CBTX:NSD-CBTX, Inc (USD)

COMMON STOCK | Banks-Regional | NSD

Last Closing Price

USD 23.55

Change

+0.53 (+2.30)%

Market Cap

USD 0.57B

Volume

0.02M

Average Target Price

USD 22.00 (-6.58%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

CBTX, Inc. operates as the bank holding company for CommunityBank of Texas, National Association that provides commercial banking products and services to small and mid-sized businesses, and professionals in the United States. It offers various deposit products, including demand, savings, money market, and time deposits; and loans, such as commercial and industrial loans, commercial real estate loans, construction and development loans, 1-4 family residential mortgage loans, multi-family residential loans, consumer loans, and agricultural loans. The company also provides treasury and online banking services. It operates through 35 banking locations, including 19 branches in Houston; 15 branches in Beaumont; and one branch in Dallas. The company was formerly known as CBFH, Inc. and changed its name to CBTX, Inc. in September 2017. CBTX, Inc. was founded in 2007 and is based in Houston, Texas.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2020-12-04 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HBANN Huntington Bancshares Incorpor..

+0.08 (+0.30%)

USD28.97B 37.38 N/A
FITBI Fifth Third Bancorp

+0.06 (+0.21%)

USD20.18B 14.40 N/A
FITB Fifth Third Bancorp

+0.57 (+2.12%)

USD19.11B 13.39 N/A
SIVB SVB Financial Group

+1.85 (+0.52%)

USD18.46B 17.37 N/A
HBANO Huntington Bancshares Incorpor..

+0.02 (+0.08%)

USD13.37B 36.20 N/A
HBAN Huntington Bancshares Incorpor..

+0.13 (+1.00%)

USD13.20B 18.26 N/A
CBSH Commerce Bancshares, Inc

+0.10 (+0.16%)

USD7.42B 23.60 N/A
ZION Zions Bancorporation, National..

+1.60 (+3.76%)

USD6.96B 17.94 N/A
PBCTP People's United Financial, Inc

+0.35 (+1.24%)

USD6.83B 24.44 N/A
SBNY Signature Bank

+1.15 (+0.93%)

USD6.61B 12.97 N/A

ETFs Containing CBTX

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -24.33% 30% F 19% F
Dividend Return 0.96% 8% F 27% F
Total Return -23.36% 26% F 18% F
Trailing 12 Months  
Capital Gain -21.45% 31% F 19% F
Dividend Return 1.33% 13% F 34% F
Total Return -20.11% 29% F 19% F
Trailing 5 Years  
Capital Gain N/A N/A N/A N/A N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return N/A N/A N/A N/A N/A
Average Annual (5 Year Horizon)  
Capital Gain -9.24% N/A N/A 20% F
Dividend Return 0.67% N/A N/A 16% F
Total Return -8.57% N/A N/A 19% F
Risk Return Profile  
Volatility (Standard Deviation) 17.57% N/A N/A 75% C
Risk Adjusted Return -48.79% N/A N/A 14% F
Market Capitalization 0.57B 64% D 58% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 19.88 17% F 48% F
Price/Book Ratio 1.06 28% F 77% C+
Price / Cash Flow Ratio 10.20 42% F 34% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 5.40% 23% F 64% D
Return on Invested Capital 8.63% 66% D 75% C
Return on Assets 0.79% 42% F 55% F
Debt to Equity Ratio 9.33% 75% C 76% C
Technical Ratios  
Short Ratio 3.42 57% F 47% F
Short Percent 0.94% 58% F 79% C+
Beta 1.01 39% F 59% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Low debt

The company is less leveraged than its peers ,, and is among the top quartile, which makes it more flexible. However, do check the news and look at its sector. Sometimes this is low because the company is not growing and has no growth potential.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.