CCB:NSD-Coastal Financial Corporation (USD)

COMMON STOCK | Banks-Regional | NSD

Last Closing Price

USD 30.00

Change

0.00 (0.00)%

Market Cap

USD 0.36B

Volume

0.03M

Average Target Price

N/A
Average Analyst Rating

N/A

Fundamental Analysis

Verdict

About

Coastal Financial Corporation operates as the bank holding company for Coastal Community Bank that provides various banking products and services to consumers and small to medium-sized businesses in the Puget Sound region in Washington. It accepts a range of deposit products, including checking accounts, demand and savings accounts, time deposits, and money market accounts. The company offers commercial and industrial loans, including term loans, small business administration loans, commercial lines of credit, working capital loans, equipment financing, borrowing base loans, and other loan products; owner-occupied and non-owner-occupied real estate loans, and multi-family residential loans; construction and land development loans; residential real estate loans; and consumer and other loans, including automobile, boat, and recreational vehicle loans, as well as secured term loans. It also provides remote deposit capture, online banking, mobile banking, and direct deposit services, as well as debit cards. In addition, the company offers business accounts and cash management services, including business checking and savings accounts, and treasury services. It operates 14 full-service banking locations. The company was founded in 1997 and is headquartered in Everett, Washington. Address: 5415 Evergreen Way, Everett, WA, United States, 98203

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-03-07 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HBANN Huntington Bancshares Incorpor..

N/A

USD27.94B 37.14 N/A
SIVB SVB Financial Group

N/A

USD26.40B 22.21 N/A
FITB Fifth Third Bancorp

N/A

USD26.15B 20.09 N/A
FITBI Fifth Third Bancorp

N/A

USD19.91B 15.55 N/A
HBAN Huntington Bancshares Incorpor..

N/A

USD16.51B 23.52 N/A
HBANO Huntington Bancshares Incorpor..

N/A

USD13.18B 36.78 N/A
SBNY Signature Bank

N/A

USD12.83B 22.35 N/A
ZION Zions Bancorporation, National..

N/A

USD9.16B 18.47 N/A
CBSH Commerce Bancshares, Inc

N/A

USD9.03B 26.53 N/A
PBCT People's United Financial, Inc

N/A

USD7.83B 37.61 N/A

ETFs Containing CCB

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 42.86% 95% A 88% B+
Dividend Return N/A N/A N/A N/A N/A
Total Return 42.86% 95% A 88% B+
Trailing 12 Months  
Capital Gain 90.48% 97% A+ 79% C+
Dividend Return N/A N/A N/A N/A N/A
Total Return 90.48% 97% A+ 78% C+
Trailing 5 Years  
Capital Gain N/A N/A N/A N/A N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return N/A N/A N/A N/A N/A
Average Annual (5 Year Horizon)  
Capital Gain 0.62% 56% F 41% F
Dividend Return N/A N/A N/A N/A N/A
Total Return 0.62% 39% F 35% F
Risk Return Profile  
Volatility (Standard Deviation) 15.76% 78% C+ 77% C+
Risk Adjusted Return 3.96% 41% F 35% F
Market Capitalization 0.36B 46% F 44% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 24.19 16% F 42% F
Price/Book Ratio 2.39 3% F 60% D-
Price / Cash Flow Ratio N/A N/A N/A N/A N/A
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 11.46% 81% B- 80% B-
Return on Invested Capital -2.45% 13% F 43% F
Return on Assets 1.05% 65% D 59% F
Debt to Equity Ratio 27.51% 47% F 57% F
Technical Ratios  
Short Ratio 7.40 13% F 11% F
Short Percent 1.56% 39% F 70% C-
Beta 1.25 23% F 44% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Low volatility

The stock’s annual returns have been stable and consistent compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile. Although stability is good, also keep in mind it can limit returns.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters then its peers, placing it in the top quartile.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

What to not like:
Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.