CHCO:NSD-City Holding Company (USD)

COMMON STOCK | Banks-Regional | NSD

Last Closing Price

USD 80.04

Change

+3.30 (+4.30)%

Market Cap

USD 1.20B

Volume

0.05M

Average Target Price

N/A
Average Analyst Rating

N/A

Fundamental Analysis

Verdict

About

City Holding Company operates as a holding company for City National Bank of West Virginia that provides various banking, trust and investment management, and other financial solutions in the United States. The company offers checking, savings, and money market accounts, as well as certificates of deposit and individual retirement accounts. It also provides commercial and industrial loans that consist of loans to corporate and other legal entity borrowers primarily in small to mid-size industrial and commercial companies; commercial real estate loans comprising commercial mortgages, which are secured by nonresidential and multi-family residential properties; residential real estate loans to consumers for the purchase or refinance of residence; first-priority home equity loans; consumer loans that are secured and unsecured by automobiles, boats, recreational vehicles, certificates of deposit, and other personal property; and demand deposit account overdrafts. In addition, the company offers mortgage banking services, including fixed and adjustable-rate mortgages, construction financing, land loans, production of conventional and government insured mortgages, secondary marketing, and mortgage servicing. Further, it provides deposit services for commercial customers comprising treasury management, lockbox, and other cash management services; merchant credit card services; wealth management, trust, investment, and custodial services for commercial and individual customers; and corporate trust and institutional custody, financial and estate planning, and retirement plan services, as well as automated-teller-machine, interactive-teller-machine, mobile banking, and credit and debit card services. The company operates through a network of 94 branches and 926 full-time equivalent associates in West Virginia, Virginia, Kentucky, and Ohio. City Holding Company was founded in 1957 and is headquartered in Charleston, West Virginia.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-05-13 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
SIVB SVB Financial Group

+10.29 (+1.88%)

USD29.73B 18.01 N/A
FITB Fifth Third Bancorp

+1.04 (+2.54%)

USD28.82B 15.04 N/A
HBANN Huntington Bancshares Incorpor..

+0.10 (+0.39%)

USD27.80B 22.33 N/A
FITBI Fifth Third Bancorp

+0.06 (+0.21%)

USD19.77B 10.38 N/A
HBAN Huntington Bancshares Incorpor..

+0.32 (+2.10%)

USD15.49B 13.33 N/A
SBNY Signature Bank

-2.31 (-0.96%)

USD13.92B 21.30 N/A
HBANO Huntington Bancshares Incorpor..

+0.03 (+0.12%)

USD13.18B 22.22 N/A
ZION Zions Bancorporation, National..

+1.93 (+3.38%)

USD9.36B 11.62 N/A
CBSH Commerce Bancshares, Inc

+2.38 (+3.10%)

USD9.00B 21.34 N/A
PBCT People's United Financial, Inc

+0.75 (+4.10%)

USD7.72B 35.36 N/A

ETFs Containing CHCO

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 15.08% 31% F 67% D+
Dividend Return 1.67% 75% C 77% C+
Total Return 16.75% 32% F 68% D+
Trailing 12 Months  
Capital Gain 43.36% 25% F 46% F
Dividend Return 4.12% 44% F 62% D-
Total Return 47.48% 26% F 48% F
Trailing 5 Years  
Capital Gain 70.01% 67% D+ 59% F
Dividend Return 20.37% 75% C 76% C
Total Return 90.38% 74% C 62% D-
Average Annual (5 Year Horizon)  
Capital Gain 6.22% 78% C+ 49% F
Dividend Return 2.77% 67% D+ 69% D+
Total Return 9.00% 83% B 52% F
Risk Return Profile  
Volatility (Standard Deviation) 18.35% 80% B- 80% B-
Risk Adjusted Return 49.04% 90% A- 69% D+
Market Capitalization 1.20B 73% C 66% D
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 15.30 32% F 57% F
Price/Book Ratio 1.82 10% F 67% D+
Price / Cash Flow Ratio 13.40 43% F 32% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 11.68% 71% C- 77% C+
Return on Invested Capital 13.15% 94% A 86% B
Return on Assets 1.46% 83% B 63% D
Debt to Equity Ratio N/A N/A N/A N/A N/A
Technical Ratios  
Short Ratio 7.92 14% F 14% F
Short Percent 3.56% 13% F 50% F
Beta 0.64 79% C+ 80% B-
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

Low volatility

The stock’s annual returns have been stable and consistent compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile. Although stability is good, also keep in mind it can limit returns.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

High Gross Profit to Asset Ratio

This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

What to not like:
Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.