CBTX:NSD-CBTX, Inc (USD)

COMMON STOCK | Banks-Regional | NSD

Last Closing Price

USD 31.45

Change

-0.15 (-0.47)%

Market Cap

USD 0.78B

Volume

0.03M

Average Target Price

USD 28.00 (-10.97%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

CBTX, Inc. operates as the bank holding company for CommunityBank of Texas, National Association that provides commercial banking products and services to small and mid-sized businesses, and professionals in the United States. It offers various deposit products, including demand, savings, money market, and time deposits; and loans, such as commercial and industrial loans, commercial real estate loans, construction and development loans, 1-4 family residential mortgage loans, multi-family residential loans, consumer loans, agricultural loans, and treasury services, as well as online banking services. CBTX, Inc. operates through 35 banking locations, including 19 branches in Houston; 15 branches in Beaumont; and one branch in Dallas. The company was formerly known as CBFH, Inc. and changed its name to CBTX, Inc. in September 2017. CBTX, Inc. was incorporated in 2007 and is based in Houston, Texas.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-05-05 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
SIVB SVB Financial Group

+8.66 (+1.51%)

USD30.66B 18.58 N/A
FITB Fifth Third Bancorp

+0.23 (+0.56%)

USD29.40B 15.18 N/A
HBANN Huntington Bancshares Incorpor..

-0.18 (-0.69%)

USD28.49B 22.89 N/A
FITBI Fifth Third Bancorp

-0.04 (-0.14%)

USD19.92B 10.46 N/A
HBAN Huntington Bancshares Incorpor..

+0.07 (+0.45%)

USD15.76B 13.56 N/A
SBNY Signature Bank

+2.96 (+1.17%)

USD14.63B 22.39 N/A
HBANO Huntington Bancshares Incorpor..

-0.01 (-0.04%)

USD13.19B 22.23 N/A
ZION Zions Bancorporation, National..

+0.85 (+1.48%)

USD9.40B 11.66 N/A
CBSH Commerce Bancshares, Inc

+0.22 (+0.28%)

USD9.32B 22.10 N/A
FCNCA First Citizens BancShares, Inc

-33.92 (-3.90%)

USD8.42B 15.28 N/A

ETFs Containing CBTX

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 23.28% 51% F 72% C-
Dividend Return 0.51% 17% F 36% F
Total Return 23.79% 50% F 73% C
Trailing 12 Months  
Capital Gain 81.48% 70% C- 67% D+
Dividend Return 2.48% 20% F 42% F
Total Return 83.96% 70% C- 66% D
Trailing 5 Years  
Capital Gain N/A N/A N/A N/A N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return N/A N/A N/A N/A N/A
Average Annual (5 Year Horizon)  
Capital Gain -6.63% 10% F 15% F
Dividend Return 0.84% 13% F 22% F
Total Return -5.80% 8% F 14% F
Risk Return Profile  
Volatility (Standard Deviation) 26.15% 46% F 64% D
Risk Adjusted Return -22.16% 8% F 13% F
Market Capitalization 0.78B 65% D 58% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 27.11 8% F 38% F
Price/Book Ratio 1.40 24% F 76% C
Price / Cash Flow Ratio 19.31 23% F 24% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 5.33% 15% F 62% D-
Return on Invested Capital 4.46% 51% F 65% D
Return on Assets 0.77% 25% F 53% F
Debt to Equity Ratio 9.15% 81% B- 74% C
Technical Ratios  
Short Ratio 5.80 21% F 20% F
Short Percent 1.83% 36% F 69% D+
Beta 1.05 41% F 57% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Low debt

The company is less leveraged than its peers ,, and is among the top quartile, which makes it more flexible. However, do check the news and look at its sector. Sometimes this is low because the company is not growing and has no growth potential.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector