BCH:NYE-Banco de Chile (USD)

COMMON STOCK | Banks-Regional | NYE

Last Closing Price

USD 19.04

Change

-0.73 (-3.69)%

Market Cap

USD 9.87B

Volume

0.04M

Avg Analyst Target

N/A

Avg User Target

USD
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Banco de Chile, together with its subsidiaries, provides banking and financial products and services to customers in Chile. The company operates through four segments: Retail, Wholesale, Treasury, and Subsidiaries. It offers deposit products, such as checking accounts, current accounts, demand deposits and accounts, saving accounts, and time deposits; commercial, mortgage, consumer, working capital, syndicated, and installment loans; and credit and debit cards. The company also provides leasing, factoring, and foreign trade services; international and treasury banking services; and financial advisory services for mergers and acquisitions, debt restructuring assistance, and payments and collections services. In addition, it offers liquidity management services, debt instruments, and derivative contracts and leases, as well as financial transactions business and currency trading services; and securities brokerage, mutual funds management, wholesale customers, investment banking and management, insurance brokerage, and securitization services. It serves individuals, small and medium-sized companies, corporate clients, and large companies. As of December 31, 2021, the company operated through a network of 334 branches and 1,766 automatic teller machines. Banco de Chile was founded in 1893 and is headquartered in Santiago, Chile.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-09-24 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HDB HDFC Bank Limited

-0.33 (-0.45%)

USD136.55B 184.26 N/A
USB-PH U.S. Bancorp

-0.26 (-1.02%)

USD102.90B 5.35 N/A
USB-PP U.S. Bancorp

-0.18 (-0.65%)

USD86.59B 5.91 N/A
USB U.S. Bancorp

+0.50 (+0.84%)

USD84.66B 16.32 N/A
PNC The PNC Financial Services Gro..

+0.89 (+0.46%)

USD82.28B 14.70 N/A
USB-PO U.S. Bancorp

N/A

USD81.31B 8.27 N/A
BNPQY BNP Paribas SA

-0.65 (-2.02%)

USD80.62B 8.89 N/A
USB-PM U.S. Bancorp

+0.03 (+0.12%)

USD77.77B 5.52 N/A
IBN ICICI Bank Limited

-0.03 (-0.15%)

USD67.84B 25.15 N/A
PNC-PQ The PNC Financial Services Gro..

N/A

USD58.78B 2.14 N/A

ETFs Containing BCH

Symbol Name Weight Mer Price(Change) Market Cap

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -6.58% 10% F 16% F
Dividend Return 2.98% 51% F 62% D-
Total Return -3.60% 10% F 18% F
Trailing 12 Months  
Capital Gain 24.36% 36% F 45% F
Dividend Return 3.96% 32% F 57% F
Total Return 28.33% 36% F 45% F
Trailing 5 Years  
Capital Gain -12.44% 24% F 22% F
Dividend Return 11.32% 23% F 40% F
Total Return -1.12% 21% F 20% F
Average Annual (5 Year Horizon)  
Capital Gain -0.62% 26% F 19% F
Dividend Return 1.62% 25% F 39% F
Total Return 1.00% 19% F 17% F
Risk Return Profile  
Volatility (Standard Deviation) 28.80% 48% F 39% F
Risk Adjusted Return 3.47% 21% F 15% F
Market Capitalization 9.87B 66% D 82% B-
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 10.86 46% F 73% C
Price/Book Ratio 1.96 12% F 48% F
Price / Cash Flow Ratio 0.00 91% A- 82% B-
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 14.36% 71% C- 64% D
Return on Invested Capital -1.02% 19% F 24% F
Return on Assets 1.15% 47% F 31% F
Debt to Equity Ratio 228.99% 10% F 14% F
Technical Ratios  
Short Ratio 7.15 20% F 11% F
Short Percent 0.36% 86% B 87% B+
Beta 0.40 98% A+ 85% B
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Ratings

Target Price Action Rating Action Analyst Rating Price Date

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User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:

There is nothing we particularly like

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Negative cashflow

The company had negative total cash flow in the most recent four quarters.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.