BXS:NYE-BancorpSouth Bank (USD)

COMMON STOCK | Banks-Regional | NYE

Last Closing Price

USD 30.15

Change

+0.02 (+0.07)%

Market Cap

USD 3.09B

Volume

0.33M

Average Target Price

USD 28.50 (-5.47%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

BancorpSouth Bank provides commercial banking and financial services to individuals and small-to-medium size businesses. The company operates through Banking Services Group, Mortgage, Insurance Agencies, Wealth Management, and General Corporate and Other segments. It offers various deposit products, including interest and noninterest bearing demand deposits, and saving and other time deposits. The company also provides commercial loans, including term loans, lines of credit, equipment and receivable financing, and agricultural loans; a range of short-to-medium term secured and unsecured commercial loans to businesses for working capital, business expansion, and the purchase of equipment and machinery; and construction loans to real estate developers for the acquisition, development, and construction of residential subdivisions. In addition, it offers fixed and adjustable rate residential mortgage loans secured by owner-occupied property; residential construction loans; second mortgage loans; and home equity lines of credit, as well as non-residential consumer loans that consist of automobile, recreation vehicle, boat, personal, and deposit account secured loans, as well as issues credit cards. Further, the company operates as an agent for the sale of commercial lines of insurance; and offers a line of property and casualty, life, health, and employee benefits products and services. Additionally, it provides credit related products, trust and investment management, asset management, retirement and savings solutions, and estate planning and annuity products. It operates in Alabama, Arkansas, Florida, Louisiana, Mississippi, Missouri, Tennessee, Texas, and Illinois. The company was formerly known as BancorpSouth, Inc. and changed its name to BancorpSouth Bank in October 2017. BancorpSouth Bank was founded in 1876 and is headquartered in Tupelo, Mississippi.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-01-20 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HDB HDFC Bank Limited

+0.29 (+0.39%)

USD110.57B 144.75 N/A
USB-PH U.S. Bancorp

+0.11 (+0.45%)

USD99.83B 8.02 N/A
USB-PP U.S. Bancorp

+0.06 (+0.22%)

USD86.43B 9.12 N/A
USB-PO U.S. Bancorp

N/A

USD81.31B 8.27 N/A
USB-PM U.S. Bancorp

+0.05 (+0.19%)

USD79.82B 8.75 N/A
USB U.S. Bancorp

-2.49 (-5.18%)

USD72.41B 15.91 N/A
PNC The PNC Financial Services Gro..

+0.26 (+0.17%)

USD66.10B 9.38 N/A
PNC-PQ The PNC Financial Services Gro..

N/A

USD58.78B 2.14 N/A
ITUB Itaú Unibanco Holding S.A

-0.07 (-1.21%)

USD54.28B 9.06 N/A
IBN ICICI Bank Limited

+0.24 (+1.59%)

USD51.67B 43.33 N/A

ETFs Containing BXS

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 9.88% 71% C- 80% B-
Dividend Return N/A N/A N/A N/A N/A
Total Return 9.88% 71% C- 80% B-
Trailing 12 Months  
Capital Gain -0.33% 67% D+ 45% F
Dividend Return 2.46% 31% F 49% F
Total Return 2.13% 62% D- 43% F
Trailing 5 Years  
Capital Gain 46.93% 55% F 57% F
Dividend Return 14.89% 29% F 45% F
Total Return 61.82% 53% F 54% F
Average Annual (5 Year Horizon)  
Capital Gain 1.86% 74% C 56% F
Dividend Return 2.12% 60% D- 54% F
Total Return 3.98% 71% C- 53% F
Risk Return Profile  
Volatility (Standard Deviation) 22.31% 48% F 36% F
Risk Adjusted Return 17.86% 56% F 40% F
Market Capitalization 3.09B 37% F 68% D+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 14.35 46% F 63% D
Price/Book Ratio 1.18 42% F 63% D
Price / Cash Flow Ratio 12.90 23% F 33% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 8.54% 57% F 61% D-
Return on Invested Capital 9.90% 77% C+ 71% C-
Return on Assets 1.04% 79% C+ 36% F
Debt to Equity Ratio 11.04% 90% A- 86% B
Technical Ratios  
Short Ratio 4.65 27% F 18% F
Short Percent 1.82% 65% D 71% C-
Beta 1.33 52% F 34% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Low debt

The company is less leveraged than its peers ,, and is among the top quartile, which makes it more flexible. However, do check the news and look at its sector. Sometimes this is low because the company is not growing and has no growth potential.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

High Gross Profit to Asset Ratio

This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

What to not like:
Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector