ARGO:NYE-Argo Group International Holdings, Ltd (USD)

COMMON STOCK | Insurance-Property & Casualty | NYE

Last Closing Price

USD 41.74

Change

+0.81 (+1.98)%

Market Cap

USD 1.42B

Volume

0.13M

Average Target Price

USD 41.00 (-1.77%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Argo Group International Holdings, Ltd. underwrites specialty insurance and reinsurance products in the property and casualty markets. The company operates in two segments, U.S. Operations and International Operations. The U.S. Operations segment underwrites primary and excess specialty casualty, and commercial multi-peril, as well as contract, product, environmental, and auto liability products; and general, auto, management, errors and omissions, and public entity liability, as well as workers compensation, and surety and inland marine risks. This segment distributes its products through a network of wholesale agents and brokers. Its International Operations segment offers coverage for long-tail casualty and general liability; property catastrophe reinsurance, and direct and facultative excess insurance; professional indemnity, directors and officer's liability, and medical malpractice; and North American and international binders, and residential collateral protection for lending institutions. This segment also underwrites risks of general liability, international casualty, and motor treaties; and personal accident, aviation, cargo, yachts, and onshore and offshore marine insurance. This segment distributes its products through brokers and third-party intermediaries. Argo Group International Holdings, Ltd. is headquartered in Pembroke, Bermuda.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2020-12-02 )

Largest Industry Peers for Insurance-Property & Casualty

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ETFs Containing ARGO

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Insurance-Property & Casualty)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -36.52% 11% F 10% F
Dividend Return 1.89% 56% F 47% F
Total Return -34.63% 11% F 10% F
Trailing 12 Months  
Capital Gain -34.00% 11% F 10% F
Dividend Return 1.96% 40% F 43% F
Total Return -32.04% 11% F 10% F
Trailing 5 Years  
Capital Gain N/A N/A N/A N/A N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return N/A N/A N/A N/A N/A
Average Annual (5 Year Horizon)  
Capital Gain -9.33% N/A N/A 13% F
Dividend Return 1.06% N/A N/A 34% F
Total Return -8.27% N/A N/A 12% F
Risk Return Profile  
Volatility (Standard Deviation) 23.82% N/A N/A 31% F
Risk Adjusted Return -34.71% N/A N/A 17% F
Market Capitalization 1.42B 22% F 58% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Insurance-Property & Casualty)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 45.21 16% F 16% F
Price/Book Ratio 0.86 83% B 78% C+
Price / Cash Flow Ratio 7.74 48% F 46% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity -8.41% 15% F 23% F
Return on Invested Capital 1.24% 15% F 25% F
Return on Assets -0.54% 11% F 19% F
Debt to Equity Ratio 32.49% 19% F 72% C-
Technical Ratios  
Short Ratio 2.02 70% C- 51% F
Short Percent 0.83% 91% A- 85% B
Beta 0.86 11% F 65% D
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Higly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector