DCOM:NSD-Dime Community Bancshares, Inc (USD)

COMMON STOCK | Banks-Regional | NSD

Last Closing Price

USD 33.28

Change

+0.69 (+2.12)%

Market Cap

USD 1.37B

Volume

0.18M

Avg Analyst Target

USD 41.50 (+24.70%)

Avg User Target

USD
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Dime Community Bancshares, Inc. operates as the holding company for Dime Community Bank that provides commercial banking and financial services in New York. It offers deposit products, such as savings, money market, and NOW accounts, as well as certificates of deposit, demand deposits, and other time deposits. The company also offers residential and commercial real estate mortgages loans; commercial, industrial, and agricultural loans; multi-family mortgages; home equity loans; real estate construction and land loans; and installment and consumer loans. As of February 1, 2021, it had approximately 60 branches in New York. The company was founded in 1864 and is headquartered in Hauppauge, New York.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-08-03 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
SIVB SVB Financial Group

+4.27 (+0.78%)

USD31.03B 15.71 N/A
HBANN Huntington Bancshares Incorpor..

+0.10 (+0.38%)

USD28.23B 27.97 N/A
FITB Fifth Third Bancorp

+0.76 (+2.11%)

USD25.54B 10.58 N/A
HBAN Huntington Bancshares Incorpor..

+0.45 (+3.21%)

USD20.80B 15.21 N/A
FITBI Fifth Third Bancorp

+0.01 (+0.03%)

USD20.08B 8.37 N/A
SBNY Signature Bank

+4.81 (+2.12%)

USD13.12B 17.88 N/A
HBANO Huntington Bancshares Incorpor..

N/A

USD12.99B 21.91 N/A
ZION Zions Bancorporation, National..

+1.11 (+2.15%)

USD8.46B 7.83 N/A
CBSH Commerce Bancshares, Inc

-1.28 (-1.83%)

USD8.27B 15.16 N/A
FCNCA First Citizens BancShares, Inc

+20.77 (+2.70%)

USD7.62B 13.75 N/A

ETFs Containing DCOM

Symbol Name Weight Mer Price(Change) Market Cap
PQSV PGIM ETF Trust - PGIM QMA.. 0.00 % 0.29 %

+0.43 (+0.67%)

USD0.01B

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 111.03% 100% A+ 95% A
Dividend Return 4.57% 98% A+ 92% A-
Total Return 115.60% 100% A+ 96% A
Trailing 12 Months  
Capital Gain 172.56% 99% A+ 92% A-
Dividend Return 8.19% 98% A+ 90% A-
Total Return 180.75% 99% A+ 93% A
Trailing 5 Years  
Capital Gain 94.96% 88% B+ 68% D+
Dividend Return 17.34% 62% D- 69% D+
Total Return 112.30% 90% A- 70% C-
Average Annual (5 Year Horizon)  
Capital Gain 9.77% 85% B 52% F
Dividend Return 2.98% 71% C- 72% C-
Total Return 12.75% 90% A- 56% F
Risk Return Profile  
Volatility (Standard Deviation) 49.28% 6% F 36% F
Risk Adjusted Return 25.86% 62% D- 41% F
Market Capitalization 1.37B 77% C+ 70% C-
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 17.85 15% F 49% F
Price/Book Ratio 1.31 24% F 76% C
Price / Cash Flow Ratio 28.98 12% F 15% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 6.78% 16% F 64% D
Return on Invested Capital -1.07% 14% F 45% F
Return on Assets 0.68% 14% F 49% F
Debt to Equity Ratio 56.79% 25% F 36% F
Technical Ratios  
Short Ratio 8.13 4% F 11% F
Short Percent 4.08% 7% F 43% F
Beta 1.18 27% F 48% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

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User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.