AEL:NYE-American Equity Investment Life Holding Company (USD)

COMMON STOCK | Insurance-Life | NYE

Last Closing Price

USD 35.28

Change

+1.29 (+3.80)%

Market Cap

USD 3.14B

Volume

0.28M

Avg Analyst Target

USD 37.78 (+7.08%)

Avg User Target

USD
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict


American Equity Investment Life Holding Company (AEL) Stock Analysis:
Based on the American Equity Investment Life Holding Company stock forecasts from 6 analysts, the average analyst target price for American Equity Investment Life Holding Company is USD 37.78 over the next 12 months. American Equity Investment Life Holding Company’s average analyst rating is Strong Buy. Stock Target Advisor’s own stock analysis of American Equity Investment Life Holding Company is Neutral, which is based on 7 positive signals and 7 negative signals. At the last closing, American Equity Investment Life Holding Company’s stock price was USD 35.28. American Equity Investment Life Holding Company’s stock price has changed by -1.10 % over the past week, +1.36 % over the past month and +28.81 % over the last year.

About

American Equity Investment Life Holding Company, through its subsidiaries, provides life insurance products in the United States. The company issues fixed index and rate annuities; and single premium immediate annuities. It markets its products through independent agents, includi ...Read More

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2021-12-02 )

Largest Industry Peers for Insurance-Life

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
LFC China Life Insurance Company L..

+0.13 (+1.59%)

USD108.56B 5.69 N/A
MET MetLife Inc

+2.22 (+3.89%)

USD50.38B 9.53 N/A
MET-PA MetLife Inc

-0.06 (-0.24%)

USD48.60B 4.18 N/A
PUK Prudential plc

+0.32 (+0.95%)

USD46.65B 19.70 N/A
MET-PE MetLife Inc

+0.04 (+0.15%)

USD46.36B 4.36 N/A
PRU Prudential Financial Inc

+3.37 (+3.37%)

USD39.70B 5.45 N/A
AFL Aflac Incorporated

+1.58 (+2.94%)

USD35.50B 8.70 N/A
MFC Manulife Financial Corporation

+0.29 (+1.61%)

USD35.17B 6.74 N/A
GWLIF Great-West Lifeco Inc

+0.10 (+0.35%)

USD27.38B 10.44 N/A
LNC Lincoln National Corporation

+2.70 (+4.24%)

USD12.35B 9.12 N/A

ETFs Containing AEL

Symbol Name Weight Mer Price(Change) Market Cap

Market Performance

  Market Performance vs.
Industry/Classification (Insurance-Life)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 27.55% 84% B 78% C+
Dividend Return 1.23% 24% F 28% F
Total Return 28.78% 74% C 77% C+
Trailing 12 Months  
Capital Gain 28.81% 89% B+ 76% C
Dividend Return 1.24% 24% F 22% F
Total Return 30.05% 79% C+ 74% C
Trailing 5 Years  
Capital Gain 68.32% 87% B+ 72% C-
Dividend Return 7.16% 8% F 21% F
Total Return 75.48% 80% B- 70% C-
Average Annual (5 Year Horizon)  
Capital Gain 8.53% 83% B 57% F
Dividend Return 1.08% 19% F 25% F
Total Return 9.61% 67% D+ 52% F
Risk Return Profile  
Volatility (Standard Deviation) 29.55% 44% F 38% F
Risk Adjusted Return 32.52% 50% F 36% F
Market Capitalization 3.14B 28% F 66% D
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Insurance-Life)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 9.41 37% F 75% C
Price/Book Ratio 0.49 88% B+ 96% A
Price / Cash Flow Ratio 2.41 83% B 72% C-
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 6.24% 21% F 38% F
Return on Invested Capital -1.22% 16% F 22% F
Return on Assets 0.45% 21% F 21% F
Debt to Equity Ratio 8.73% 88% B+ 87% B+
Technical Ratios  
Short Ratio 2.94 44% F 38% F
Short Percent 1.31% 60% D- 71% C-
Beta 1.21 58% F 38% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Ratings

Target Price Action Rating Action Analyst Rating Price Date

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User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Underpriced on cashflow basis

The stock is trading low compared to its peers on a price to cash flow basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Low debt

The company is less leveraged than its peers ,, and is among the top quartile, which makes it more flexible. However, do check the news and look at its sector. Sometimes this is low because the company is not growing and has no growth potential.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

Superior Dividend Growth

This stock has shown top quartile dividend growth in the previous 5 years compared to its sector

What to not like:
Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.