AGO:NYE-Assured Guaranty Ltd (USD)

COMMON STOCK | Insurance-Specialty | NYE

Last Closing Price

USD 38.49

Change

0.00 (0.00)%

Market Cap

USD 3.11B

Volume

0.71M

Average Target Price

USD 45.00 (+16.91%)
Average Analyst Rating

N/A

Fundamental Analysis

Verdict

About

Assured Guaranty Ltd., through its subsidiaries, provides credit protection products to public finance, infrastructure, and structured finance markets in the United States and internationally. The company operates in two segments, Insurance and Asset Management. It offers financial guaranty insurance that protects holders of debt instruments and other monetary obligations from defaults in scheduled payments. The company insures and reinsures various debt obligations, including bonds issued by the United States state, governmental authorities or municipal governmental authorities; and notes issued to finance infrastructure projects. It also insures and reinsures various types of the U.S. public finance obligations, such as general obligation, tax-backed, municipal utility, transportation, healthcare, higher education, infrastructure, housing revenue, investor-owned utility, renewable energy, and other public finance bonds; non-U.S. public finance obligations comprising regulated utilities, infrastructure finance, sovereign and sub-sovereign, renewable energy bonds, pooled infrastructure, and other public finance obligations; and the U.S. and non-U.S. Structured finance obligations, including residential mortgage-backed securities, insurance securitization obligations, consumer receivables securities, pooled corporate obligations, financial products, and other structured finance securities. In addition, the company provides asset management services comprising investment advisory services, including management of collateralized loan obligations and opportunity funds to outside investors. It markets its financial guaranty insurance directly to issuers and underwriters of public finance and structured finance securities, as well as to investors in such obligations. Assured Guaranty Ltd. was founded in 2003 and is headquartered in Hamilton, Bermuda.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-01-18 )

Largest Industry Peers for Insurance-Specialty

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
FNF Fidelity National Financial, I..

N/A

USD11.55B 11.50 N/A
AIZ Assurant, Inc

N/A

USD8.24B 20.76 N/A
AIZP Assurant, Inc

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USD7.75B 19.61 N/A
FAF First American Financial Corpo..

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USD5.92B 9.39 N/A
MTG MGIC Investment Corporation

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USD4.54B 9.93 N/A
RDN Radian Group Inc

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USD4.15B 10.63 N/A
EIG Employers Holdings, Inc

N/A

USD0.96B 11.68 N/A
AMBC Ambac Financial Group, Inc

N/A

USD0.73B 4.20 N/A
PROS ProSight Global, Inc

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USD0.56B 2.02 N/A
MBI MBIA Inc

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USD0.38B N/A N/A

ETFs Containing AGO

Symbol Name Weight Mer Price(Change) Market Cap
BTAL AGFiQ U.S. Market Neutral.. 0.00 % 2.11 %

N/A

USD0.13B

Market Performance

  Market Performance vs.
Industry/Classification (Insurance-Specialty)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 22.23% 100% A+ 95% A
Dividend Return N/A N/A N/A N/A N/A
Total Return 22.23% 100% A+ 95% A
Trailing 12 Months  
Capital Gain -21.88% 45% F 16% F
Dividend Return 1.62% 13% F 32% F
Total Return -20.26% 45% F 15% F
Trailing 5 Years  
Capital Gain 60.31% 56% F 62% D-
Dividend Return 12.94% 43% F 37% F
Total Return 73.25% 56% F 59% F
Average Annual (5 Year Horizon)  
Capital Gain 6.03% 64% D 70% C-
Dividend Return 1.66% 38% F 44% F
Total Return 7.69% 64% D 67% D+
Risk Return Profile  
Volatility (Standard Deviation) 33.51% 18% F 18% F
Risk Adjusted Return 22.94% 45% F 43% F
Market Capitalization 3.11B 45% F 68% D+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Insurance-Specialty)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 9.91 70% C- 78% C+
Price/Book Ratio 0.44 100% A+ 96% A
Price / Cash Flow Ratio -6.11 100% A+ 90% A-
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 5.35% 27% F 51% F
Return on Invested Capital 17.92% 64% D 89% B+
Return on Assets 1.85% 64% D 46% F
Debt to Equity Ratio 18.60% 64% D 82% B-
Technical Ratios  
Short Ratio 9.34 18% F 5% F
Short Percent 7.73% 30% F 39% F
Beta 1.14 50% F 45% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

What to not like:
Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Negative cashflow

The company had negative total cash flow in the most recent four quarters.

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector