BKU:NYE-BankUnited, Inc (USD)

COMMON STOCK | Banks-Regional | NYE

Last Closing Price

USD 41.63

Change

0.00 (0.00)%

Market Cap

USD 3.88B

Volume

1.39M

Average Target Price

USD 44.31 (+6.43%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

BankUnited, Inc. operates as the bank holding company for BankUnited, a national banking association that provides a range of banking services in the United States. The company offers deposit products, such as checking, money market deposit, and savings accounts; certificates of deposit; and treasury and cash management services. Its loans portfolio includes commercial loans, including equipment loans, secured and unsecured lines of credit, formula-based loans, owner-occupied commercial real estate term loans and lines of credit, mortgage warehouse lines, letters of credit, small business administration and U.S. department of agriculture product offerings, export-import bank financing products, trade finance, and business acquisition finance credit facilities; commercial real estate loans; residential mortgages; and other consumer loans. The company also offers online, mobile, and telephone banking services. As of December 31, 2020, it operated through a network of 70 branches located in 14 Florida counties; and 4 banking centers in the New York metropolitan area. The company was formerly known as BU Financial Corporation. BankUnited, Inc. was incorporated in 2009 and is headquartered in Miami Lakes, Florida.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-06-20 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HDB HDFC Bank Limited

N/A

USD136.88B 189.61 N/A
USB-PH U.S. Bancorp

N/A

USD102.88B 6.60 N/A
USB-PP U.S. Bancorp

N/A

USD89.22B 7.51 N/A
USB U.S. Bancorp

N/A

USD85.53B 14.45 N/A
USB-PO U.S. Bancorp

N/A

USD81.31B 8.27 N/A
USB-PM U.S. Bancorp

N/A

USD79.19B 6.93 N/A
PNC The PNC Financial Services Gro..

N/A

USD75.76B 9.32 N/A
BSBR Banco Santander (Brasil) S.A

N/A

USD65.19B 12.09 N/A
ITUB Itaú Unibanco Holding S.A

N/A

USD62.26B 14.77 N/A
PNC-PQ The PNC Financial Services Gro..

N/A

USD58.78B 2.14 N/A

ETFs Containing BKU

Symbol Name Weight Mer Price(Change) Market Cap
KBWR Invesco KBW Regional Bank.. 0.00 % 0.35 %

N/A

USD0.09B
PSCF Invesco S&P SmallCap Fina.. 0.00 % 0.29 %

N/A

USD0.05B
SLYV SPDR S&P 600 Small Cap Va.. 0.00 % 0.15 %

N/A

USD4.17B
VIOV Vanguard S&P Small-Cap 60.. 0.00 % 0.15 %

N/A

USD1.49B
1563:TSE Simplex TSE Mothers Core .. 0.00 % 0.00 %

N/A

USD1.12B

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 19.70% 69% D+ 75% C
Dividend Return 1.32% 26% F 47% F
Total Return 21.02% 68% D+ 75% C
Trailing 12 Months  
Capital Gain 100.34% 91% A- 88% B+
Dividend Return 4.43% 44% F 61% D-
Total Return 104.76% 91% A- 89% B+
Trailing 5 Years  
Capital Gain 30.18% 53% F 52% F
Dividend Return 13.45% 33% F 47% F
Total Return 43.62% 53% F 50% F
Average Annual (5 Year Horizon)  
Capital Gain 5.11% 73% C 54% F
Dividend Return 2.60% 62% D- 59% F
Total Return 7.71% 75% C 54% F
Risk Return Profile  
Volatility (Standard Deviation) 45.89% 12% F 20% F
Risk Adjusted Return 16.79% 47% F 28% F
Market Capitalization 3.88B 43% F 69% D+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 12.01 52% F 72% C-
Price/Book Ratio 1.42 34% F 64% D
Price / Cash Flow Ratio 4.49 67% D+ 66% D
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 11.75% 71% C- 66% D
Return on Invested Capital 2.69% 52% F 41% F
Return on Assets 0.95% 37% F 31% F
Debt to Equity Ratio 128.91% 18% F 29% F
Technical Ratios  
Short Ratio 4.46 39% F 22% F
Short Percent 2.28% 36% F 59% F
Beta 1.42 44% F 29% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.