ZION:NSD-Zions Bancorporation, National Association (USD)

COMMON STOCK | Banks-Regional | NSD

Last Closing Price

USD 59.08

Change

+1.93 (+3.38)%

Market Cap

USD 9.36B

Volume

1.07M

Average Target Price

USD 54.74 (-7.35%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Zions Bancorporation, National Association provides various banking and related services primarily in the states of Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. The company offers corporate banking services; commercial banking, including a focus on small- and medium-sized businesses; commercial real estate banking services; municipal and public finance services; retail banking, including residential mortgages; trust services; wealth management and private client banking services; and capital markets products and services. As of December 31, 2020, it operated 422 branches, which included 273 owned and 149 leased. The company was formerly known as ZB, National Association and changed its name to Zions Bancorporation, National Association in September 2018. Zions Bancorporation, National Association was founded in 1873 and is headquartered in Salt Lake City, Utah.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-05-13 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
SIVB SVB Financial Group

+10.29 (+1.88%)

USD29.73B 18.01 N/A
FITB Fifth Third Bancorp

+1.04 (+2.54%)

USD28.82B 15.04 N/A
HBANN Huntington Bancshares Incorpor..

+0.10 (+0.39%)

USD27.80B 22.33 N/A
FITBI Fifth Third Bancorp

+0.06 (+0.21%)

USD19.77B 10.38 N/A
HBAN Huntington Bancshares Incorpor..

+0.32 (+2.10%)

USD15.49B 13.33 N/A
SBNY Signature Bank

-2.31 (-0.96%)

USD13.92B 21.30 N/A
HBANO Huntington Bancshares Incorpor..

+0.03 (+0.12%)

USD13.18B 22.22 N/A
CBSH Commerce Bancshares, Inc

+2.38 (+3.10%)

USD9.00B 21.34 N/A
PBCT People's United Financial, Inc

+0.75 (+4.10%)

USD7.72B 35.36 N/A
TCF TCF Financial Corporation

+0.97 (+2.14%)

USD6.92B 24.22 N/A

ETFs Containing ZION

Symbol Name Weight Mer Price(Change) Market Cap
KRU PROSHARES ULTRA S&P REGIO.. 0.00 % 0.00 %

N/A

USD6.64M
WDRW Direxion Daily Regional B.. 0.00 % 1.09 %

N/A

USD1.63M
RUBY:CA RBC U.S. Banks Yield Inde.. 0.00 % 0.29 %

+0.11 (+0.47%)

USD0.02B

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 36.00% 75% C 85% B
Dividend Return 1.57% 71% C- 75% C
Total Return 37.57% 75% C 85% B
Trailing 12 Months  
Capital Gain 114.52% 82% B- 78% C+
Dividend Return 4.94% 64% D 71% C-
Total Return 119.46% 83% B 78% C+
Trailing 5 Years  
Capital Gain 128.28% 90% A- 72% C-
Dividend Return 18.78% 64% D 70% C-
Total Return 147.06% 92% A- 74% C
Average Annual (5 Year Horizon)  
Capital Gain 8.22% 84% B 52% F
Dividend Return 2.15% 46% F 58% F
Total Return 10.37% 85% B 54% F
Risk Return Profile  
Volatility (Standard Deviation) 33.70% 16% F 52% F
Risk Adjusted Return 30.77% 74% C 51% F
Market Capitalization 9.36B 98% A+ 90% A-
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 11.62 61% D- 69% D+
Price/Book Ratio 1.30 36% F 79% C+
Price / Cash Flow Ratio 13.02 45% F 33% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 11.00% 65% D 75% C
Return on Invested Capital 5.59% 59% F 69% D+
Return on Assets 1.08% 49% F 58% F
Debt to Equity Ratio 16.94% 67% D+ 64% D
Technical Ratios  
Short Ratio 2.43 75% C 56% F
Short Percent 2.26% 31% F 63% D
Beta 1.58 8% F 26% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Dividend Growth

This stock has shown top quartile dividend growth in the previous 5 years compared to its sector

What to not like:
High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector