ARGO:NYE-Argo Group International Holdings Ltd (USD)

COMMON STOCK | Insurance-Property & Casualty | NYE

Last Closing Price

USD 54.53

Change

-0.68 (-1.23)%

Market Cap

USD 1.92B

Volume

0.13M

Avg Analyst Target

USD 65.00 (+19.20%)

Avg User Target

USD
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Argo Group International Holdings, Ltd. underwrites specialty insurance and reinsurance products in the property and casualty markets. The company operates in two segments, U.S. Operations and International Operations. It offers primary and excess specialty casualty, contract liability, commercial multi-peril, product liability, environmental liability, and auto liability insurance products; workers compensation, general liability, auto liability, and various public entity liability risks; management liability, and errors and omissions liability; and surety and inland marine insurance products. The company also provides long-tail excess casualty and general liability; general liability, international casualty, and motor treaties; professional indemnity, directors and officer's liability, and medical malpractice; direct and facultative excess insurance, North American and international binders, and residential collateral protection for lending institutions; and personal accident, aviation, cargo, yachts, and onshore and offshore marine insurance products. In addition, it offers property catastrophe reinsurance and excess property direct and facultative insurance products. The company markets its products through wholesale and retail agents, managing general agents, brokers, and third-party intermediaries. Argo Group International Holdings, Ltd. was incorporated in 1999 and is headquartered in Pembroke, Bermuda.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2021-10-27 )

Largest Industry Peers for Insurance-Property & Casualty

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
CB Chubb Limited

+3.04 (+1.62%)

USD80.80B 10.37 N/A
PGR The Progressive Corporation

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USD55.95B 9.90 N/A
TRV The Travelers Companies Inc

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USD39.47B 11.23 N/A
ALL The Allstate Corporation

-3.42 (-2.67%)

USD37.94B 10.11 N/A
ALL-PG The Allstate Corporation

-0.03 (-0.11%)

USD34.93B 2.14 N/A
ALL-PH The Allstate Corporation

-0.12 (-0.44%)

USD34.57B 2.14 N/A
MKL Markel Corporation

-23.59 (-1.78%)

USD18.19B 7.00 N/A
L Loews Corporation

-1.72 (-3.00%)

USD14.74B 10.02 N/A
WRB W. R. Berkley Corporation

-1.59 (-1.94%)

USD14.51B 14.71 N/A
CNA CNA Financial Corporation

-0.73 (-1.59%)

USD12.42B 9.76 N/A

ETFs Containing ARGO

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Insurance-Property & Casualty)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 24.78% 83% B 74% C
Dividend Return 2.13% 43% F 47% F
Total Return 26.91% 90% A- 74% C
Trailing 12 Months  
Capital Gain 52.62% 83% B 73% C
Dividend Return 3.47% 50% F 51% F
Total Return 56.09% 83% B 72% C-
Trailing 5 Years  
Capital Gain N/A N/A N/A N/A N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return N/A N/A N/A N/A N/A
Average Annual (5 Year Horizon)  
Capital Gain -1.34% 17% F 15% F
Dividend Return 1.64% 24% F 39% F
Total Return 0.30% 17% F 14% F
Risk Return Profile  
Volatility (Standard Deviation) 35.49% 13% F 31% F
Risk Adjusted Return 0.83% 17% F 13% F
Market Capitalization 1.92B 29% F 59% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Insurance-Property & Casualty)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 29.17 11% F 26% F
Price/Book Ratio 1.09 54% F 72% C-
Price / Cash Flow Ratio 26.66 4% F 16% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 4.17% 13% F 36% F
Return on Invested Capital -2.31% 17% F 20% F
Return on Assets 0.81% 10% F 25% F
Debt to Equity Ratio 24.69% 50% F 77% C+
Technical Ratios  
Short Ratio 2.36 65% D 48% F
Short Percent 0.81% 91% A- 81% B-
Beta 0.93 17% F 62% D-
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Ratings

Target Price Action Rating Action Analyst Rating Price Date

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User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector