PBCT:NSD-People's United Financial Inc (USD)

COMMON STOCK | Banks-Regional | NSD

Last Closing Price

USD 17.62

Change

+0.12 (+0.69)%

Market Cap

USD 7.28B

Volume

2.93M

Avg Analyst Target

USD 20.42 (+15.87%)

Avg User Target

USD
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict


People's United Financial Inc (PBCT) Stock Analysis:
Based on the People's United Financial Inc stock forecasts from 2 analysts, the average analyst target price for People's United Financial Inc is USD 20.42 over the next 12 months. People's United Financial Inc’s average analyst rating is Hold . Stock Target Advisor’s own stock analysis of People's United Financial Inc is Slightly Bearish, which is based on 4 positive signals and 8 negative signals. At the last closing, People's United Financial Inc’s stock price was USD 17.62. People's United Financial Inc’s stock price has changed by +0.58 % over the past week, -0.35 % over the past month and +33.99 % over the last year.

About

People's United Financial, Inc. operates as the bank holding company for People's United Bank, National Association that provides commercial banking, retail banking, and wealth management services to individual, corporate, and municipal customers. The Commercial Banking segment o ...Read More

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-12-07 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
SIVB SVB Financial Group

+23.39 (+3.37%)

USD39.59B 21.27 N/A
FITB Fifth Third Bancorp

+0.50 (+1.15%)

USD29.38B 12.05 N/A
HBANN Huntington Bancshares Incorpor..

N/A

USD27.35B 27.10 N/A
HBAN Huntington Bancshares Incorpor..

+0.24 (+1.57%)

USD21.61B 17.10 N/A
FITBI Fifth Third Bancorp

+0.09 (+0.31%)

USD19.30B 7.63 N/A
SBNY Signature Bank

+6.89 (+2.21%)

USD18.54B 22.31 N/A
HBANO Huntington Bancshares Incorpor..

N/A

USD12.99B 21.91 N/A
ZION Zions Bancorporation National ..

+0.57 (+0.89%)

USD9.69B 9.02 N/A
CBSH Commerce Bancshares Inc

-0.19 (-0.28%)

USD8.07B 15.55 N/A
FCNCA First Citizens BancShares Inc

+12.33 (+1.53%)

USD7.66B 14.51 N/A

ETFs Containing PBCT

Symbol Name Weight Mer Price(Change) Market Cap

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 36.27% 63% D 80% B-
Dividend Return 5.63% 94% A 84% B
Total Return 41.90% 69% D+ 82% B-
Trailing 12 Months  
Capital Gain 33.99% 60% D- 76% C
Dividend Return 5.53% 90% A- 81% B-
Total Return 39.52% 64% D 78% C+
Trailing 5 Years  
Capital Gain -11.90% 19% F 28% F
Dividend Return 18.59% 91% A- 80% B-
Total Return 6.69% 26% F 33% F
Average Annual (5 Year Horizon)  
Capital Gain 1.54% 23% F 30% F
Dividend Return 4.77% 96% A 88% B+
Total Return 6.31% 43% F 39% F
Risk Return Profile  
Volatility (Standard Deviation) 29.28% 57% F 60% D-
Risk Adjusted Return 21.55% 42% F 35% F
Market Capitalization 7.28B 98% A+ 90% A-
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 24.93 7% F 36% F
Price/Book Ratio 0.97 83% B 86% B
Price / Cash Flow Ratio 8.63 73% C 39% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 3.97% 5% F 56% F
Return on Invested Capital 7.58% 60% D- 72% C-
Return on Assets 0.50% 6% F 47% F
Debt to Equity Ratio 13.28% 73% C 67% D+
Technical Ratios  
Short Ratio 2.17 68% D+ 58% F
Short Percent 4.11% 7% F 37% F
Beta 1.08 33% F 52% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Ratings

Target Price Action Rating Action Analyst Rating Price Date

No discussions yet

User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Superior total returns

The stock has outperformed its sector peers on average annual total returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile.

Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.