CCB:NSD-Coastal Financial Corporation (USD)

COMMON STOCK | Banks-Regional | NSD

Last Closing Price

USD 31.40

Change

0.00 (0.00)%

Market Cap

USD 0.38B

Volume

0.09M

Avg Analyst Target

USD 36.00 (+14.65%)

Avg User Target

USD
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Coastal Financial Corporation operates as the bank holding company for Coastal Community Bank that provides various banking products and services to small to medium-sized businesses, professionals, and individuals in the Puget Sound region in Washington. It accepts a range of deposit products, including checking accounts, demand and savings accounts, time deposits, and money market accounts. The company offers commercial and industrial loans, including term loans, small business administration loans, commercial lines of credit, working capital loans, equipment financing, borrowing base loans, and other loan products; owner-occupied and non-owner-occupied real estate loans, and multi-family residential loans; construction and land development loans; residential real estate loans; and consumer and other loans, including automobile, boat, and recreational vehicle loans, as well as secured term loans. It also provides remote deposit capture, online banking, mobile banking, and direct and reciprocal deposit services, as well as debit cards. In addition, the company offers business accounts and cash management services, including business checking and savings accounts, and treasury services. It operates 15 full-service banking locations. Coastal Financial Corporation was founded in 1997 and is headquartered in Everett, Washington. Address: 5415 Evergreen Way, Everett, WA, United States, 98203

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2021-09-18 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
SIVB SVB Financial Group

N/A

USD35.81B 17.43 N/A
FITB Fifth Third Bancorp

N/A

USD27.71B 11.70 N/A
HBANN Huntington Bancshares Incorpor..

N/A

USD27.65B 27.40 N/A
HBAN Huntington Bancshares Incorpor..

N/A

USD22.07B 16.14 N/A
FITBI Fifth Third Bancorp

N/A

USD20.13B 8.39 N/A
SBNY Signature Bank

N/A

USD15.87B 20.61 N/A
HBANO Huntington Bancshares Incorpor..

N/A

USD12.99B 21.91 N/A
ZION Zions Bancorporation National ..

N/A

USD9.25B 8.57 N/A
FCNCA First Citizens BancShares Inc

N/A

USD7.93B 14.32 N/A
CBSH Commerce Bancshares Inc

N/A

USD7.78B 14.28 N/A

ETFs Containing CCB

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 49.52% 91% A- 86% B
Dividend Return N/A N/A N/A N/A N/A
Total Return 49.52% 91% A- 86% B
Trailing 12 Months  
Capital Gain 115.22% 93% A 87% B+
Dividend Return N/A N/A N/A N/A N/A
Total Return 115.22% 93% A 87% B+
Trailing 5 Years  
Capital Gain N/A N/A N/A N/A N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return N/A N/A N/A N/A N/A
Average Annual (5 Year Horizon)  
Capital Gain 20.90% 96% A 67% D+
Dividend Return N/A N/A N/A N/A N/A
Total Return 20.90% 96% A 66% D
Risk Return Profile  
Volatility (Standard Deviation) 48.19% 8% F 38% F
Risk Adjusted Return 43.36% 84% B 60% D-
Market Capitalization 0.38B 48% F 46% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 17.72 14% F 49% F
Price/Book Ratio 2.31 3% F 56% F
Price / Cash Flow Ratio 19.51 23% F 22% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 15.28% 86% B 81% B-
Return on Invested Capital 25.80% 94% A 92% A-
Return on Assets 1.18% 51% F 55% F
Debt to Equity Ratio 9.68% 79% C+ 71% C-
Technical Ratios  
Short Ratio 5.47 35% F 30% F
Short Percent 2.25% 20% F 57% F
Beta 1.29 20% F 41% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Ratings

Target Price Action Rating Action Analyst Rating Price Date

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User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters then its peers, placing it in the top quartile.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Low debt

The company is less leveraged than its peers ,, and is among the top quartile, which makes it more flexible. However, do check the news and look at its sector. Sometimes this is low because the company is not growing and has no growth potential.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

High Gross Profit to Asset Ratio

This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

What to not like:
Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.