BCH:NYE-Banco de Chile (USD)

COMMON STOCK | Banks-Regional | NYE

Last Closing Price

USD 22.92

Change

0.00 (0.00)%

Market Cap

USD 11.38B

Volume

0.14M

Average Target Price

USD 22.00 (-4.01%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Banco de Chile, together with its subsidiaries, provides various banking products and services to customers in Chile. The company operates through four segments: Retail, Wholesale, Treasury, and Subsidiaries. It offers checking accounts, consumer loans, commercial loans, credit cards, credit lines, and mortgage loans. The company also provides liquidity management services, debt instruments, foreign trade, and derivative contracts and leases. In addition, it engages in the management of the investment portfolio, and business of financial transactions and currency trading. Further, the company offers international and treasury banking services; and securities brokerage, mutual fund and investment management, insurance brokerage, and financial advisory services. It serves individuals, small and medium-sized companies, corporate clients, and large companies. The company operates through a network of 334 branches and 7,499 ATMs. Banco de Chile was founded in 1893 and is headquartered in Santiago, Chile.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-05-09 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HDB HDFC Bank Limited

N/A

USD105.99B 182.58 N/A
USB-PH U.S. Bancorp

N/A

USD100.37B 6.43 N/A
USB U.S. Bancorp

N/A

USD91.42B 16.20 N/A
USB-PP U.S. Bancorp

N/A

USD88.00B 7.40 N/A
PNC The PNC Financial Services Gro..

N/A

USD84.51B 10.40 N/A
USB-PO U.S. Bancorp

N/A

USD81.31B 8.27 N/A
USB-PM U.S. Bancorp

N/A

USD78.73B 6.89 N/A
PNC-PQ The PNC Financial Services Gro..

N/A

USD58.78B 2.14 N/A
IBN ICICI Bank Limited

N/A

USD57.06B 22.91 N/A
ITUB Itaú Unibanco Holding S.A

N/A

USD48.24B 12.86 N/A

ETFs Containing BCH

Symbol Name Weight Mer Price(Change) Market Cap

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 12.46% 50% F 56% F
Dividend Return 2.98% 96% A 92% A-
Total Return 15.44% 53% F 62% D-
Trailing 12 Months  
Capital Gain 31.42% 40% F 41% F
Dividend Return 3.48% 25% F 50% F
Total Return 34.90% 43% F 40% F
Trailing 5 Years  
Capital Gain 16.19% 37% F 43% F
Dividend Return 12.48% 29% F 42% F
Total Return 28.66% 37% F 37% F
Average Annual (5 Year Horizon)  
Capital Gain 1.38% 57% F 42% F
Dividend Return 1.56% 27% F 37% F
Total Return 2.94% 48% F 36% F
Risk Return Profile  
Volatility (Standard Deviation) 29.99% 34% F 33% F
Risk Adjusted Return 9.81% 35% F 27% F
Market Capitalization 11.38B 68% D+ 83% B
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 12.73 54% F 70% C-
Price/Book Ratio 2.13 13% F 48% F
Price / Cash Flow Ratio 0.02 81% B- 82% B-
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 13.26% 78% C+ 72% C-
Return on Invested Capital -1.04% 21% F 24% F
Return on Assets 1.09% 62% D- 34% F
Debt to Equity Ratio 245.63% 7% F 13% F
Technical Ratios  
Short Ratio 9.67 3% F 4% F
Short Percent N/A N/A N/A N/A N/A
Beta 0.40 99% A+ 85% B
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Underpriced on cashflow basis

The stock is trading low compared to its peers on a price to cash flow basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters then its peers, placing it in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.