BCH:NYE-Banco de Chile (USD)

COMMON STOCK | Banks-Regional | NYE

Last Closing Price

USD 20.78

Change

-0.47 (-2.21)%

Market Cap

USD 10.70B

Volume

0.07M

Average Target Price

USD 22.00 (+5.87%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Banco de Chile, together with its subsidiaries, provides banking and financial products and services to customers in Chile. The company operates through four segments: Retail, Wholesale, Treasury, and Subsidiaries. It offers deposit products, such as checking accounts, current accounts, demand deposits and accounts, saving accounts, and time deposits; commercial, mortgage, micro entrepreneurial, and installment loans; and credit and debit cards. The company also provides leasing, factoring, and foreign trade services; transactional banking services, such as current account management, payments, collections, representation, and asset custody; and advisory services for initial public offerings, capital increases, sales and purchases of blocks of shares, private capital placements, public share tenders, mergers and acquisitions, company valuations, bond issuances, and syndicated loans. In addition, it offers securities brokerage, mutual funds management, investment banking, life and general insurance, and securitization services. The company serves individuals; small and medium enterprises; and wholesale customers. It operates through 353 branches, as well as 1,712 automatic teller machines. Banco de Chile was founded in 1855 and is headquartered in Santiago, Chile. Address: Ahumada 251, Santiago, Chile

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-01-25 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HDB HDFC Bank Limited

-0.57 (-0.77%)

USD108.98B 143.48 N/A
USB-PH U.S. Bancorp

-0.33 (-1.36%)

USD99.96B 7.93 N/A
USB-PP U.S. Bancorp

+0.04 (+0.15%)

USD86.31B 8.99 N/A
USB-PO U.S. Bancorp

N/A

USD81.31B 8.27 N/A
USB-PM U.S. Bancorp

-0.05 (-0.19%)

USD80.12B 8.68 N/A
USB U.S. Bancorp

-0.10 (-0.22%)

USD69.09B 14.99 N/A
PNC The PNC Financial Services Gro..

-2.10 (-1.38%)

USD64.69B 8.99 N/A
PNC-PQ The PNC Financial Services Gro..

N/A

USD58.78B 2.14 N/A
IBN ICICI Bank Limited

-0.17 (-1.14%)

USD50.52B 43.02 N/A
ITUB Itaú Unibanco Holding S.A

-0.16 (-2.96%)

USD50.40B 8.44 N/A

ETFs Containing BCH

Symbol Name Weight Mer Price(Change) Market Cap
XMM:CA iShares MSCI Min Vol Emer.. 0.00 % 0.79 %

+0.11 (+0.38%)

USD0.07B
EMMV:LSE iShares Edge MSCI EM Mini.. 0.00 % 0.40 %

+0.08 (+0.24%)

USD0.50B
EMV:LSE iShares VI Public Limited.. 0.00 % 0.40 %

+2.00 (+0.08%)

USD0.46B
EUNZ:F iShares Edge MSCI EM Mini.. 0.00 % 0.40 %

+0.07 (+0.23%)

USD0.50B
EUNZ:XETRA iShares Edge MSCI EM Mini.. 0.00 % 0.40 %

+0.13 (+0.47%)

USD0.50B

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 1.96% 54% F 45% F
Dividend Return N/A N/A N/A N/A N/A
Total Return 1.96% 54% F 44% F
Trailing 12 Months  
Capital Gain 6.18% 86% B 59% F
Dividend Return N/A N/A N/A N/A N/A
Total Return 6.18% 83% B 54% F
Trailing 5 Years  
Capital Gain 13.12% 32% F 40% F
Dividend Return 15.11% 29% F 46% F
Total Return 28.24% 33% F 35% F
Average Annual (5 Year Horizon)  
Capital Gain 0.52% 62% D- 49% F
Dividend Return 1.70% 51% F 45% F
Total Return 2.21% 64% D 44% F
Risk Return Profile  
Volatility (Standard Deviation) 28.91% 26% F 23% F
Risk Adjusted Return 7.65% 43% F 34% F
Market Capitalization 10.70B 67% D+ 83% B
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 11.81 60% D- 73% C
Price/Book Ratio 2.13 8% F 43% F
Price / Cash Flow Ratio -0.02 84% B 85% B
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 13.72% 91% A- 79% C+
Return on Invested Capital -1.62% 23% F 18% F
Return on Assets 1.14% 83% B 37% F
Debt to Equity Ratio 219.38% 7% F 13% F
Technical Ratios  
Short Ratio 7.08 12% F 8% F
Short Percent N/A N/A N/A N/A N/A
Beta 0.38 99% A+ 85% B
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters then its peers, placing it in the top quartile.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

Superior Dividend Growth

This stock has shown top quartile dividend growth in the previous 5 years compared to its sector

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Higly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Negative cashflow

The company had negative total cash flow in the most recent four quarters.