BKU:NYE-BankUnited Inc (USD)

COMMON STOCK | Banks-Regional | NYE

Last Closing Price

USD 41.30

Change

0.00 (0.00)%

Market Cap

USD 3.83B

Volume

0.70M

Avg Analyst Target

USD 53.00 (+28.33%)

Avg User Target

USD
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

BankUnited, Inc. operates as the bank holding company for BankUnited, a national banking association that provides a range of banking services in the United States. The company offers deposit products, such as checking, money market deposit, and savings accounts; certificates of deposit; and treasury and cash management services. Its loans portfolio includes commercial loans, including equipment loans, secured and unsecured lines of credit, formula-based loans, owner-occupied commercial real estate term loans and lines of credit, mortgage warehouse lines, letters of credit, small business administration and U.S. department of agriculture product offerings, export-import bank financing products, trade finance, and business acquisition finance credit facilities; commercial real estate loans; residential mortgages; and other consumer loans. The company also offers online, mobile, and telephone banking services. As of December 31, 2020, it operated through a network of 70 branches located in 14 Florida counties; and 4 banking centers in the New York metropolitan area. The company was formerly known as BU Financial Corporation. BankUnited, Inc. was incorporated in 2009 and is headquartered in Miami Lakes, Florida. Address: 14817 Oak Lane, Miami Lakes, FL, United States, 33016

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2021-09-26 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HDB HDFC Bank Limited

N/A

USD135.94B 183.44 N/A
USB-PH U.S. Bancorp

N/A

USD101.85B 5.30 N/A
USB U.S. Bancorp

N/A

USD88.65B 12.81 N/A
USB-PP U.S. Bancorp

N/A

USD86.02B 5.87 N/A
PNC The PNC Financial Services Gro..

N/A

USD82.66B 14.77 N/A
USB-PO U.S. Bancorp

N/A

USD81.31B 8.27 N/A
USB-PM U.S. Bancorp

N/A

USD77.86B 5.53 N/A
IBN ICICI Bank Limited

N/A

USD67.88B 25.18 N/A
PNC-PQ The PNC Financial Services Gro..

N/A

USD58.78B 2.14 N/A
ITUB Itaú Unibanco Holding S.A

N/A

USD51.64B 9.89 N/A

ETFs Containing BKU

Symbol Name Weight Mer Price(Change) Market Cap
PSCF Invesco S&P SmallCap Fina.. 0.00 % 0.29 %

N/A

USD0.05B
SLYV SPDR S&P 600 Small Cap Va.. 0.00 % 0.15 %

N/A

USD4.13B
VIOV Vanguard S&P Small-Cap 60.. 0.00 % 0.15 %

N/A

USD1.53B

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 18.75% 60% D- 68% D+
Dividend Return 1.98% 24% F 48% F
Total Return 20.73% 62% D- 69% D+
Trailing 12 Months  
Capital Gain 93.44% 81% B- 87% B+
Dividend Return 4.31% 35% F 59% F
Total Return 97.75% 80% B- 87% B+
Trailing 5 Years  
Capital Gain 37.48% 66% D 58% F
Dividend Return 14.38% 37% F 51% F
Total Return 51.86% 66% D 58% F
Average Annual (5 Year Horizon)  
Capital Gain 11.08% 83% B 65% D
Dividend Return 2.71% 59% F 61% D-
Total Return 13.80% 83% B 67% D+
Risk Return Profile  
Volatility (Standard Deviation) 52.04% 12% F 17% F
Risk Adjusted Return 26.51% 51% F 31% F
Market Capitalization 3.83B 46% F 69% D+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 10.95 45% F 72% C-
Price/Book Ratio 1.18 47% F 67% D+
Price / Cash Flow Ratio 4.44 67% D+ 65% D
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 12.00% 55% F 60% D-
Return on Invested Capital 2.69% 47% F 41% F
Return on Assets 1.01% 34% F 29% F
Debt to Equity Ratio 128.91% 20% F 28% F
Technical Ratios  
Short Ratio 4.15 49% F 31% F
Short Percent 2.17% 37% F 58% F
Beta 1.42 40% F 29% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Ratings

Target Price Action Rating Action Analyst Rating Price Date

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User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.