BKU:NYE-BankUnited, Inc (USD)

COMMON STOCK | Banks—Regional | NYE

Last Closing Price

USD 21.35

Change

+0.41 (+1.96)%

Market Cap

USD 1.93B

Volume

0.57M

Average Target Price

USD 24.43 (+14.42%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

BankUnited, Inc. operates as the bank holding company for BankUnited, a national banking association that provides a range of banking services to small and medium sized businesses, and individual and corporate customers in the United States. The company offers deposit products, such as checking, money market deposit, and savings accounts; certificates of deposit; and treasury and cash management services. Its loans portfolio includes commercial loans, including equipment loans, secured and unsecured lines of credit, formula-based loans, owner-occupied commercial real estate term loans and lines of credit, mortgage warehouse lines, letters of credit, SBA product offerings, trade finance, and business acquisition finance credit facilities; commercial real estate loans; residential mortgages; and other consumer loans. The company also offers ATMs, as well as online, mobile, and telephone banking services. As of December 31, 2019, it operated through a network of 74 branches located in 14 Florida counties; and 5 banking centers in the New York metropolitan area. The company was formerly known as BU Financial Corporation. BankUnited, Inc. was founded in 2009 and is headquartered in Miami Lakes, Florida.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2020-09-25 )

Largest Industry Peers for Banks—Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
USB-PH U.S. Bancorp

+0.63 (+2.80%)

USD92.67B 4.35 N/A
USB-PP U.S. Bancorp

+0.36 (+1.33%)

USD85.15B 5.99 N/A
USB-PO U.S. Bancorp

+0.33 (+1.29%)

USD83.14B 5.81 N/A
USB-PM U.S. Bancorp

+0.36 (+1.35%)

USD80.88B 6.19 N/A
HDB HDFC Bank Limited

+0.99 (+2.08%)

USD77.14B 24.95 N/A
PNC-PQ The PNC Financial Services Gro..

N/A

USD58.78B 2.14 N/A
USB U.S. Bancorp

+0.43 (+1.24%)

USD51.97B 11.92 N/A
PNC The PNC Financial Services Gro..

+1.45 (+1.40%)

USD43.50B 17.40 N/A
ITUB Itaú Unibanco Holding S.A

-0.03 (-0.73%)

USD38.37B 11.78 N/A
MFG Mizuho Financial Group, Inc

+0.03 (+1.14%)

USD33.94B 32.79 N/A

ETFs Containing BKU

Symbol Name Weight Mer Price(Change) Market Cap
1563:TSE TSE Mothers Core ETF 0.00 % 0.00 %

+20.00 (+0.63%)

USD0.85B

Market Performance

  Market Performance vs.
Industry/Classification (Banks—Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -41.60% 40% F 16% F
Dividend Return 1.83% 43% F 54% F
Total Return -39.77% 38% F 16% F
Trailing 12 Months  
Capital Gain -37.21% 40% F 17% F
Dividend Return 2.59% 40% F 55% F
Total Return -34.62% 38% F 17% F
Trailing 5 Years  
Capital Gain -41.07% 22% F 21% F
Dividend Return 11.70% 25% F 36% F
Total Return -29.37% 21% F 20% F
Average Annual (5 Year Horizon)  
Capital Gain -4.31% N/A N/A N/A N/A
Dividend Return 2.40% N/A N/A N/A N/A
Total Return -1.91% N/A N/A N/A N/A
Risk Return Profile  
Volatility (Standard Deviation) 20.22% N/A N/A N/A N/A
Risk Adjusted Return -9.44% N/A N/A N/A N/A
Market Capitalization 1.93B 40% F 65% D
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks—Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 10.83 50% F 72% C-
Price/Book Ratio 0.78 53% F 77% C+
Price / Cash Flow Ratio 3.03 74% C 64% D
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 7.51% 47% F 58% F
Return on Invested Capital 3.11% 23% F 35% F
Return on Assets 0.62% 28% F 28% F
Debt to Equity Ratio 163.57% 13% F 19% F
Technical Ratios  
Short Ratio 1.94 71% C- 53% F
Short Percent 3.93% 20% F 54% F
Beta 1.36 46% F 32% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Higly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.