CINF:NSD-Cincinnati Financial Corporation (USD)

COMMON STOCK | Insurance-Property & Casualty | NSD

Last Closing Price

USD 104.26

Change

0.00 (0.00)%

Market Cap

USD 16.81B

Volume

0.64M

Average Target Price

USD 88.00 (-15.60%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Cincinnati Financial Corporation, together with its subsidiary, provides property casualty insurance products in the United States. The company operates in five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment offers coverage for commercial casualty, commercial property, commercial auto, and workers' compensation. It also provides director and officer liability insurance, contract and commercial surety bonds, and fidelity bonds; and machinery and equipment coverage. The Personal Lines Insurance segment offers personal auto insurance; homeowners insurance; and dwelling fire, inland marine, personal umbrella liability, and watercraft coverages to individuals. The Excess and Surplus Lines Insurance segment offers commercial casualty insurance that covers businesses for third-party liability from accidents occurring on their premises or arising out of their operations, such as injuries sustained from products; and commercial property insurance, which insures buildings, inventory, equipment, and business income from loss or damage due to various causes, such as fire, wind, hail, water, theft, and vandalism. The Life Insurance segment provides term life insurance products; universal life insurance products; worksite products, such as term life; and whole life insurance products, as well as markets deferred annuities and immediate annuities. The Investments segment invests in fixed-maturity investments, including taxable and tax-exempt bonds, and redeemable preferred stocks; and equity investments comprising common and nonredeemable preferred stocks. The company also offers commercial leasing and financing services; and insurance brokerage services. Cincinnati Financial Corporation was founded in 1950 and is headquartered in Fairfield, Ohio. Address: 6200 South Gilmore Road, Fairfield, OH, United States, 45014-5141

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-03-07 )

Largest Industry Peers for Insurance-Property & Casualty

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
SIGI Selective Insurance Group, Inc

N/A

USD4.27B 17.42 N/A
NGHC National General Holdings Corp

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USD3.88B 8.77 N/A
KNSL Kinsale Capital Group, Inc

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USD3.70B 42.01 N/A
NGHCN National General Holdings Corp

N/A

USD2.78B 6.56 N/A
NGHCO National General Holdings Corp

N/A

USD2.72B 6.43 N/A
NGHCP National General Holdings Corp

N/A

USD2.69B 6.43 N/A
NMIH NMI Holdings, Inc

N/A

USD1.97B 10.83 N/A
PLMR Palomar Holdings, Inc

N/A

USD1.94B 316.25 N/A
SG Sirius International Insurance..

N/A

USD1.41B 250.00 N/A
SAFT Safety Insurance Group, Inc

N/A

USD1.24B 9.08 N/A

ETFs Containing CINF

Symbol Name Weight Mer Price(Change) Market Cap
KBWP Invesco KBW Property & Ca.. 0.00 % 0.35 %

N/A

USD0.23B
KIE SPDR S&P Insurance ETF 0.00 % 0.35 %

N/A

USD0.38B
ONEV SPDR Russell 1000 Low Vol.. 0.00 % 0.20 %

N/A

USD0.48B

Market Performance

  Market Performance vs.
Industry/Classification (Insurance-Property & Casualty)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 19.33% 73% C 71% C-
Dividend Return N/A N/A N/A N/A N/A
Total Return 19.33% 73% C 70% C-
Trailing 12 Months  
Capital Gain 6.16% 64% D 31% F
Dividend Return 2.44% 42% F 50% F
Total Return 8.60% 63% D 31% F
Trailing 5 Years  
Capital Gain 62.83% 88% B+ 56% F
Dividend Return 16.68% 55% F 60% D-
Total Return 79.51% 84% B 58% F
Average Annual (5 Year Horizon)  
Capital Gain 4.56% 81% B- 52% F
Dividend Return 2.68% 63% D 67% D+
Total Return 7.24% 81% B- 55% F
Risk Return Profile  
Volatility (Standard Deviation) 24.39% 37% F 60% D-
Risk Adjusted Return 29.68% 67% D+ 54% F
Market Capitalization 16.81B 100% A+ 94% A
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Insurance-Property & Casualty)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 13.92 64% D 64% D
Price/Book Ratio 1.51 17% F 73% C
Price / Cash Flow Ratio 11.27 35% F 35% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 11.78% 79% C+ 81% B-
Return on Invested Capital 11.67% 72% C- 84% B
Return on Assets 3.67% 76% C 77% C+
Debt to Equity Ratio 0.50% 95% A 90% A-
Technical Ratios  
Short Ratio 7.11 11% F 12% F
Short Percent 4.96% 9% F 37% F
Beta 0.64 55% F 80% B-
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters then its peers, placing it in the top quartile.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Low debt

The company is less leveraged than its peers ,, and is among the top quartile, which makes it more flexible. However, do check the news and look at its sector. Sometimes this is low because the company is not growing and has no growth potential.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.