ZION:NSD-Zions Bancorporation, National Association (USD)

COMMON STOCK | Banks—Regional | NSD

Last Closing Price

USD 30.60

Change

-0.48 (-1.54)%

Market Cap

USD 5.10B

Volume

1.98M

Average Target Price

USD 37.00 (+20.92%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Zions Bancorporation, National Association provides various banking and related services primarily in Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. The company offers community banking services, such as small and medium-sized business and corporate banking; commercial and residential development, construction, and term lending; retail banking; treasury cash management and related products and services; residential mortgage servicing and lending services; trust and wealth management services; capital markets services, including municipal finance advisory and underwriting; and investment services. It also offers personal banking services to individuals, including home mortgages, bankcards, other installment loans, home equity lines of credit, checking accounts, savings accounts, certificates of deposit of various types and maturities, trust services, safe deposit facilities, and internet and mobile banking services. In addition, the company provides self-directed brokerage services; small business administration lending and secondary market agricultural real estate mortgage loans; corporate trust services for municipalities; and bond transfer, stock transfer, and escrow services. As of December 31, 2019, it operated 434 branches. The company was formerly known as ZB, National Association and changed its name to Zions Bancorporation, National Association in September 2018. Zions Bancorporation, National Association was founded in 1873 and is headquartered in Salt Lake City, Utah.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2020-10-28 )

Largest Industry Peers for Banks—Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HBANN Huntington Bancshares Incorpor..

-0.21 (-0.79%)

USD29.09B 6.16 N/A
FITBI Fifth Third Bancorp

-0.66 (-2.30%)

USD20.06B 7.42 N/A
FITB Fifth Third Bancorp

-0.47 (-2.05%)

USD16.32B 12.35 N/A
SIVB SVB Financial Group

-11.02 (-3.81%)

USD15.00B 16.58 N/A
HBANO Huntington Bancshares Incorpor..

-0.05 (-0.20%)

USD13.29B 17.76 N/A
HBAN Huntington Bancshares Incorpor..

-0.11 (-1.11%)

USD10.11B 13.14 N/A
CBSH Commerce Bancshares, Inc

-0.20 (-0.33%)

USD6.84B 22.42 N/A
PBCTP People's United Financial, Inc

-0.79 (-2.91%)

USD6.59B 18.20 N/A
CBSHP Commerce Bancshares, Inc

N/A

USD6.10B 6.98 N/A
PBCT People's United Financial, Inc

-0.11 (-1.03%)

USD4.52B 10.04 N/A

ETFs Containing ZION

Symbol Name Weight Mer Price(Change) Market Cap
FTHI First Trust BuyWrite Inco.. 0.00 % 0.85 %

-0.57 (-2.95%)

USD0.05B
FTLB First Trust Hedged BuyWri.. 0.00 % 0.85 %

-0.28 (-1.44%)

USD4.81M
KRU PROSHARES ULTRA S&P REGIO.. 0.00 % 0.00 %

N/A

USD6.64M
WDRW Direxion Daily Regional B.. 0.00 % 1.09 %

N/A

USD1.63M
FTXO First Trust Nasdaq Bank E.. 0.00 % 0.60 %

-0.36 (-1.96%)

USD0.06B
RUBY:CA RBC U.S. Banks Yield Inde.. 0.00 % 0.29 %

-0.66 (-4.42%)

USD0.01B
ZWK:CA BMO Covered Call US Banks.. 0.00 % 0.65 %

-0.41 (-1.92%)

USD0.05B

Market Performance

  Market Performance vs.
Industry/Classification (Banks—Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -41.06% 22% F 17% F
Dividend Return 1.96% 52% F 61% D-
Total Return -39.10% 24% F 18% F
Trailing 12 Months  
Capital Gain -37.83% 21% F 17% F
Dividend Return 2.76% 56% F 64% D
Total Return -35.07% 23% F 19% F
Trailing 5 Years  
Capital Gain 6.36% 60% D- 52% F
Dividend Return 13.76% 35% F 55% F
Total Return 20.13% 60% D- 54% F
Average Annual (5 Year Horizon)  
Capital Gain 14.56% N/A N/A 72% C-
Dividend Return 1.79% N/A N/A 47% F
Total Return 16.35% N/A N/A 73% C
Risk Return Profile  
Volatility (Standard Deviation) 34.26% N/A N/A 40% F
Risk Adjusted Return 47.72% N/A N/A 69% D+
Market Capitalization 5.10B 98% A+ 88% B+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks—Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 12.95 33% F 63% D
Price/Book Ratio 0.74 73% C 88% B+
Price / Cash Flow Ratio 7.31 59% F 39% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 5.77% 25% F 65% D
Return on Invested Capital 32.38% 96% A 95% A
Return on Assets 0.59% 21% F 51% F
Debt to Equity Ratio 23.43% 49% F 61% D-
Technical Ratios  
Short Ratio 4.19 46% F 38% F
Short Percent 4.66% 6% F 41% F
Beta 1.62 7% F 24% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

What to not like:
Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Higly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.