AEL:NYE-American Equity Investment Life Holding Company (USD)

COMMON STOCK | Insurance-Life | NYE

Last Closing Price

USD 31.68

Change

0.00 (0.00)%

Market Cap

USD 3.02B

Volume

0.27M

Average Target Price

USD 32.64 (+3.02%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

American Equity Investment Life Holding Company, through its subsidiaries, provides life insurance products in the United States. The company issues fixed index and rate annuities; and single premium immediate annuities. It markets its products through independent agents, including independent marketing organizations, broker/dealers, banks, and registered investment advisors. The company was founded in 1995 and is headquartered in West Des Moines, Iowa.

Company Website : http://www.american-equity.com

Address : 6000 Westown Parkway, West Des Moines, IA, United States, 50266

Employees : 655

Fiscal Year End : December

Currency: USD

Country : USA

Technical Indicators

Beta : 1.22

52 Week High : 32.59

Short Ratio : 3.56

52 Week Low : 15.39

Shorted Shares : 2,268,148

200 Day Moving Average : 28.98

Shorted Shares Previous Month : 2,649,314

50 Day Moving Average : 31.23

Shares Held By Insiders : 17.92%

Short Percentage : 2.00%

Shares Held by Institutions : 95.25%

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-05-09 )

Largest Industry Peers for Insurance-Life

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
LFC China Life Insurance Company L..

N/A

 USD120.28B 6.14 N/A
MET MetLife, Inc

N/A

 USD58.93B 54.78 N/A
PUK Prudential plc

N/A

 USD57.38B 27.36 N/A
MET-PA MetLife, Inc

N/A

 USD50.17B 4.55 N/A
MET-PE MetLife, Inc

N/A

 USD49.20B 4.12 N/A
PRU Prudential Financial, Inc

N/A

 USD41.74B 15.74 N/A
MFC Manulife Financial Corporation

N/A

 USD41.29B 9.69 N/A
AFL Aflac Incorporated

N/A

 USD38.14B 7.21 N/A
LNC Lincoln National Corporation

N/A

 USD13.25B 19.88 N/A
GL Globe Life Inc

N/A

 USD12.29B 15.52 N/A

ETFs Containing AEL

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Insurance-Life)		 Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 14.53% 39% F 61% D-
Dividend Return N/A N/A N/A N/A N/A
Total Return 14.53% 39% F 59% F
Trailing 12 Months  
Capital Gain 46.33% 35% F 56% F
Dividend Return 1.48% 20% F 19% F
Total Return 47.81% 35% F 54% F
Trailing 5 Years  
Capital Gain 124.05% 87% B+ 82% B-
Dividend Return 9.90% 15% F 31% F
Total Return 133.95% 87% B+ 82% B-
Average Annual (5 Year Horizon)  
Capital Gain 12.89% 88% B+ 76% C
Dividend Return 1.10% 20% F 25% F
Total Return 13.98% 88% B+ 75% C
Risk Return Profile  
Volatility (Standard Deviation) 34.57% 18% F 28% F
Risk Adjusted Return 40.45% 82% B- 56% F
Market Capitalization 3.02B 29% F 65% D
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Insurance-Life)		 Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 4.40 100% A+ 93% A
Price/Book Ratio 0.46 94% A 97% A+
Price / Cash Flow Ratio 2.32 76% C 74% C
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 15.05% 89% B+ 77% C+
Return on Invested Capital 10.86% 89% B+ 79% C+
Return on Assets 0.85% 56% F 30% F
Debt to Equity Ratio 8.73% 75% C 88% B+
Technical Ratios  
Short Ratio 3.56 35% F 26% F
Short Percent 3.25% 31% F 56% F
Beta 1.22 61% D- 40% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

Underpriced compared to earnings

The stock is trading low compared to its peers on a price to earning basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Underpriced on cashflow basis

The stock is trading low compared to its peers on a price to cash flow basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters then its peers, placing it in the top quartile.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Low debt

The company is less leveraged than its peers ,, and is among the top quartile, which makes it more flexible. However, do check the news and look at its sector. Sometimes this is low because the company is not growing and has no growth potential.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

Superior Dividend Growth

This stock has shown top quartile dividend growth in the previous 5 years compared to its sector

What to not like:
Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.