PBCT:NSD-People's United Financial, Inc (USD)

COMMON STOCK | Banks-Regional | NSD

Last Closing Price

USD 17.91

Change

-0.14 (-0.78)%

Market Cap

USD 7.70B

Volume

3.65M

Average Target Price

USD 17.25 (-3.69%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

People's United Financial, Inc. operates as the bank holding company for People's United Bank, National Association that provides commercial banking, retail banking, and wealth management services to individual, corporate, and municipal customers. The Commercial Banking segment offers commercial deposit products, commercial real estate lending, middle market and business banking, equipment financing, mortgage warehouse and asset-based lending, treasury management services, and capital market capabilities. The Retail Banking segment offers consumer lending, including residential mortgage and home equity lending; and consumer deposit gathering services. This segment also provides brokerage, financial and investment advisory, investment management, life insurance, financial management and planning, and non-institutional trust services. In addition, the company offers cash management, municipal banking, online banking, investment trading, and telephone banking services. It operates through a network of 417 branches in Connecticut, southeastern New York, Massachusetts, Vermont, Maine, and New Hampshire, as well as 631 ATMs. The company was founded in 1842 and is headquartered in Bridgeport, Connecticut.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-04-15 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HBANN Huntington Bancshares Incorpor..

+0.09 (+0.35%)

USD28.38B 37.74 N/A
FITB Fifth Third Bancorp

-0.52 (-1.35%)

USD27.40B 21.07 N/A
SIVB SVB Financial Group

+4.71 (+0.93%)

USD27.37B 22.17 N/A
FITBI Fifth Third Bancorp

+0.22 (+0.78%)

USD19.82B 15.49 N/A
HBAN Huntington Bancshares Incorpor..

-0.26 (-1.59%)

USD16.73B 23.71 N/A
SBNY Signature Bank

+2.15 (+0.94%)

USD13.24B 23.07 N/A
HBANO Huntington Bancshares Incorpor..

+0.01 (+0.04%)

USD13.19B 36.81 N/A
ZION Zions Bancorporation, National..

-0.43 (-0.76%)

USD9.20B 18.62 N/A
CBSH Commerce Bancshares, Inc

-0.34 (-0.44%)

USD9.02B 26.52 N/A
FCNCA First Citizens BancShares, Inc

+13.24 (+1.58%)

USD8.10B 17.63 N/A

ETFs Containing PBCT

Symbol Name Weight Mer Price(Change) Market Cap
CUD:CA iShares US Dividend Growe.. 0.00 % 0.60 %

+0.29 (+0.58%)

USD0.36B
HDLG:LSE Invesco S&P 500 High Divi.. 0.00 % 0.30 %

+4.50 (+0.19%)

USD0.09B
SPYD:XETRA SPDR S&P US Dividend Aris.. 0.00 % 0.35 %

+0.03 (+0.05%)

USD2.91B
HDLV:XETRA Invesco S&P 500 High Divi.. 0.00 % 0.30 %

+0.08 (+0.27%)

USD0.09B
XDEW:F Xtrackers (IE) Plc - Xtra.. 0.00 % 0.25 %

+0.08 (+0.13%)

USD5.72B
SPYD:F SPDR S&P US Dividend Aris.. 0.00 % 0.35 %

+0.09 (+0.16%)

USD2.92B
HDLV:F Invesco S&P 500 High Divi.. 0.00 % 0.30 %

+0.13 (+0.47%)

USD0.09B
HDLV:PA Invesco S&P 500 High Divi.. 0.00 % 0.30 %

+0.08 (+0.29%)

USD0.09B
USDV:LSE SPDR S&P US Dividend .. 0.00 % 0.35 %

-0.02 (-0.03%)

USD2.99B
UDVD:LSE SPDR® S&P US Dividend Ar.. 0.00 % 0.35 %

-0.07 (-0.10%)

USD2.77B
HDLV:LSE Invesco S&P 500 High Divi.. 0.00 % 0.30 %

+0.05 (+0.15%)

USD0.09B
QSY WisdomTree U.S. Quality S.. 0.00 % 0.38 %

+0.80 (+0.69%)

USD0.06B
DIVA AGFiQ Hedged Dividend Inc.. 0.00 % 1.21 %

+0.04 (+0.19%)

USD3.38M
SPDV AAM S&P 500 High Dividend.. 0.00 % 0.29 %

+0.12 (+0.39%)

USD0.03B
MUSC:CA Manulife Multifactor U.S... 0.00 % 0.50 %

N/A

USD9.41M
UMI:CA CI WisdomTree U.S. MidCap.. 0.00 % 0.38 %

+0.08 (+0.28%)

USD0.02B
SPYD SPDR Portfolio S&P 500 Hi.. 0.00 % 0.07 %

+0.10 (+0.25%)

USD2.77B
SPHD Invesco S&P 500 High Divi.. 0.00 % 0.30 %

+0.30 (+0.69%)

USD2.91B
SDYL UBS ETRACS Monthly Pay 2x.. 0.00 % 0.30 %

N/A

USD9.68M
SDY SPDR S&P Dividend ETF 0.00 % 0.35 %

+0.73 (+0.61%)

USD17.14B
KRE SPDR S&P Regional Banking.. 0.00 % 0.35 %

-0.35 (-0.52%)

USD3.93B
DPST Direxion Daily Regional B.. 0.00 % 1.00 %

-3.79 (-1.57%)

USD0.36B
XDEW:XETRA Xtrackers (IE) Plc - Xtra.. 0.00 % 0.25 %

+0.11 (+0.17%)

USD5.75B

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 38.52% 89% B+ 85% B
Dividend Return 1.39% 87% B+ 77% C+
Total Return 39.91% 89% B+ 85% B
Trailing 12 Months  
Capital Gain 69.60% 52% F 55% F
Dividend Return 6.82% 91% A- 81% B-
Total Return 76.42% 56% F 57% F
Trailing 5 Years  
Capital Gain 11.45% 18% F 35% F
Dividend Return 22.90% 89% B+ 83% B
Total Return 34.35% 25% F 40% F
Average Annual (5 Year Horizon)  
Capital Gain -5.43% 16% F 19% F
Dividend Return 4.43% 95% A 86% B
Total Return -1.01% 26% F 24% F
Risk Return Profile  
Volatility (Standard Deviation) 18.16% 78% C+ 78% C+
Risk Adjusted Return -5.54% 25% F 23% F
Market Capitalization 7.70B 97% A+ 89% B+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 36.91 8% F 31% F
Price/Book Ratio 1.04 67% D+ 88% B+
Price / Cash Flow Ratio 9.13 66% D 41% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 2.82% 10% F 59% F
Return on Invested Capital 2.07% 37% F 58% F
Return on Assets 0.36% 10% F 51% F
Debt to Equity Ratio 13.28% 73% C 69% D+
Technical Ratios  
Short Ratio 1.61 79% C+ 59% F
Short Percent 2.61% 20% F 58% F
Beta 1.23 24% F 45% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Low volatility

The stock’s annual returns have been stable and consistent compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile. Although stability is good, also keep in mind it can limit returns.

Superior total returns

The stock has outperformed its sector peers on average annual total returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.