.16 (+1.35%)

N/A
HBG-U:CA Hamilton Global Bank ETF 0.00 % 1.21 %

N/A

N/A
HUBL-U:CA Harvest US Bank Leaders I.. 0.00 % 0.75 %

-0.27 (-1.43%)

N/A
BNKS:LSE iShares S&P U.S. Bank.. 0.00 % 0.35 %

-0.06 (-1.01%)

USD0.93B
IGIB iShares 5-10 Year Investm.. 0.00 % 0.06 %

+0.21 (+0.35%)

USD11.28B
VETS Pacer Military Times Best.. 0.00 % 0.60 %

N/A

USD1.95M
VFH Vanguard Financials Index.. 0.00 % 0.10 %

+1.90 (+2.11%)

USD10.96B
CALL:CA Evolve US Banks Enhanced .. 0.00 % 0.45 %

+0.21 (+1.03%)

USD4.71M
VVL:CA Vanguard Global Value Fac.. 0.00 % 0.35 %

+0.74 (+1.99%)

USD0.17B
XLF Financial Select Sector S.. 0.00 % 0.12 %

+0.59 (+1.61%)

USD41.18B
ZIC:CA BMO Mid-Term US IG Corpor.. 0.00 % 0.25 %

+0.18 (+0.99%)

USD1.90B
ZSU:CA BMO Short-Term US IG Corp.. 0.00 % 0.25 %

N/A

USD0.15B
HBF:CA Harvest Brand Leaders Plu.. 0.00 % 0.75 %

+0.13 (+1.19%)

USD0.25B
ZVU:CA BMO MSCI USA Value Index .. 0.00 % 0.30 %

+0.01 (+0.04%)

USD0.05B
DXF:CA Dynamic Active Global Fin.. 0.00 % 0.75 %

+0.35 (+1.04%)

USD0.02B
BVNSC Brandes Value NextShares 0.00 % 0.41 %

N/A

USD4.83M
RUSB:CA RBC Short Term U.S. Corpo.. 0.00 % 0.35 %

-0.03 (-0.15%)

USD0.27B
GIGB Goldman Sachs Access Inve.. 0.00 % 0.14 %

+0.19 (+0.36%)

USD0.73B
IBDS iShares iBonds Dec 2027 T.. 0.00 % 0.10 %

+0.08 (+0.30%)

USD0.44B
SKOR FlexShares Credit-Scored .. 0.00 % 0.22 %

+0.12 (+0.22%)

USD0.29B
KORP American Century Diversif.. 0.00 % 0.29 %

+0.15 (+0.29%)

USD0.15B
HUBL:CA Harvest US Bank Leaders I.. 0.00 % 0.75 %

+0.05 (+0.29%)

USD0.03B
ZPDF:XETRA SPDR S&P U.S. Financials .. 0.00 % 0.15 %

+0.04 (+0.10%)

USD0.49B

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Diversified)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 22.11% 67% D+ 77% C+
Dividend Return 1.65% 66% D 67% D+
Total Return 23.76% 67% D+ 78% C+
Trailing 12 Months  
Capital Gain 79.01% 64% D 73% C
Dividend Return 4.85% 33% F 61% D-
Total Return 83.86% 64% D 73% C
Trailing 5 Years  
Capital Gain 74.65% 89% B+ 69% D+
Dividend Return 18.09% 44% F 62% D-
Total Return 92.74% 78% C+ 71% C-
Average Annual (5 Year Horizon)  
Capital Gain 5.85% 94% A 60% D-
Dividend Return 2.47% 63% D 58% F
Total Return 8.32% 86% B 61% D-
Risk Return Profile  
Volatility (Standard Deviation) 29.65% 19% F 34% F
Risk Adjusted Return 28.06% 42% F 43% F
Market Capitalization 153.44B 50% F 99% A+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Diversified)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 10.18 78% C+ 77% C+
Price/Book Ratio 0.85 60% D- 85% B
Price / Cash Flow Ratio -7.44 97% A+ 89% B+
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 8.35% 69% D+ 54% F
Return on Invested Capital 13.94% 94% A 85% B
Return on Assets 0.73% 61% D- 27% F
Debt to Equity Ratio 220.47% 17% F 15% F
Technical Ratios  
Short Ratio 1.40 73% C 63% D
Short Percent 1.19% 33% F 80% B-
Beta 1.92 8% F 13% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

Underpriced compared to earnings

The stock is trading low compared to its peers on a price to earning basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior Dividend Growth

This stock has shown top quartile dividend growth in the previous 5 years compared to its sector

What to not like:
Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Negative cashflow

The company had negative total cash flow in the most recent four quarters.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector