AEL:NYE-American Equity Investment Life Holding Company (USD)

COMMON STOCK | Insurance-Life | NYE

Last Closing Price

USD 29.60

Change

-0.30 (-1.00)%

Market Cap

USD 2.97B

Volume

0.57M

Average Target Price

USD 31.10 (+5.07%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

American Equity Investment Life Holding Company, through its subsidiaries, provides life insurance products and services in the United States. The company issues fixed index and rate annuities; and single premium immediate annuities, as well as life insurance products. It markets its products through independent agents, including national marketing organizations, broker/dealers, banks, and registered investment advisors. The company was founded in 1995 and is headquartered in West Des Moines, Iowa. Address: 6000 Westown Parkway, West Des Moines, IA, United States, 50266

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-01-25 )

Largest Industry Peers for Insurance-Life

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
LFC China Life Insurance Company L..

-0.16 (-1.41%)

USD139.19B 17.01 N/A
PUK Prudential plc

-0.75 (-1.96%)

USD49.97B 354.17 N/A
MET-PA MetLife, Inc

+0.03 (+0.12%)

USD49.73B 4.19 N/A
MET-PE MetLife, Inc

N/A

USD49.20B 4.12 N/A
MET MetLife, Inc

-0.25 (-0.49%)

USD45.77B 8.33 N/A
MFC Manulife Financial Corporation

-0.18 (-0.95%)

USD37.03B 20.63 N/A
PRU Prudential Financial, Inc

-0.66 (-0.80%)

USD32.72B 8.85 N/A
AFL Aflac Incorporated

+0.14 (+0.30%)

USD32.61B 7.30 N/A
GL Globe Life Inc

-0.84 (-0.89%)

USD9.87B 13.81 N/A
LNC Lincoln National Corporation

-0.55 (-1.08%)

USD9.80B 12.95 N/A

ETFs Containing AEL

Symbol Name Weight Mer Price(Change) Market Cap
PSCF Invesco S&P SmallCap Fina.. 0.00 % 0.29 %

-0.26 (-0.50%)

USD0.03B
SLYV SPDR S&P 600 Small Cap Va.. 0.00 % 0.15 %

N/A

USD2.76B
VIOV Vanguard S&P Small-Cap 60.. 0.00 % 0.15 %

+0.16 (+0.10%)

USD0.79B
XXM:CA CI First Asset Morningsta.. 0.00 % 0.60 %

+0.12 (+1.21%)

USD0.03B
SQLV Legg Mason Small-Cap Qual.. 0.00 % 0.62 %

+0.07 (+0.22%)

USD0.01B
XXM-B:CA CI First Asset Morningsta.. 0.00 % 0.60 %

+0.29 (+2.23%)

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Insurance-Life)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 7.01% 83% B 73% C
Dividend Return N/A N/A N/A N/A N/A
Total Return 7.01% 83% B 72% C-
Trailing 12 Months  
Capital Gain 10.86% 88% B+ 64% D
Dividend Return 1.20% 20% F 22% F
Total Return 12.06% 88% B+ 63% D
Trailing 5 Years  
Capital Gain 72.39% 87% B+ 67% D+
Dividend Return 8.15% 8% F 19% F
Total Return 80.55% 87% B+ 64% D
Average Annual (5 Year Horizon)  
Capital Gain 14.47% 88% B+ 84% B
Dividend Return 1.10% 20% F 28% F
Total Return 15.57% 88% B+ 84% B
Risk Return Profile  
Volatility (Standard Deviation) 35.05% 12% F 16% F
Risk Adjusted Return 44.42% 82% B- 60% D-
Market Capitalization 2.97B 29% F 67% D+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Insurance-Life)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 3.18 100% A+ 95% A
Price/Book Ratio 0.48 81% B- 95% A
Price / Cash Flow Ratio 0.89 76% C 80% B-
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 17.23% 94% A 85% B
Return on Invested Capital 6.33% 44% F 56% F
Return on Assets 1.03% 67% D+ 36% F
Debt to Equity Ratio 14.27% 69% D+ 84% B
Technical Ratios  
Short Ratio 2.03 76% C 49% F
Short Percent 3.81% 23% F 53% F
Beta 1.47 28% F 28% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

Underpriced compared to earnings

The stock is trading low compared to its peers on a price to earning basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Underpriced on cashflow basis

The stock is trading low compared to its peers on a price to cash flow basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters then its peers, placing it in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

What to not like:
Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.