PBCT:NSD-People's United Financial, Inc (USD)

COMMON STOCK | Banks—Regional | NSD

Last Closing Price

USD 12.86

Change

-0.35 (-2.65)%

Market Cap

USD 5.61B

Volume

4.91M

Average Target Price

USD 13.38 (+4.00%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

People's United Financial, Inc. operates as the bank holding company for People's United Bank, National Association that provides commercial banking, retail banking, and wealth management services to individual, corporate, and municipal customers. The company operates in two segments, Commercial Banking and Retail Banking. The Commercial Banking segment offers commercial real estate lending, commercial and industrial lending, and commercial deposit gathering services. This segment also provides equipment financing; cash management, correspondent banking, and municipal banking services; and institutional trust, corporate trust, private banking, and commercial insurance services. The Retail Banking segment offers consumer lending, including residential mortgage and home equity lending; and consumer deposit gathering services. This segment also provides brokerage, financial advisory, investment management, life insurance, and non-institutional trust services. In addition, the company offers online banking, investment trading, and telephone banking services. It operates through a network of 450 branches in Connecticut, southeastern New York, Massachusetts, Vermont, Maine, and New Hampshire, as well as 602 ATMs. The company was founded in 1842 and is headquartered in Bridgeport, Connecticut.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2020-11-27 )

Largest Industry Peers for Banks—Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HBANN Huntington Bancshares Incorpor..

+0.01 (+0.04%)

USD28.97B 6.16 N/A
FITBI Fifth Third Bancorp

+0.01 (+0.03%)

USD20.10B 7.42 N/A
FITB Fifth Third Bancorp

-0.40 (-1.50%)

USD19.01B 13.32 N/A
SIVB SVB Financial Group

-0.79 (-0.22%)

USD18.37B 17.28 N/A
HBANO Huntington Bancshares Incorpor..

+0.13 (+0.51%)

USD13.33B 17.76 N/A
HBAN Huntington Bancshares Incorpor..

-0.23 (-1.81%)

USD12.91B 17.85 N/A
CBSH Commerce Bancshares, Inc

-1.01 (-1.46%)

USD7.70B 24.49 N/A
PBCTP People's United Financial, Inc

-0.07 (-0.25%)

USD6.79B 18.20 N/A
ZION Zions Bancorporation, National..

-1.49 (-3.64%)

USD6.72B 16.91 N/A
SBNY Signature Bank

-0.08 (-0.07%)

USD6.18B 12.13 N/A

ETFs Containing PBCT

Symbol Name Weight Mer Price(Change) Market Cap
CUD:CA iShares US Dividend Growe.. 0.00 % 0.60 %

-0.32 (-0.73%)

USD0.30B
SDYL UBS ETRACS Monthly Pay 2x.. 0.00 % 0.30 %

N/A

USD9.68M
UDVD:LSE SPDR S&P US Dividend Aris.. 0.00 % 0.35 %

-0.22 (-0.38%)

USD2.77B

Market Performance

  Market Performance vs.
Industry/Classification (Banks—Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -23.91% 37% F 21% F
Dividend Return 5.29% 99% A+ 89% B+
Total Return -18.61% 47% F 25% F
Trailing 12 Months  
Capital Gain -22.06% 32% F 21% F
Dividend Return 5.42% 95% A 85% B
Total Return -16.64% 43% F 24% F
Trailing 5 Years  
Capital Gain -22.99% 10% F 28% F
Dividend Return 21.96% 91% A- 82% B-
Total Return -1.03% 20% F 34% F
Average Annual (5 Year Horizon)  
Capital Gain -2.27% N/A N/A 31% F
Dividend Return 4.28% N/A N/A 85% B
Total Return 2.01% N/A N/A 39% F
Risk Return Profile  
Volatility (Standard Deviation) 16.26% N/A N/A 78% C+
Risk Adjusted Return 12.33% N/A N/A 40% F
Market Capitalization 5.61B 97% A+ 88% B+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks—Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 11.18 62% D- 70% C-
Price/Book Ratio 0.72 92% A- 91% A-
Price / Cash Flow Ratio 23.31 9% F 15% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 6.71% 35% F 68% D+
Return on Invested Capital 4.77% 27% F 60% D-
Return on Assets 0.89% 53% F 57% F
Debt to Equity Ratio 12.50% 67% D+ 72% C-
Technical Ratios  
Short Ratio 3.00 69% D+ 52% F
Short Percent 5.28% 5% F 37% F
Beta 1.20 21% F 45% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.