ZION:NSD-Zions Bancorporation, National Association (USD)

COMMON STOCK | Banks-Regional | NSD

Last Closing Price

USD 52.84

Change

+0.48 (+0.92)%

Market Cap

USD 8.47B

Volume

1.43M

Avg Analyst Target

USD 57.45 (+8.73%)

Avg User Target

USD
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Zions Bancorporation, National Association provides various banking and related services primarily in the states of Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. The company offers corporate banking services; commercial banking, including a focus on small- and medium-sized businesses; commercial real estate banking services; municipal and public finance services; retail banking, including residential mortgages; trust services; wealth management and private client banking services; and capital markets products and services. As of December 31, 2020, it operated 422 branches, which included 273 owned and 149 leased. The company was formerly known as ZB, National Association and changed its name to Zions Bancorporation, National Association in September 2018. Zions Bancorporation, National Association was founded in 1873 and is headquartered in Salt Lake City, Utah.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-07-29 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
SIVB SVB Financial Group

+5.01 (+0.89%)

USD31.70B 16.04 N/A
HBANN Huntington Bancshares Incorpor..

+0.06 (+0.23%)

USD28.06B 22.54 N/A
FITB Fifth Third Bancorp

+0.19 (+0.52%)

USD25.31B 10.49 N/A
HBAN Huntington Bancshares Incorpor..

+0.37 (+2.64%)

USD20.63B 12.23 N/A
FITBI Fifth Third Bancorp

+0.03 (+0.10%)

USD20.01B 8.34 N/A
HBANO Huntington Bancshares Incorpor..

N/A

USD12.99B 21.91 N/A
CBSH Commerce Bancshares, Inc

-0.35 (-0.49%)

USD8.45B 15.50 N/A
PBCTP People's United Financial, Inc

+0.04 (+0.14%)

USD7.01B 40.14 N/A
FFIN First Financial Bankshares, In..

+0.63 (+1.29%)

USD6.94B 31.05 N/A
PNFP Pinnacle Financial Partners, I..

+0.52 (+0.57%)

USD6.93B 14.85 N/A

ETFs Containing ZION

Symbol Name Weight Mer Price(Change) Market Cap
KRU PROSHARES ULTRA S&P REGIO.. 0.00 % 0.00 %

N/A

USD6.64M
WDRW Direxion Daily Regional B.. 0.00 % 1.09 %

N/A

USD1.63M

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 21.64% 53% F 71% C-
Dividend Return 1.57% 43% F 58% F
Total Return 23.20% 53% F 71% C-
Trailing 12 Months  
Capital Gain 61.20% 60% D- 71% C-
Dividend Return 4.15% 58% F 68% D+
Total Return 65.34% 61% D- 72% C-
Trailing 5 Years  
Capital Gain 89.53% 85% B 67% D+
Dividend Return 17.22% 62% D- 70% C-
Total Return 106.74% 88% B+ 69% D+
Average Annual (5 Year Horizon)  
Capital Gain 8.62% 81% B- 50% F
Dividend Return 2.30% 48% F 60% D-
Total Return 10.92% 84% B 52% F
Risk Return Profile  
Volatility (Standard Deviation) 34.80% 24% F 52% F
Risk Adjusted Return 31.38% 72% C- 48% F
Market Capitalization 8.47B 98% A+ 90% A-
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 7.84 90% A- 78% C+
Price/Book Ratio 1.10 56% F 84% B
Price / Cash Flow Ratio 11.79 50% F 34% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 14.54% 83% B 82% B-
Return on Invested Capital 5.59% 48% F 68% D+
Return on Assets 1.39% 74% C 60% D-
Debt to Equity Ratio 16.94% 68% D+ 63% D
Technical Ratios  
Short Ratio 2.66 47% F 49% F
Short Percent 2.26% 20% F 59% F
Beta 1.56 6% F 26% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

No discussions yet

User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

Underpriced compared to earnings

The stock is trading low compared to its peers on a price to earning basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters then its peers, placing it in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Dividend Growth

This stock has shown top quartile dividend growth in the previous 5 years compared to its sector

What to not like:
High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector