C:NYE-Citigroup Inc (USD)

COMMON STOCK | Banks-Diversified | NYE

Last Closing Price

USD 69.81

Change

-0.57 (-0.81)%

Market Cap

USD 146.91B

Volume

0.03B

Average Target Price

USD 72.07 (+3.23%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Citigroup Inc., a diversified financial services holding company, provides various financial products and services to consumers, corporations, governments, and institutions in North America, Latin America, Asia, Europe, the Middle East, and Africa. The company operates in two segments, Global Consumer Banking (GCB) and Institutional Clients Group (ICG). The GCB segment offers traditional banking services to retail customers through retail banking, Citi-branded cards, and Citi retail services. It also provides various banking, credit card lending, and investment services through a network of local branches, offices, and electronic delivery systems. The ICG segment offers wholesale banking products and services, including fixed income and equity sales and trading, foreign exchange, prime brokerage, derivative services, equity and fixed income research, corporate lending, investment banking and advisory services, private banking, cash management, trade finance, and securities services to corporate, institutional, public sector, and high-net-worth clients. As of December 31, 2019, it operated 2,348 branches primarily in the United States, Mexico, and Asia. Citigroup Inc. was founded in 1812 and is headquartered in New York, New York.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-03-04 )

Largest Industry Peers for Banks-Diversified

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
JPM JPMorgan Chase & Co

-2.35 (-1.54%)

USD466.61B 17.22 N/A
JPM-PC JPMorgan Chase & Co

-0.09 (-0.33%)

USD358.12B 3.07 N/A
JPM-PD JPMorgan Chase & Co

-0.10 (-0.37%)

USD355.26B 3.01 N/A
BAC Bank of America Corporation

+0.08 (+0.22%)

USD314.42B 19.48 N/A
BML-PL Bank of America Corporation

N/A

USD299.90B 13.02 N/A
BML-PG Bank of America Corporation

N/A

USD297.21B 10.84 N/A
BML-PH Bank of America Corporation

N/A

USD294.35B 10.69 N/A
BAC-PE Bank of America Corporation

+0.03 (+0.11%)

USD293.86B 13.23 N/A
BML-PJ Bank of America Corporation

N/A

USD289.23B 12.32 N/A
BAC-PL Bank of America Corporation

-3.54 (-0.25%)

USD279.41B 759.73 N/A

ETFs Containing C

Symbol Name Weight Mer Price(Change) Market Cap
BSV Vanguard Short-Term Bond .. 0.00 % 0.05 %

-0.09 (-0.11%)

USD62.77B
UIFS:LSE iShares S&P 500 Financial.. 0.00 % 0.15 %

-10.50 (-1.59%)

USD0.43B
AFIN:F Amundi Index Solutions - .. 0.00 % 0.00 %

+0.68 (+0.49%)

USD0.13B
USIH:PA Lyxor Index Fund - Lyxor .. 0.00 % 0.20 %

-0.20 (-0.21%)

N/A
MWO:PA Lyxor FTSE Epra/Nareit Gl.. 0.00 % 0.00 %

+0.25 (+0.63%)

N/A
AFRN:PA Amundi Index Solutions - .. 0.00 % 0.00 %

+0.04 (+0.04%)

N/A
AFLT:PA Amundi Index Solutions - .. 0.00 % 0.00 %

-0.02 (-0.02%)

N/A
AFLE:PA Amundi Index Solutions - .. 0.00 % 0.00 %

+0.01 (+0.02%)

N/A
AFIN:PA Amundi Index Solutions - .. 0.00 % 0.00 %

+0.11 (+0.08%)

USD0.13B
XUFN:LSE Xtrackers MSCI USA Financ.. 0.00 % 0.12 %

-0.39 (-1.56%)

USD0.52B
XSFN:LSE Xtrackers (IE) Public Lim.. 0.00 % 0.12 %

-27.60 (-1.57%)

USD0.40B
XDWF:LSE Xtrackers MSCI World Fina.. 0.00 % 0.25 %

-0.14 (-0.61%)

USD0.50B
SUSD:LSE SPDR Bloomberg Barclays 0.. 0.00 % 0.20 %

N/A

USD0.06B
XUFB:LSE Xtrackers MSCI USA Banks .. 0.00 % 0.12 %

-29.80 (-1.78%)

USD0.52B
WFIN:LSE SPDR MSCI World Financial.. 0.00 % 0.30 %

-0.35 (-0.71%)

USD0.12B
UC98:LSE UBS ETF - Bloomberg Barcl.. 0.00 % 0.20 %

-3.25 (-0.25%)

N/A
LMWE:F Lyxor FTSE Epra/Nareit Gl.. 0.00 % 0.00 %

+0.09 (+0.22%)

N/A
UC97:LSE UBS ETF - Bloomberg Barcl.. 0.00 % 0.20 %

-0.04 (-0.22%)

N/A
UC86:LSE UBS ETF - Bloomberg Barcl.. 0.00 % 0.18 %

N/A

N/A
UC85:LSE UBS ETF - Bloomberg Barcl.. 0.00 % 0.23 %

-5.25 (-0.31%)

N/A
UC82:LSE UBS ETF - Bloomberg Barcl.. 0.00 % 0.23 %

-0.25 (-0.02%)

N/A
UC81:LSE UBS ETF - Bloomberg Barcl.. 0.00 % 0.18 %

-0.75 (-0.07%)

N/A
UC76:LSE UBS ETF - Bloomberg Barcl.. 0.00 % 0.18 %

-0.05 (-0.27%)

N/A
SXLF:LSE SPDR S&P U.S. Financials .. 0.00 % 0.15 %

-0.58 (-1.56%)

USD0.32B
SUSC:LSE SPDR Bloomberg Barclays 0.. 0.00 % 0.12 %

+0.03 (+0.05%)

USD0.07B
IUVL:LSE iShares Edge MSCI USA Val.. 0.00 % 0.20 %

-0.12 (-1.39%)

USD2.62B
IUVF:LSE iShares Edge MSCI USA Val.. 0.00 % 0.20 %

-7.75 (-1.30%)

USD1.04B
IUVD:LSE iShares Edge MSCI USA Val.. 0.00 % 0.20 %

-0.08 (-1.28%)

USD2.62B
IUFS:LSE iShares S&P 500 Financial.. 0.00 % 0.15 %

-0.14 (-1.49%)

USD0.79B
DHSG:LSE WisdomTree US Equity Inco.. 0.00 % 0.35 %

+1.75 (+0.11%)

N/A
IUS2:F iShares S&P U.S. Bank.. 0.00 % 0.35 %

-0.03 (-0.70%)

USD0.29B
QDVH:F iShares S&P 500 Financial.. 0.00 % 0.15 %

-0.08 (-1.09%)

USD0.79B
DHSA:LSE WisdomTree US Equity Inco.. 0.00 % 0.29 %

+0.03 (+0.14%)

N/A
LMWE:XETRA Lyxor FTSE Epra/Nareit Gl.. 0.00 % 0.00 %

+0.25 (+0.63%)

N/A
XUFN:XETRA Xtrackers MSCI USA Financ.. 0.00 % 0.12 %

-0.25 (-1.20%)

USD0.52B
XDWF:XETRA Xtrackers MSCI World Fina.. 0.00 % 0.25 %

-0.09 (-0.50%)

USD0.50B
WTEU:XETRA WisdomTree US Equity Inco.. 0.00 % 0.29 %

+0.06 (+0.36%)

N/A
WTDY:XETRA WisdomTree US Equity Inco.. 0.00 % 0.35 %

+0.02 (+0.10%)

N/A
WTD9:XETRA WisdomTree US Equity Inco.. 0.00 % 0.29 %

+0.07 (+0.39%)

N/A
UEF9:XETRA UBS ETF - Bloomberg Barcl.. 0.00 % 0.18 %

+0.01 (+0.10%)

N/A
UEF8:XETRA UBS ETF - Bloomberg Barcl.. 0.00 % 0.23 %

N/A

N/A
UEF0:XETRA UBS ETF - Bloomberg Barcl.. 0.00 % 0.23 %

-0.05 (-0.28%)

N/A
SYBR:XETRA SPDR Bloomberg Barclays 1.. 0.00 % 0.12 %

+0.04 (+0.13%)

USD0.10B
SYBF:XETRA SPDR Bloomberg Barclays 0.. 0.00 % 0.12 %

+0.11 (+0.25%)

USD0.07B
SYB1:XETRA SPDR Bloomberg Barclays U.. 0.00 % 0.20 %

N/A

USD0.02B
QDVI:XETRA iShares Edge MSCI USA Val.. 0.00 % 0.20 %

-0.06 (-0.87%)

USD2.62B
QDVH:XETRA iShares S&P 500 Financial.. 0.00 % 0.15 %

-0.09 (-1.23%)

USD0.79B
JRUB:XETRA JPMorgan ETFs (Ireland) I.. 0.00 % 0.19 %

+0.13 (+0.12%)

USD0.08B
QDVI:F iShares Edge MSCI USA Val.. 0.00 % 0.20 %

-0.01 (-0.15%)

USD2.62B
IUS2:XETRA iShares S&P U.S. Bank.. 0.00 % 0.35 %

-0.09 (-1.79%)

USD0.29B
FRNU:XETRA Amundi ETF Floating Rate .. 0.00 % 0.00 %

+0.25 (+0.27%)

N/A
FRNH:XETRA Amundi Index Solutions - .. 0.00 % 0.00 %

-0.05 (-0.10%)

N/A
AFIN:XETRA Amundi Index Solutions - .. 0.00 % 0.00 %

-0.07 (-0.05%)

USD0.13B
ZPDF:F SPDR S&P U.S. Financials .. 0.00 % 0.15 %

-0.02 (-0.07%)

USD0.32B
XDWF:F Xtrackers MSCI World Fina.. 0.00 % 0.25 %

-0.13 (-0.70%)

USD0.50B
WTEU:F WisdomTree US Equity Inco.. 0.00 % 0.29 %

-0.08 (-0.47%)

N/A
WTDY:F WisdomTree US Equity Inco.. 0.00 % 0.35 %

-0.29 (-1.71%)

N/A
WTD9:F WisdomTree US Equity Inco.. 0.00 % 0.29 %

-0.22 (-1.26%)

N/A
UEF9:F UBS ETF - Bloomberg Barcl.. 0.00 % 0.18 %

+0.04 (+0.25%)

N/A
UEF7:F UBS ETF - Bloomberg Barcl.. 0.00 % 0.18 %

+0.06 (+0.45%)

N/A
SYBR:F SPDR Bloomberg Barclays 1.. 0.00 % 0.12 %

+0.11 (+0.40%)

USD0.10B
SYBF:F SPDR Bloomberg Barclays 0.. 0.00 % 0.12 %

+0.15 (+0.36%)

USD0.07B
SYB1:F SPDR Bloomberg Barclays U.. 0.00 % 0.20 %

N/A

USD0.02B
DHSD:LSE WisdomTree US Equity Inco.. 0.00 % 0.29 %

+0.02 (+0.10%)

N/A
BSUS:LSE UBS ETF - Bloomberg Barcl.. 0.00 % 0.25 %

-3.90 (-0.35%)

N/A
DEW WisdomTree Global High Di.. 0.00 % 0.58 %

-0.40 (-0.89%)

USD0.06B
IYF iShares U.S. Financials E.. 0.00 % 0.42 %

-0.95 (-1.30%)

USD1.43B
SPVU Invesco S&P 500 Enhanced .. 0.00 % 0.13 %

-0.20 (-0.52%)

USD0.09B
SKF ProShares UltraShort Fina.. 0.00 % 0.95 %

+0.36 (+2.79%)

USD0.02B
SEF ProShares Short Financial.. 0.00 % 0.95 %

+0.21 (+1.42%)

USD0.01B
RWW Invesco S&P Financials Re.. 0.00 % 0.45 %

N/A

USD0.04B
RWW Invesco S&P Financials Re.. 0.00 % 0.45 %

N/A

USD0.04B
RWW Invesco S&P Financials Re.. 0.00 % 0.45 %

N/A

USD0.04B
RWW Invesco S&P Financials Re.. 0.00 % 0.45 %

N/A

USD0.04B
RWW Invesco S&P Financials Re.. 0.00 % 0.45 %

N/A

USD0.04B
QLTA iShares Aaa - A Rated Cor.. 0.00 % 0.15 %

-0.37 (-0.67%)

USD1.37B
QDYN FlexShares Quality Divide.. 0.00 % 0.37 %

-1.02 (-1.90%)

USD0.02B
KBWB Invesco KBW Bank ETF 0.00 % 0.35 %

-0.64 (-1.05%)

USD1.58B
JHMF John Hancock Multifactor .. 0.00 % 0.40 %

-0.83 (-1.80%)

USD0.03B
IYG iShares U.S. Financial Se.. 0.00 % 0.42 %

-2.12 (-1.25%)

USD1.35B
IXG iShares Global Financials.. 0.00 % 0.46 %

-0.49 (-0.68%)

USD0.34B
SYV SPDR MFS Systematic Value.. 0.00 % 0.60 %

-0.70 (-0.93%)

USD0.02B
IBDR iShares iBonds Dec 2026 T.. 0.00 % 0.10 %

-0.08 (-0.30%)

USD0.60B
IBDM iShares iBonds Dec 2021 T.. 0.00 % 0.10 %

+0.01 (+0.04%)

USD1.57B
IBDL iShares iBonds Dec 2020 T.. 0.00 % 0.10 %

N/A

USD0.95B
HBG:CA Hamilton Global Bank ETF 0.00 % 1.15 %

N/A

USD0.02B
FSF:CA CI First Asset Global Fin.. 0.00 % 0.85 %

N/A

USD0.56B
FNCL Fidelity MSCI Financials .. 0.00 % 0.08 %

-0.59 (-1.23%)

USD1.19B
FINZ ProShares UltraPro Short .. 0.00 % 0.95 %

N/A

USD4.56M
FINU ProShares UltraPro Financ.. 0.00 % 0.95 %

N/A

USD8.45M
FDL First Trust Morningstar D.. 0.00 % 0.45 %

-0.34 (-1.09%)

USD1.39B
FBND Fidelity Total Bond ETF 0.00 % 0.36 %

-0.23 (-0.43%)

USD1.70B
FAZ Direxion Daily Financial .. 0.00 % 1.07 %

+1.36 (+3.59%)

USD0.19B
FAS Direxion Daily Financial .. 0.00 % 0.99 %

-3.08 (-3.60%)

USD2.19B
EXT WisdomTree U.S. ESG Fund 0.00 % 0.28 %

N/A

USD0.09B
ESGS Columbia Sustainable U.S... 0.00 % 0.35 %

-0.37 (-1.12%)

USD5.99M
SYE SPDR MFS Systematic Core .. 0.00 % 0.60 %

-1.26 (-1.26%)

USD0.02B
UYG ProShares Ultra Financial.. 0.00 % 0.95 %

-1.34 (-2.67%)

USD0.61B
BNKS:LSE iShares S&P U.S. Bank.. 0.00 % 0.35 %

-0.13 (-2.32%)

USD0.29B
VETS Pacer Military Times Best.. 0.00 % 0.60 %

-0.53 (-1.49%)

USD1.69M
HBG-U:CA Hamilton Global Bank ETF 0.00 % 1.21 %

N/A

N/A
HBF-U:CA Harvest Brand Leaders Plu.. 0.00 % 0.75 %

-0.16 (-1.41%)

N/A
ZIC-U:CA BMO Mid-Term US IG Corpor.. 0.00 % 0.25 %

N/A

N/A
ZDY-U:CA BMO US Dividend ETF (USD) 0.00 % 0.30 %

-0.51 (-2.01%)

N/A
KNAB MicroSectors U.S. Big Ban.. 0.00 % 0.95 %

N/A

USD0.02B
BNKZ MicroSectors U.S. Big Ban.. 0.00 % 0.95 %

N/A

USD0.01B
BNKU MicroSectors U.S. Big Ban.. 0.00 % 0.95 %

-0.97 (-2.29%)

USD0.04B
BNKO MicroSectors U.S. Big Ban.. 0.00 % 0.95 %

N/A

USD0.01B
BNKD MicroSectors U.S. Big Ban.. 0.00 % 0.95 %

+0.03 (+1.44%)

USD1.99M
ZWK:CA BMO Covered Call US Banks.. 0.00 % 0.65 %

-0.42 (-1.42%)

USD0.11B
BFIN:CA Brompton North American F.. 0.00 % 0.75 %

-0.17 (-0.78%)

USD0.03B
USIG iShares Broad USD Investm.. 0.00 % 0.06 %

-0.39 (-0.66%)

USD5.96B
IGIB iShares 5-10 Year Investm.. 0.00 % 0.06 %

-0.39 (-0.65%)

USD11.18B
BVNSC Brandes Value NextShares 0.00 % 0.41 %

N/A

USD4.83M
VFH Vanguard Financials Index.. 0.00 % 0.10 %

-0.89 (-1.07%)

USD8.97B
QUIG:CA Mackenzie US Investment G.. 0.00 % 0.15 %

N/A

USD0.65B
KORP American Century Diversif.. 0.00 % 0.29 %

-0.20 (-0.39%)

USD0.14B
IBDS iShares iBonds Dec 2027 T.. 0.00 % 0.10 %

-0.12 (-0.44%)

USD0.41B
GIGB Goldman Sachs Access Inve.. 0.00 % 0.14 %

-0.37 (-0.69%)

USD0.78B
RUSB:CA RBC Short Term U.S. Corpo.. 0.00 % 0.35 %

N/A

USD0.32B
DXF:CA Dynamic Active Global Fin.. 0.00 % 0.75 %

-0.75 (-2.36%)

USD0.02B
CALL:CA Evolve US Banks Enhanced .. 0.00 % 0.45 %

-0.44 (-2.28%)

USD4.71M
ZVU:CA BMO MSCI USA Value Index .. 0.00 % 0.30 %

-0.54 (-2.14%)

USD0.04B
HBF:CA Harvest Brand Leaders Plu.. 0.00 % 0.75 %

-0.09 (-0.86%)

USD0.14B
ZSU:CA BMO Short-Term US IG Corp.. 0.00 % 0.25 %

N/A

USD0.14B
ZIC:CA BMO Mid-Term US IG Corpor.. 0.00 % 0.25 %

-0.05 (-0.26%)

USD1.25B
ZDY:CA BMO US Dividend ETF (CAD) 0.00 % 0.30 %

-0.30 (-0.96%)

USD1.33B
XLF Financial Select Sector S.. 0.00 % 0.12 %

-0.38 (-1.14%)

USD29.27B
VVL:CA Vanguard Global Value Fac.. 0.00 % 0.35 %

-0.28 (-0.78%)

USD0.08B
ZPDF:XETRA SPDR S&P U.S. Financials .. 0.00 % 0.15 %

-0.39 (-1.25%)

USD0.32B

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Diversified)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 13.22% 73% C 77% C+
Dividend Return 0.83% 19% F 58% F
Total Return 14.04% 73% C 78% C+
Trailing 12 Months  
Capital Gain 9.95% 60% D- 49% F
Dividend Return 3.21% 29% F 55% F
Total Return 13.17% 60% D- 49% F
Trailing 5 Years  
Capital Gain 62.99% 89% B+ 68% D+
Dividend Return 17.14% 39% F 57% F
Total Return 80.13% 79% C+ 69% D+
Average Annual (5 Year Horizon)  
Capital Gain 4.80% 95% A 67% D+
Dividend Return 2.31% 65% D 57% F
Total Return 7.11% 90% A- 66% D
Risk Return Profile  
Volatility (Standard Deviation) 27.32% 20% F 26% F
Risk Adjusted Return 26.04% 41% F 46% F
Market Capitalization 146.91B 47% F 98% A+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Diversified)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 14.91 43% F 62% D-
Price/Book Ratio 0.76 57% F 87% B+
Price / Cash Flow Ratio -7.12 86% B 88% B+
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 5.64% 48% F 51% F
Return on Invested Capital 14.73% 98% A+ 86% B
Return on Assets 0.53% 55% F 27% F
Debt to Equity Ratio 220.47% 19% F 14% F
Technical Ratios  
Short Ratio 1.14 77% C+ 63% D
Short Percent 1.09% 33% F 82% B-
Beta 1.91 8% F 13% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior Dividend Growth

This stock has shown top quartile dividend growth in the previous 5 years compared to its sector

What to not like:
Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Negative cashflow

The company had negative total cash flow in the most recent four quarters.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector