SBNY:NSD-Signature Bank (USD)

COMMON STOCK | Banks-Regional | NSD

Last Closing Price

USD 252.76

Change

+2.91 (+1.16)%

Market Cap

USD 15.15B

Volume

0.40M

Avg Analyst Target

USD 311.13 (+23.09%)

Avg User Target

USD
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Signature Bank commercial banking products and services. It accepts various deposit products, including commercial checking accounts, money market accounts, escrow deposit accounts, cash concentration accounts, interest-bearing and non-interest-bearing checking accounts, certificates of deposit, time deposits, and other cash management products. The company also offers loan products comprising commercial and industrial loans; real estate loans; temporary financing for commercial and residential properties; letters of credit; and personal lines of credit and loans to acquire personal assets, as well as asset-based lending, pay check protection loans, main street lending program loans, and credit card accounts. In addition, it provides investment, brokerage, and asset management products and services; retirement products, such as individual retirement accounts and administrative services for retirement vehicles, which include pension, profit sharing, and 401(k) plans to its clients, as well as business retirement accounts; and equipment, transportation, taxi medallion, commercial marine, and municipal and national franchise financing services. Further, the company offers wealth management services to high net worth personal clients; and a range of individual and group insurance products that comprise health, life, disability, and long-term care insurance products as an agent. Additionally, it purchases, securitizes, and sells guaranteed portions of the U.S. small business administration loans. As of December 31, 2020, the company operated 36 private client offices located in the New York metropolitan area, including Connecticut, and in California and North Carolina. Signature Bank was incorporated in 2000 and is headquartered in New York, New York.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-09-22 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
SIVB SVB Financial Group

+14.66 (+2.47%)

USD34.80B 16.94 N/A
HBANN Huntington Bancshares Incorpor..

+0.03 (+0.10%)

USD27.64B 27.38 N/A
FITB Fifth Third Bancorp

+0.82 (+2.14%)

USD26.41B 11.15 N/A
HBAN Huntington Bancshares Incorpor..

+0.25 (+1.75%)

USD21.04B 15.39 N/A
FITBI Fifth Third Bancorp

+0.13 (+0.45%)

USD20.08B 8.37 N/A
HBANO Huntington Bancshares Incorpor..

N/A

USD12.99B 21.91 N/A
ZION Zions Bancorporation National ..

+1.54 (+2.78%)

USD8.97B 8.31 N/A
FCNCA First Citizens BancShares Inc

+15.78 (+1.95%)

USD7.84B 14.14 N/A
CBSH Commerce Bancshares Inc

+0.51 (+0.77%)

USD7.71B 14.16 N/A
PBCTP People's United Financial Inc

+0.01 (+0.03%)

USD6.98B 40.11 N/A

ETFs Containing SBNY

Symbol Name Weight Mer Price(Change) Market Cap
DPST Direxion Shares ETF Trust.. 0.00 % 1.00 %

+8.58 (+4.97%)

USD0.48B
WDSC:LSE SSgA SPDR ETFs Europe II .. 0.00 % 0.45 %

+0.93 (+0.89%)

USD0.97B
ZMID-U:CA BMO S&P US Mid Cap Index .. 0.00 % 0.17 %

N/A

N/A
XMC-U:CA iShares S&P U.S. Mid-Cap .. 0.00 % 0.16 %

-0.34 (-1.62%)

N/A
ZMID-F:CA BMO S&P US Mid Cap Index .. 0.00 % 0.00 %

-0.63 (-1.67%)

N/A
MIDE DBX ETF Trust - Xtrackers.. 0.00 % 0.15 %

+0.33 (+1.25%)

N/A
ZMID:CA BMO S&P US Mid Cap Index .. 0.00 % 0.17 %

+0.52 (+1.43%)

N/A
SXRG:XETRA iShares VII Public Limite.. 0.00 % 0.43 %

+6.05 (+1.46%)

USD1.25B
SPY4:XETRA SSgA SPDR ETFs Europe I P.. 0.00 % 0.30 %

+0.86 (+1.29%)

USD1.15B
IUSN:XETRA iShares III plc - iShares.. 0.00 % 0.35 %

+0.07 (+1.06%)

USD2.36B
SXRG:F iShares VII Public Limite.. 0.00 % 0.43 %

+3.75 (+0.90%)

USD1.25B
SPY4:PA SSgA SPDR ETFs Europe I P.. 0.00 % 0.30 %

+0.87 (+1.30%)

USD1.15B
WSML:LSE iShares MSCI World Small .. 0.00 % 0.35 %

+0.10 (+1.33%)

USD2.40B
WOSC:LSE SSgA SPDR ETFs Europe II .. 0.00 % 0.45 %

+0.88 (+1.16%)

USD0.97B
WLDS:LSE iShares III plc - iShares.. 0.00 % 0.00 %

+0.06 (+1.19%)

USD2.40B
CUSS:LSE iShares VII Public Limite.. 0.00 % 0.43 %

+7.39 (+1.53%)

USD1.26B
EZM WisdomTree U.S. MidCap Ea.. 0.00 % 0.38 %

+0.72 (+1.39%)

USD0.73B
CUS1:LSE iShares VII Public Limite.. 0.00 % 0.00 %

+549.00 (+1.55%)

USD1.26B
XMHQ Invesco S&P MidCap Qualit.. 0.00 % 0.25 %

+1.13 (+1.50%)

USD0.28B
ZWK:CA BMO Covered Call US Banks.. 0.00 % 0.71 %

+0.43 (+1.41%)

USD0.20B
SPMD SPDR Portfolio S&P 400 Mi.. 0.00 % 0.05 %

+0.60 (+1.30%)

USD4.71B
ZBK:CA BMO Equal Weight US Banks.. 0.00 % 0.38 %

+0.43 (+1.31%)

USD0.83B
XMH:CA iShares S&P U.S. Mid-Cap .. 0.00 % 0.16 %

+0.34 (+1.39%)

USD0.09B
XMC:CA iShares S&P U.S. Mid-Cap .. 0.00 % 0.16 %

+0.18 (+0.69%)

USD0.12B
VBR Vanguard Small-Cap Value .. 0.00 % 0.07 %

+2.44 (+1.47%)

USD48.08B
UMDD ProShares UltraPro MidCap.. 0.00 % 0.95 %

+1.05 (+3.69%)

USD0.06B
PFI Invesco DWA Financial Mom.. 0.00 % 0.60 %

+0.85 (+1.64%)

USD0.07B
MVV ProShares Ultra MidCap400 0.00 % 0.95 %

+1.59 (+2.61%)

USD0.18B
MDYV SPDR S&P 400 Mid Cap Valu.. 0.00 % 0.15 %

+0.95 (+1.46%)

USD1.64B
KRE SPDR S&P Regional Banking.. 0.00 % 0.35 %

+1.05 (+1.70%)

USD5.12B
KBE SPDR S&P Bank ETF 0.00 % 0.35 %

+0.79 (+1.61%)

USD3.37B
QVMM Invesco Exchange-Traded F.. 0.00 % 0.15 %

+0.31 (+1.26%)

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 86.83% 99% A+ 93% A
Dividend Return 1.24% 15% F 38% F
Total Return 88.07% 99% A+ 93% A
Trailing 12 Months  
Capital Gain 203.73% 100% A+ 93% A
Dividend Return 2.69% 18% F 46% F
Total Return 206.42% 100% A+ 93% A
Trailing 5 Years  
Capital Gain 117.47% 93% A 74% C
Dividend Return N/A N/A N/A N/A N/A
Total Return 117.47% 92% A- 73% C
Average Annual (5 Year Horizon)  
Capital Gain 15.11% 92% A- 60% D-
Dividend Return 1.30% 20% F 36% F
Total Return 16.41% 91% A- 60% D-
Risk Return Profile  
Volatility (Standard Deviation) 55.75% 4% F 32% F
Risk Adjusted Return 29.44% 63% D 43% F
Market Capitalization 15.15B 98% A+ 93% A
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 19.68 12% F 45% F
Price/Book Ratio 2.32 3% F 56% F
Price / Cash Flow Ratio 16.75 26% F 24% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 12.24% 63% D 75% C
Return on Invested Capital -1.84% 8% F 44% F
Return on Assets 0.91% 28% F 51% F
Debt to Equity Ratio 62.95% 22% F 33% F
Technical Ratios  
Short Ratio 3.97 49% F 43% F
Short Percent 2.91% 13% F 51% F
Beta 2.02 2% F 13% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Ratings

Target Price Action Rating Action Analyst Rating Price Date

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User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector