CCB:NSD-Coastal Financial Corporation (USD)

COMMON STOCK | Banks-Regional | NSD

Last Closing Price

USD 30.09

Change

+0.14 (+0.47)%

Market Cap

USD 0.35B

Volume

0.02M

Average Target Price

N/A
Average Analyst Rating

N/A

Fundamental Analysis

Verdict

About

Coastal Financial Corporation operates as the bank holding company for Coastal Community Bank that provides various banking products and services to small to medium-sized businesses, professionals, and individuals in the Puget Sound region in Washington. It accepts a range of deposit products, including checking accounts, demand and savings accounts, time deposits, and money market accounts. The company offers commercial and industrial loans, including term loans, small business administration loans, commercial lines of credit, working capital loans, equipment financing, borrowing base loans, and other loan products; owner-occupied and non-owner-occupied real estate loans, and multi-family residential loans; construction and land development loans; residential real estate loans; and consumer and other loans, including automobile, boat, and recreational vehicle loans, as well as secured term loans. It also provides remote deposit capture, online banking, mobile banking, and direct and reciprocal deposit services, as well as debit cards. In addition, the company offers business accounts and cash management services, including business checking and savings accounts, and treasury services. It operates 15 full-service banking locations. Coastal Financial Corporation was founded in 1997 and is headquartered in Everett, Washington.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-06-17 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
SIVB SVB Financial Group

-21.68 (-3.82%)

USD30.80B 18.66 N/A
HBANN Huntington Bancshares Incorpor..

-0.11 (-0.42%)

USD28.51B 22.91 N/A
FITB Fifth Third Bancorp

-2.52 (-6.21%)

USD28.47B 14.90 N/A
HBAN Huntington Bancshares Incorpor..

-0.85 (-5.92%)

USD21.23B 12.58 N/A
FITBI Fifth Third Bancorp

+0.20 (+0.70%)

USD20.08B 10.55 N/A
SBNY Signature Bank

-14.09 (-5.45%)

USD14.93B 22.79 N/A
HBANO Huntington Bancshares Incorpor..

-0.02 (-0.08%)

USD13.19B 22.23 N/A
ZION Zions Bancorporation, National..

-3.51 (-6.37%)

USD9.03B 11.21 N/A
CBSH Commerce Bancshares, Inc

-2.83 (-3.73%)

USD8.88B 21.06 N/A
FCNCA First Citizens BancShares, Inc

-33.51 (-3.84%)

USD8.34B 15.34 N/A

ETFs Containing CCB

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 43.29% 86% B 83% B
Dividend Return N/A N/A N/A N/A N/A
Total Return 43.29% 85% B 83% B
Trailing 12 Months  
Capital Gain 108.96% 94% A 83% B
Dividend Return N/A N/A N/A N/A N/A
Total Return 108.96% 93% A 82% B-
Trailing 5 Years  
Capital Gain N/A N/A N/A N/A N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return N/A N/A N/A N/A N/A
Average Annual (5 Year Horizon)  
Capital Gain 12.61% 93% A 59% F
Dividend Return N/A N/A N/A N/A N/A
Total Return 12.61% 88% B+ 57% F
Risk Return Profile  
Volatility (Standard Deviation) 41.39% 9% F 43% F
Risk Adjusted Return 30.46% 72% C- 49% F
Market Capitalization 0.35B 45% F 42% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 19.18 18% F 49% F
Price/Book Ratio 2.47 3% F 57% F
Price / Cash Flow Ratio 17.87 26% F 26% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 13.46% 80% B- 79% C+
Return on Invested Capital 38.95% 99% A+ 96% A
Return on Assets 1.15% 60% D- 58% F
Debt to Equity Ratio 9.68% 80% B- 72% C-
Technical Ratios  
Short Ratio 6.25 38% F 24% F
Short Percent 1.88% 50% F 68% D+
Beta 1.30 20% F 39% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters then its peers, placing it in the top quartile.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Low debt

The company is less leveraged than its peers ,, and is among the top quartile, which makes it more flexible. However, do check the news and look at its sector. Sometimes this is low because the company is not growing and has no growth potential.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

High Gross Profit to Asset Ratio

This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

What to not like:
Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.