ALL:NYE-The Allstate Corporation (USD)

COMMON STOCK | Insurance—Property & Casualty | NYE

Last Closing Price

USD 93.22

Change

+1.94 (+2.13)%

Market Cap

USD 28.51B

Volume

1.39M

Average Target Price

USD 110.93 (+19.00%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

The Allstate Corporation, through its subsidiaries, provides property and casualty, and other insurance products in the United States and Canada. The company operates through Allstate Protection, Service Businesses, Allstate Life, and Allstate Benefits segments. The Allstate Protection segment offers private passenger auto and homeowners insurance; specialty auto products, including motorcycle, trailer, motor home, and off-road vehicle insurance; other personal lines products, such as renter, condominium, landlord, boat, umbrella, and manufactured home and stand-alone scheduled personal property; liability insurance products; and commercial lines products under the Allstate, Esurance, and Encompass brand names. The Service Businesses segment provides consumer product protection plans; finance and insurance products, including vehicle service contracts, guaranteed asset protection waivers, road hazard tire and wheel, and paint less dent repair protection; roadside assistance; device and mobile data collection services; and analytic solutions using automotive telematics information and identity protection. This segment offers its products under various brands including Allstate Protection Plans, Allstate Dealer Services, Allstate Roadside Services, Arity, and Allstate Identity Protection. The Allstate Life Segment offers traditional, interest-sensitive, and variable life insurance products, as well as non-proprietary retirement product solutions offered by third-party providers. Its Allstate Benefits segment provides life, accident, critical illness, short-term disability, and other health insurance products. The company sells its products through direct contact centers, agencies, financial specialists, brokers, wholesale partners, and affinity groups, as well as through online and mobile applications. The Allstate Corporation was founded in 1931 and is based in Northbrook, Illinois. Address: 2775 Sanders Road, Northbrook, IL, United States, 60062-6127

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2020-09-28 )

Largest Industry Peers for Insurance—Property & Casualty

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
PGR The Progressive Corporation

+1.38 (+1.49%)

USD54.23B 12.36 N/A
CB Chubb Limited

+3.12 (+2.74%)

USD51.39B 23.80 N/A
ALL-PG The Allstate Corporation

+0.11 (+0.39%)

USD36.04B 1.79 N/A
ALL-PH The Allstate Corporation

+0.29 (+1.08%)

USD34.83B 1.65 N/A
TRV The Travelers Companies, Inc

+2.11 (+1.95%)

USD27.37B 16.02 N/A
MKL Markel Corporation

+29.19 (+3.08%)

USD13.08B 61.79 N/A
WRB W. R. Berkley Corporation

+1.06 (+1.75%)

USD10.78B 33.05 N/A
L Loews Corporation

+1.05 (+3.12%)

USD9.29B 14.83 N/A
CNA CNA Financial Corporation

+0.76 (+2.56%)

USD8.06B 17.42 N/A
Y Alleghany Corporation

+12.40 (+2.45%)

USD7.23B 152.56 N/A

ETFs Containing ALL

Symbol Name Weight Mer Price(Change) Market Cap
FTLS First Trust Long/Short Eq.. 0.00 % 1.60 %

+0.26 (+0.62%)

USD0.27B
IAK iShares U.S. Insurance ET.. 0.00 % 0.43 %

+1.30 (+2.39%)

USD0.06B
KBWP Invesco KBW Property & Ca.. 0.00 % 0.35 %

+1.17 (+2.11%)

USD0.18B
PGX Invesco Preferred ETF 0.00 % 0.52 %

+0.11 (+0.75%)

USD5.55B
PSK SPDR Wells Fargo Preferre.. 0.00 % 0.45 %

+0.26 (+0.60%)

USD1.12B
PXLV Invesco S&P 500 Value wit.. 0.00 % 0.39 %

N/A

USD0.06B
HUBL:CA Harvest US Bank Leaders I.. 0.00 % 0.75 %

+0.35 (+3.24%)

USD3.49M
HUBL-U:CA Harvest US Bank Leaders I.. 0.00 % 0.75 %

N/A

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Insurance—Property & Casualty)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -17.10% 52% F 36% F
Dividend Return 1.44% 60% D- 46% F
Total Return -15.66% 52% F 36% F
Trailing 12 Months  
Capital Gain -14.23% 62% D- 36% F
Dividend Return 1.95% 54% F 44% F
Total Return -12.27% 62% D- 35% F
Trailing 5 Years  
Capital Gain 60.06% 86% B 79% C+
Dividend Return 14.70% 58% F 48% F
Total Return 74.76% 86% B 80% B-
Average Annual (5 Year Horizon)  
Capital Gain 13.32% N/A N/A 84% B
Dividend Return 2.02% N/A N/A 53% F
Total Return 15.34% N/A N/A 85% B
Risk Return Profile  
Volatility (Standard Deviation) 16.44% N/A N/A 49% F
Risk Adjusted Return 93.30% N/A N/A 89% B+
Market Capitalization 28.51B 86% B 93% A
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Insurance—Property & Casualty)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 6.77 88% B+ 84% B
Price/Book Ratio 1.12 33% F 55% F
Price / Cash Flow Ratio 5.56 64% D 50% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 17.50% 97% A+ 85% B
Return on Invested Capital 16.03% 90% A- 87% B+
Return on Assets 3.15% 83% B 65% D
Debt to Equity Ratio 25.51% 31% F 77% C+
Technical Ratios  
Short Ratio 2.66 57% F 44% F
Short Percent 1.62% 57% F 75% C
Beta 0.73 31% F 71% C-
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Underpriced compared to earnings

The stock is trading low compared to its peers on a price to earning basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters then its peers, placing it in the top quartile.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

What to not like:
Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Higly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.