AGO:NYE-Assured Guaranty Ltd (USD)

COMMON STOCK | Insurance—Specialty | NYE

Last Closing Price

USD 28.64

Change

+2.90 (+11.27)%

Market Cap

USD 2.38B

Volume

1.09M

Average Target Price

USD 57.00 (+99.02%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Assured Guaranty Ltd., through its subsidiaries, provides credit protection products to public finance, infrastructure, and structured finance markets in the United States and internationally. It offers financial guaranty insurance that protects holders of debt instruments and other monetary obligations from defaults in scheduled payments. The company insures various debt obligations, including bonds issued by the United States state or municipal governmental authorities; and notes issued to finance infrastructure projects. It also insures and reinsures various types of the U.S. public finance obligations, such as general obligation, tax-backed, municipal utility, transportation, healthcare, higher education, infrastructure, housing revenue, investor-owned utility, and other public finance bonds; and various types of non-United States public finance obligations comprising infrastructure finance, regulated utilities, pooled infrastructure, and other public finance obligations. In addition, the company insures and reinsures various types of the U.S. and non-U.S. Structured finance obligations, including pooled corporate obligations, residential mortgage-backed securities, insurance securitization obligations, consumer receivables securities, financial products, commercial receivables securities, and other structured finance securities. It markets its financial guaranty insurance directly to issuers and underwriters of public finance and structured finance securities, as well as to investors in such obligations. The company was founded in 2003 and is headquartered in Hamilton, Bermuda.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2020-03-30 )

Largest Industry Peers for Insurance—Specialty

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
FNF Fidelity National Financial, I..

+0.05 (+0.19%)

USD7.26B 6.88 4.47
AIZP Assurant, Inc

+1.62 (+1.51%)

USD5.33B 15.58 7.59
FAF First American Financial Corpo..

+0.33 (+0.75%)

USD4.93B 7.05 4.38
RDN Radian Group Inc

-0.68 (-4.63%)

USD2.92B 4.59 3.17
MTG MGIC Investment Corporation

-1.00 (-12.55%)

USD2.72B 4.31 3.61
EIG Employers Holdings, Inc

+4.01 (+11.16%)

USD1.13B 7.44 4.89
MBI MBIA Inc

+0.17 (+2.26%)

USD0.57B N/A N/A
PROS ProSight Global, Inc

+0.43 (+4.74%)

USD0.43B 1.56 7.49

ETFs Containing AGO

Symbol Name Weight Mer Price(Change) Market Cap
SYLD Cambria Shareholder Yield.. 0.00 % 0.59 %

+0.17 (+0.67%)

USD0.09B

Market Performance

  Market Performance vs.
Industry/Classification (Insurance—Specialty)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -41.57% 44% F 25% F
Dividend Return 0.41% 17% F 20% F
Total Return -41.17% 33% F 25% F
Trailing 12 Months  
Capital Gain -35.54% 25% F 30% F
Dividend Return 1.67% 43% F 41% F
Total Return -33.87% 25% F 29% F
Trailing 5 Years  
Capital Gain 8.53% 71% C- 77% C+
Dividend Return 10.87% 50% F 42% F
Total Return 19.39% 71% C- 74% C
Average Annual (5 Year Horizon)  
Capital Gain 16.68% 89% B+ 87% B+
Dividend Return 1.71% 50% F 39% F
Total Return 18.38% 89% B+ 87% B+
Risk Return Profile  
Volatility (Standard Deviation) 24.98% 44% F 28% F
Risk Adjusted Return 73.59% 67% D+ 73% C
Market Capitalization 2.38B 44% F 72% C-
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Insurance—Specialty)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 6.44 63% D 82% B-
Price/Book Ratio 0.36 100% A+ 89% B+
Price / Cash Flow Ratio -4.67 100% A+ 92% A-
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 6.07% 22% F 39% F
Return on Invested Capital 6.12% 22% F 49% F
Return on Assets 2.43% 44% F 48% F
Debt to Equity Ratio 18.60% 67% D+ 84% B
Technical Ratios  
Short Ratio 4.37 25% F 19% F
Short Percent 3.86% 14% F 62% D-
Beta 1.01 50% F 46% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

What to not like:
Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Negative cashflow

The company had negative total cash flow in the most recent four quarters.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector