BXS:NYE-BancorpSouth Bank (USD)

COMMON STOCK | Banks-Regional | NYE

Last Closing Price

USD 29.98


0.00 (0.00)%

Market Cap

USD 3.26B



Avg Analyst Target

USD 34.50 (+15.08%)

Avg User Target

Average Analyst Rating


Fundamental Analysis



BancorpSouth Bank provides commercial banking and financial services to individuals and small-to-medium size businesses. The company operates through Banking Services Group, Mortgage, Insurance Agencies, Wealth Management, and General Corporate and Other segments. It accepts various deposit products, including interest and noninterest bearing demand deposits, and saving and other time deposits. The company also provides commercial loans, including term loans, lines of credit, equipment and receivable financing, and agricultural loans; a range of short-to-medium term secured and unsecured commercial loans to businesses for working capital, business expansion, and the purchase of equipment and machinery; and construction loans to real estate developers for the acquisition, development, and construction of residential subdivisions. In addition, it offers fixed and adjustable rate residential mortgage loans secured by owner-occupied property; construction loans; second mortgage loans; and home equity lines of credit, as well as non-residential consumer loans that consist of automobile, recreation vehicle, boat, personal, and deposit account secured loans, as well as issues credit cards. Further, the company operates as an agent for the sale of commercial lines of insurance; and offers a line of property and casualty, life, health, and employee benefits products and services. Additionally, it provides credit related products, trust and investment management, asset management, retirement and savings solutions, and estate planning and annuity products. As of March 4, 2021, the company operated through 305 full-service branch locations, as well mortgage, insurance, and loan production offices in Alabama, Arkansas, Florida, Louisiana, Mississippi, Missouri, Tennessee, and Texas; and an insurance location in Illinois. The company was formerly known as BancorpSouth, Inc. and changed its name to BancorpSouth Bank in October 2017. BancorpSouth Bank was founded in 1876 and is headquartered in Tupelo, Mississippi. Address: One Mississippi Plaza, Tupelo, MS, United States, 38804

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Relative Returns (From:    To: 2021-10-17 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HDB HDFC Bank Limited


USD139.84B 191.56 N/A
USB-PH U.S. Bancorp


USD101.93B 4.96 N/A
USB U.S. Bancorp


USD89.30B 12.08 N/A
USB-PP U.S. Bancorp


USD85.30B 5.45 N/A
PNC The PNC Financial Services Gro..


USD84.63B 15.12 N/A
USB-PO U.S. Bancorp


USD81.31B 8.27 N/A
USB-PM U.S. Bancorp


USD76.53B 5.08 N/A
IBN ICICI Bank Limited


USD67.44B 25.46 N/A
PNC-PQ The PNC Financial Services Gro..


USD58.78B 2.14 N/A
BSBR Banco Santander (Brasil) S.A


USD51.75B 9.17 N/A

ETFs Containing BXS

Symbol Name Weight Mer Price(Change) Market Cap


Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Capital Gain 9.26% 43% F 48% F
Dividend Return 2.11% 26% F 47% F
Total Return 11.37% 45% F 48% F
Trailing 12 Months  
Capital Gain 36.52% 46% F 66% D
Dividend Return 3.51% 29% F 54% F
Total Return 40.03% 48% F 67% D+
Trailing 5 Years  
Capital Gain 28.95% 51% F 52% F
Dividend Return 14.24% 35% F 50% F
Total Return 43.18% 54% F 49% F
Average Annual (5 Year Horizon)  
Capital Gain 1.80% 39% F 33% F
Dividend Return 2.35% 43% F 54% F
Total Return 4.15% 39% F 31% F
Risk Return Profile  
Volatility (Standard Deviation) 23.94% 68% D+ 48% F
Risk Adjusted Return 17.33% 37% F 24% F
Market Capitalization 3.26B 36% F 66% D
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 10.70 55% F 73% C
Price/Book Ratio 1.15 67% D+ 69% D+
Price / Cash Flow Ratio 14.37 30% F 34% F
Management Effectiveness  
Return on Equity 10.33% 36% F 54% F
Return on Invested Capital -1.95% 10% F 21% F
Return on Assets 1.18% 52% F 32% F
Debt to Equity Ratio 10.53% 90% A- 86% B
Technical Ratios  
Short Ratio 8.18 14% F 7% F
Short Percent 8.52% 3% F 31% F
Beta 1.21 55% F 39% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Ratings

Target Price Action Rating Action Analyst Rating Price Date

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User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Low debt

The company is less leveraged than its peers ,, and is among the top quartile, which makes it more flexible. However, do check the news and look at its sector. Sometimes this is low because the company is not growing and has no growth potential.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.