SFNC:NSD-Simmons First National Corporation (USD)

COMMON STOCK | Banks—Regional | NSD

Last Closing Price

USD 16.04

Change

-1.07 (-6.25)%

Market Cap

USD 1.77B

Volume

0.66M

Average Target Price

USD 23.00 (+43.39%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Simmons First National Corporation operates as the holding company for Simmons Bank that provides financial products and services to individuals and businesses. It offers checking, savings, and time deposits; loan products, including consumer, real estate, commercial, agricultural, equipment, and SBA lending; personal and corporate trust services; credit cards; investment management products; insurance products; and securities and investment services. The company conducts banking operations through approximately 191 financial centers located in communities throughout Arkansas, Colorado, Kansas, Missouri, Oklahoma, Tennessee, and Texas. Simmons First National Corporation was founded in 1903 and is headquartered in Pine Bluff, Arkansas.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2020-07-01 )

Largest Industry Peers for Banks—Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
FITBI Fifth Third Bancorp

+0.42 (+1.59%)

USD18.80B 7.42 N/A
FITB Fifth Third Bancorp

-0.85 (-4.38%)

USD14.16B 9.34 N/A
HBANO Huntington Bancshares Incorpor..

+0.13 (+0.52%)

USD13.27B 17.76 N/A
SIVB SVB Financial Group

-9.25 (-4.29%)

USD10.71B 11.71 N/A
HBAN Huntington Bancshares Incorpor..

-0.41 (-4.48%)

USD9.68B 10.37 N/A
CBSH Commerce Bancshares, Inc

-1.58 (-2.66%)

USD6.45B 18.96 N/A
CBSHP Commerce Bancshares, Inc

+0.17 (+0.67%)

USD6.26B 6.98 N/A
PBCTP People's United Financial, Inc

+0.31 (+1.31%)

USD5.87B 18.20 N/A
ZION Zions Bancorporation, National..

-1.45 (-4.26%)

USD5.44B 11.31 N/A
SBNY Signature Bank

-1.62 (-1.52%)

USD5.43B 10.59 N/A

ETFs Containing SFNC

Symbol Name Weight Mer Price(Change) Market Cap
VIOV Vanguard S&P Small-Cap 60.. 0.77 % 0.15 %

-2.20 (-2.10%)

USD0.45B
KNOW Direxion All Cap Insider .. 0.00 % 0.66 %

+0.20 (+0.60%)

USD0.06B

Market Performance

  Market Performance vs.
Industry/Classification (Banks—Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -40.13% 24% F 15% F
Dividend Return 1.27% 52% F 60% D-
Total Return -38.86% 25% F 15% F
Trailing 12 Months  
Capital Gain -30.86% 42% F 27% F
Dividend Return 2.84% 60% D- 64% D
Total Return -28.02% 43% F 28% F
Trailing 5 Years  
Capital Gain -30.73% 12% F 36% F
Dividend Return 12.05% 36% F 52% F
Total Return -18.68% 13% F 38% F
Average Annual (5 Year Horizon)  
Capital Gain 0.15% 24% F 50% F
Dividend Return 2.09% 51% F 54% F
Total Return 2.24% 22% F 49% F
Risk Return Profile  
Volatility (Standard Deviation) 17.59% 66% D 76% C
Risk Adjusted Return 12.72% 23% F 52% F
Market Capitalization 1.77B 85% B 79% C+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks—Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 6.69 94% A 81% B-
Price/Book Ratio 0.66 86% B 90% A-
Price / Cash Flow Ratio 6.64 64% D 39% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 10.40% 71% C- 76% C
Return on Invested Capital 5.53% 36% F 62% D-
Return on Assets 1.45% 90% A- 63% D
Debt to Equity Ratio 56.40% 33% F 42% F
Technical Ratios  
Short Ratio 5.84 16% F 20% F
Short Percent 4.58% 10% F 41% F
Beta 0.97 43% F 61% D-
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Underpriced compared to earnings

The stock is trading low compared to its peers on a price to earning basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Higly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.