CBSH:NSD-Commerce Bancshares, Inc (USD)

COMMON STOCK | Banks—Regional | NSD

Last Closing Price

USD 63.02

Change

-0.74 (-1.16)%

Market Cap

USD 7.11B

Volume

0.49M

Average Target Price

USD 61.00 (-3.21%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Commerce Bancshares, Inc. operates as the bank holding company for Commerce Bank that provides retail, mortgage banking, corporate, investment, trust, and asset management products and services to individuals and businesses. It operates through three segments: Consumer, Commercial, and Wealth. The Consumer segment offers various banking products and services, including consumer deposits; consumer loans, such as automobile, motorcycle, marine, tractor/trailer, recreational vehicle, fixed rate and revolving home equity, and other consumer loans; patient health care financing; real estate loans; indirect and other consumer financing; personal mortgage banking; consumer installment lending; and consumer debit and credit bank cards, as well as provides online banking services. The Commercial segment provides corporate lending, merchant and commercial bank card, leasing, international, and investment safekeeping and bond accounting services; and business products, government deposits, and related commercial cash management services, as well as sells fixed-income securities to individuals, corporations, correspondent banks, public institutions, and municipalities. The Wealth segment provides traditional trust and estate planning services, brokerage services, and advisory and discretionary investment management services, as well as private banking accounts. The company also offers private equity investment, securities brokerage, and insurance agency services. It operates through a network of 316 locations in Missouri, Kansas, Illinois, Oklahoma, and Colorado, as well as commercial offices. Commerce Bancshares, Inc. was founded in 1865 and is headquartered in Kansas City, Missouri.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2020-10-26 )

Largest Industry Peers for Banks—Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HBANN Huntington Bancshares Incorpor..

-0.59 (-2.19%)

USD29.20B 6.16 N/A
FITBI Fifth Third Bancorp

-0.16 (-0.56%)

USD20.08B 7.42 N/A
FITB Fifth Third Bancorp

-0.97 (-3.97%)

USD17.39B 12.35 N/A
SIVB SVB Financial Group

-6.44 (-2.17%)

USD15.35B 16.58 N/A
HBANO Huntington Bancshares Incorpor..

+0.01 (+0.04%)

USD13.29B 17.76 N/A
HBAN Huntington Bancshares Incorpor..

-0.19 (-1.81%)

USD10.65B 13.14 N/A
PBCTP People's United Financial, Inc

-0.26 (-0.95%)

USD6.68B 18.20 N/A
CBSHP Commerce Bancshares, Inc

N/A

USD6.10B 6.98 N/A
ZION Zions Bancorporation, National..

-0.74 (-2.23%)

USD5.45B 12.95 N/A
PBCT People's United Financial, Inc

-0.36 (-3.15%)

USD4.86B 9.94 N/A

ETFs Containing CBSH

Symbol Name Weight Mer Price(Change) Market Cap
KBWR Invesco KBW Regional Bank.. 0.00 % 0.35 %

-0.52 (-1.37%)

USD0.03B
QABA First Trust NASDAQ ABA Co.. 0.00 % 0.60 %

-0.44 (-1.17%)

USD0.06B
FTXO First Trust Nasdaq Bank E.. 0.00 % 0.60 %

-0.43 (-2.22%)

USD0.06B

Market Performance

  Market Performance vs.
Industry/Classification (Banks—Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -7.24% 90% A- 47% F
Dividend Return 1.19% 18% F 41% F
Total Return -6.05% 90% A- 47% F
Trailing 12 Months  
Capital Gain -2.42% 90% A- 49% F
Dividend Return 1.64% 18% F 41% F
Total Return -0.78% 88% B+ 48% F
Trailing 5 Years  
Capital Gain 56.86% 91% A- 71% C-
Dividend Return 12.76% 29% F 52% F
Total Return 69.61% 91% A- 72% C-
Average Annual (5 Year Horizon)  
Capital Gain 11.40% N/A N/A 67% D+
Dividend Return 2.09% N/A N/A 54% F
Total Return 13.50% N/A N/A 69% D+
Risk Return Profile  
Volatility (Standard Deviation) 14.15% N/A N/A 82% B-
Risk Adjusted Return 95.36% N/A N/A 92% A-
Market Capitalization 7.11B 98% A+ 90% A-
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks—Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 22.42 11% F 43% F
Price/Book Ratio 2.13 2% F 53% F
Price / Cash Flow Ratio 13.87 17% F 24% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 10.26% 77% C+ 78% C+
Return on Invested Capital 13.79% 90% A- 86% B
Return on Assets 1.15% 78% C+ 61% D-
Debt to Equity Ratio 0.08% 99% A+ 93% A
Technical Ratios  
Short Ratio 10.33 9% F 10% F
Short Percent 3.91% 10% F 46% F
Beta 1.01 41% F 58% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters then its peers, placing it in the top quartile.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Low debt

The company is less leveraged than its peers ,, and is among the top quartile, which makes it more flexible. However, do check the news and look at its sector. Sometimes this is low because the company is not growing and has no growth potential.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

High Gross Profit to Asset Ratio

This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

What to not like:
Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.