CHMG:NSD-Chemung Financial Corp (USD)

COMMON STOCK | Banks-Regional | NSD

Last Closing Price

USD 42.18

Change

0.00 (0.00)%

Market Cap

USD 0.20B

Volume

5.30K

Avg Analyst Target

USD 50.00 (+18.54%)

Avg User Target

USD
Average Analyst Rating

N/A

Fundamental Analysis

Verdict


CHMG Stock Forecast & Price:
Based on the Chemung Financial Corp stock forecasts from 1 analysts, the average analyst target price for Chemung Financial Corp is USD 50.00 over the next 12 months. Chemung Financial Corp’s average analyst rating is not available. Stock Target Advisor’s own stock analysis of Chemung Financial Corp is Neutral, which is based on 5 positive signals and 5 negative signals. At the last closing, Chemung Financial Corp’s stock price was USD 42.18. Chemung Financial Corp’s stock price has changed by +0.02% over the past week, -8.22% over the past month and -4.42% over the last year.

About Chemung Financial Corp (CHMG:NSD)

Chemung Financial Corporation operates as the holding company for Chemung Canal Trust Company that provides a range of banking, financing, fiduciary, and other financial services. The company provides demand, savings, and time deposits; non-interest and interest-bearing checking ...Read More

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2022-09-24 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HBANN Huntington Bancshares Incorpor..

N/A

USD27.35B 27.10 N/A
FITB Fifth Third Bancorp

N/A

USD22.79B 10.06 N/A
SIVB SVB Financial Group

N/A

USD20.24B 13.56 N/A
HBAN Huntington Bancshares Incorpor..

N/A

USD19.79B 12.04 N/A
FITBI Fifth Third Bancorp ADR

N/A

USD17.83B 7.32 N/A
FCNCA First Citizens BancShares Inc

N/A

USD13.34B 15.06 N/A
HBANO Huntington Bancshares Incorpor..

N/A

USD12.99B 21.91 N/A
SBNY Signature Bank

N/A

USD10.07B 8.52 N/A
ZION Zions Bancorporation

N/A

USD8.59B 10.63 N/A
CBSH Commerce Bancshares Inc

N/A

USD8.50B 18.36 N/A

ETFs Containing CHMG

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -9.19% 52% F 69% D+
Dividend Return 2.00% 50% F 58% F
Total Return -7.19% 52% F 70% C-
Trailing 12 Months  
Capital Gain -4.42% 51% F 75% C
Dividend Return 2.81% 47% F 58% F
Total Return -1.61% 53% F 76% C
Trailing 5 Years  
Capital Gain 0.67% 52% F 55% F
Dividend Return 13.13% 54% F 63% D
Total Return 13.79% 56% F 58% F
Average Annual (5 Year Horizon)  
Capital Gain 3.74% 52% F 61% D-
Dividend Return 2.71% 53% F 67% D+
Total Return 6.45% 53% F 63% D
Risk Return Profile  
Volatility (Standard Deviation) 31.63% 43% F 53% F
Risk Adjusted Return 20.39% 43% F 58% F
Market Capitalization 0.20B 31% F 43% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 7.12 85% B 79% C+
Price/Book Ratio 1.13 55% F 70% C-
Price / Cash Flow Ratio 5.61 75% C 31% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 14.78% 86% B 82% B-
Return on Invested Capital 11.80% 86% B 79% C+
Return on Assets 1.16% 57% F 67% D+
Debt to Equity Ratio 8.59% 87% B+ 71% C-
Technical Ratios  
Dividend Yield 2.89% 44% F 49% F
Short Ratio 0.66 84% B 75% C
Short Percent 0.15% 77% C+ 85% B
Beta 0.00 100% A+ 95% A
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Ratings

Target Price Action Rating Action Analyst Rating Price Date

No discussions yet

User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Underpriced compared to earnings

The stock is trading low compared to its peers on a price to earning basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Low debt

The company is less leveraged than its peers ,, and is among the top quartile, which makes it more flexible. However, do check the news and look at its sector. Sometimes this is low because the company is not growing and has no growth potential.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.