ZION:NSD-Zions Bancorporation, National Association (USD)

COMMON STOCK | Banks-Regional | NSD

Last Closing Price

USD 54.79

Change

+1.62 (+3.05)%

Market Cap

USD 8.73B

Volume

1.28M

Average Target Price

USD 50.23 (-8.32%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Zions Bancorporation, National Association provides various banking and related services primarily in Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. The company offers community banking services, such as small and medium-sized business and corporate banking; commercial and residential development, construction, and term lending; retail banking; treasury cash management and related products and services; residential mortgage servicing and lending services; trust and wealth management services; capital markets services, including municipal finance advisory and underwriting; and investment services. It also offers personal banking services to individuals, including home mortgages, bankcards, other installment loans, home equity lines of credit, checking accounts, savings accounts, certificates of deposit of various types and maturities, trust services, safe deposit facilities, and internet and mobile banking services. In addition, the company provides self-directed brokerage services; small business administration lending and secondary market agricultural real estate mortgage loans; corporate trust services for municipalities; and bond transfer, stock transfer, and escrow services. As of December 31, 2019, it operated 434 branches. The company was formerly known as ZB, National Association and changed its name to Zions Bancorporation, National Association in September 2018. Zions Bancorporation, National Association was founded in 1873 and is headquartered in Salt Lake City, Utah.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-03-01 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HBANN Huntington Bancshares Incorpor..

-0.03 (-0.12%)

USD27.83B 37.00 N/A
SIVB SVB Financial Group

+25.89 (+5.12%)

USD26.22B 22.10 N/A
FITB Fifth Third Bancorp

+1.31 (+3.78%)

USD24.73B 18.96 N/A
FITBI Fifth Third Bancorp

-0.01 (-0.04%)

USD19.54B 15.26 N/A
HBAN Huntington Bancshares Incorpor..

+0.49 (+3.19%)

USD15.60B 22.23 N/A
HBANO Huntington Bancshares Incorpor..

-0.01 (-0.04%)

USD13.17B 36.75 N/A
SBNY Signature Bank

+5.39 (+2.47%)

USD11.70B 21.92 N/A
CBSH Commerce Bancshares, Inc

+1.99 (+2.69%)

USD8.67B 25.47 N/A
PBCT People's United Financial, Inc

+0.29 (+1.62%)

USD7.62B 13.59 N/A
FCNCA First Citizens BancShares, Inc

+40.09 (+5.43%)

USD7.21B 15.54 N/A

ETFs Containing ZION

Symbol Name Weight Mer Price(Change) Market Cap
JKL iShares Morningstar Small.. 0.00 % 0.30 %

+3.93 (+2.46%)

USD0.32B
KBE SPDR S&P Bank ETF 0.00 % 0.35 %

+1.75 (+3.52%)

USD2.59B
KRU PROSHARES ULTRA S&P REGIO.. 0.00 % 0.00 %

N/A

USD6.64M
RYF Invesco S&P 500 Equal Wei.. 0.00 % 0.40 %

+1.63 (+3.07%)

USD0.17B
WDRW Direxion Daily Regional B.. 0.00 % 1.09 %

N/A

USD1.63M
FTXO First Trust Nasdaq Bank E.. 0.00 % 0.60 %

+0.98 (+3.26%)

USD0.13B
RUBY:CA RBC U.S. Banks Yield Inde.. 0.00 % 0.29 %

-0.09 (-0.42%)

USD0.01B

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 26.13% 83% B 73% C
Dividend Return 0.78% 43% F 53% F
Total Return 26.91% 84% B 73% C
Trailing 12 Months  
Capital Gain 32.66% 87% B+ 54% F
Dividend Return 3.29% 63% D 66% D
Total Return 35.96% 87% B+ 55% F
Trailing 5 Years  
Capital Gain 139.99% 92% A- 72% C-
Dividend Return 19.80% 71% C- 73% C
Total Return 159.79% 93% A 74% C
Average Annual (5 Year Horizon)  
Capital Gain 7.13% 84% B 57% F
Dividend Return 1.98% 46% F 54% F
Total Return 9.12% 85% B 59% F
Risk Return Profile  
Volatility (Standard Deviation) 30.68% 17% F 49% F
Risk Adjusted Return 29.71% 76% C 55% F
Market Capitalization 8.73B 98% A+ 90% A-
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 17.61 30% F 54% F
Price/Book Ratio 1.27 26% F 78% C+
Price / Cash Flow Ratio 12.14 53% F 33% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 7.07% 38% F 68% D+
Return on Invested Capital 5.59% 84% B 71% C-
Return on Assets 0.72% 31% F 53% F
Debt to Equity Ratio 16.94% 70% C- 68% D+
Technical Ratios  
Short Ratio 1.99 81% B- 53% F
Short Percent 2.03% 27% F 63% D
Beta 1.60 6% F 26% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Dividend Growth

This stock has shown top quartile dividend growth in the previous 5 years compared to its sector

What to not like:
High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector