AGO:NYE-Assured Guaranty Ltd (USD)

COMMON STOCK | Insurance-Specialty | NYE

Last Closing Price

USD 45.92

Change

+1.30 (+2.91)%

Market Cap

USD 3.41B

Volume

0.39M

Average Target Price

N/A
Average Analyst Rating

N/A

Fundamental Analysis

Verdict

About

Assured Guaranty Ltd., through its subsidiaries, provides credit protection products to public finance, infrastructure, and structured finance markets in the United States and internationally. The company operates in two segments, Insurance and Asset Management. It offers financial guaranty insurance that protects holders of debt instruments and other monetary obligations from defaults in scheduled payments. The company insures and reinsures various debt obligations, including bonds issued by the United States state, governmental authorities or municipal governmental authorities; and notes issued to finance infrastructure projects. It also insures and reinsures various types of the U.S. public finance obligations, such as general obligation, tax-backed, municipal utility, transportation, healthcare, higher education, infrastructure, housing revenue, investor-owned utility, renewable energy, and other public finance bonds; non-U.S. public finance obligations comprising regulated utilities, infrastructure finance, sovereign and sub-sovereign, renewable energy bonds, pooled infrastructure, and other public finance obligations; and the U.S. and non-U.S. Structured finance obligations, including residential mortgage-backed securities, life insurance transactions, consumer receivables securities, pooled corporate obligations, financial products, and other structured finance securities. In addition, the company provides asset management services comprising investment advisory services, including management of collateralized loan obligations and opportunity funds to outside investors. It markets its financial guaranty insurance directly to issuers and underwriters of public finance and structured finance securities, as well as to investors in such obligations. Assured Guaranty Ltd. was founded in 2003 and is headquartered in Hamilton, Bermuda.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-04-21 )

Largest Industry Peers for Insurance-Specialty

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
FNF Fidelity National Financial, I..

+0.50 (+1.14%)

USD12.80B 8.81 N/A
AIZ Assurant, Inc

+1.71 (+1.11%)

USD9.32B 22.03 N/A
AIZP Assurant, Inc

N/A

USD7.47B 18.24 N/A
FAF First American Financial Corpo..

+0.63 (+1.03%)

USD6.73B 9.95 N/A
MTG MGIC Investment Corporation

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USD4.75B 10.95 N/A
RDN Radian Group Inc

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USD4.54B 11.87 N/A
EIG Employers Holdings, Inc

+0.36 (+0.90%)

USD1.15B 10.13 N/A
AMBC Ambac Financial Group, Inc

+0.20 (+1.19%)

USD0.77B 4.20 N/A
PROS ProSight Global, Inc

-0.01 (-0.08%)

USD0.56B 2.01 N/A
MBI MBIA Inc

+0.19 (+1.97%)

USD0.54B N/A N/A

ETFs Containing AGO

Symbol Name Weight Mer Price(Change) Market Cap
FXO First Trust Financials Al.. 0.00 % 0.62 %

+0.74 (+1.75%)

USD1.03B
PSCF Invesco S&P SmallCap Fina.. 0.00 % 0.29 %

+0.93 (+1.66%)

USD0.05B
VIOV Vanguard S&P Small-Cap 60.. 0.00 % 0.15 %

+3.65 (+2.13%)

USD1.27B

Market Performance

  Market Performance vs.
Industry/Classification (Insurance-Specialty)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 45.82% 91% A- 94% A
Dividend Return 0.70% 50% F 41% F
Total Return 46.52% 91% A- 94% A
Trailing 12 Months  
Capital Gain 73.81% 73% C 69% D+
Dividend Return 3.10% 25% F 44% F
Total Return 76.91% 73% C 69% D+
Trailing 5 Years  
Capital Gain 73.22% 67% D+ 71% C-
Dividend Return 12.06% 43% F 40% F
Total Return 85.28% 56% F 71% C-
Average Annual (5 Year Horizon)  
Capital Gain 3.47% 64% D 56% F
Dividend Return 1.67% 38% F 40% F
Total Return 5.14% 64% D 52% F
Risk Return Profile  
Volatility (Standard Deviation) 32.42% 18% F 28% F
Risk Adjusted Return 15.85% 36% F 35% F
Market Capitalization 3.41B 45% F 68% D+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Insurance-Specialty)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 10.65 50% F 77% C+
Price/Book Ratio 0.53 100% A+ 96% A
Price / Cash Flow Ratio -3.99 91% A- 86% B
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 5.51% 36% F 51% F
Return on Invested Capital 4.33% 36% F 51% F
Return on Assets 1.62% 55% F 43% F
Debt to Equity Ratio 18.43% 91% A- 82% B-
Technical Ratios  
Short Ratio 5.33 36% F 10% F
Short Percent 8.22% 40% F 36% F
Beta 1.13 60% D- 46% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Low debt

The company is less leveraged than its peers ,, and is among the top quartile, which makes it more flexible. However, do check the news and look at its sector. Sometimes this is low because the company is not growing and has no growth potential.

What to not like:
Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Negative cashflow

The company had negative total cash flow in the most recent four quarters.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.