CBSH:NSD-Commerce Bancshares Inc (USD)

COMMON STOCK | Banks-Regional | NSD

Last Closing Price

USD 73.35

Change

+0.16 (+0.22)%

Market Cap

USD 8.94B

Volume

0.21M

Avg Analyst Target

USD 71.40 (-2.66%)

Avg User Target

USD
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict


CBSH Stock Forecast & Price:
Based on the Commerce Bancshares Inc stock forecasts from 3 analysts, the average analyst target price for Commerce Bancshares Inc is USD 71.40 over the next 12 months. Commerce Bancshares Inc’s average analyst rating is Hold . Stock Target Advisor’s own stock analysis of Commerce Bancshares Inc is Slightly Bullish , which is based on 9 positive signals and 6 negative signals. At the last closing, Commerce Bancshares Inc’s stock price was USD 73.35. Commerce Bancshares Inc’s stock price has changed by -1.66% over the past week, +3.66% over the past month and +3.18% over the last year.

About Commerce Bancshares Inc (CBSH:NSD)

Commerce Bancshares, Inc. operates as the bank holding company for Commerce Bank that provides retail, mortgage banking, corporate, investment, trust, and asset management products and services to individuals and businesses in the United States. It operates through three segments ...Read More

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2022-11-29 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HBANN Huntington Bancshares Incorpor..

N/A

USD27.35B 27.10 N/A
FITB Fifth Third Bancorp

+0.41 (+1.15%)

USD25.04B 11.26 N/A
HBAN Huntington Bancshares Incorpor..

+0.25 (+1.66%)

USD21.99B 11.72 N/A
FITBI Fifth Third Bancorp

-0.25 (-0.98%)

USD17.84B 7.32 N/A
SIVB SVB Financial Group

+1.61 (+0.74%)

USD13.16B 8.28 N/A
HBANO Huntington Bancshares Incorpor..

N/A

USD12.99B 21.91 N/A
SBNY Signature Bank

+1.31 (+0.98%)

USD8.83B 6.85 N/A
PBCT People's United Financial Inc

N/A

USD8.37B 13.96 N/A
ZION Zions Bancorporation

+0.80 (+1.59%)

USD7.74B 9.73 N/A
BOKF BOK Financial Corporation

+1.11 (+1.09%)

USD7.00B 15.08 N/A

ETFs Containing CBSH

Symbol Name Weight Mer Price(Change) Market Cap
KBWR Invesco KBW Regional Bank.. 0.00 % 0.35 %

+0.28 (+0.46%)

USD0.08B
QABA First Trust NASDAQ® ABA .. 0.00 % 0.60 %

+0.15 (+0.27%)

USD0.17B

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 6.71% 76% C 90% A-
Dividend Return 1.16% 10% F 26% F
Total Return 7.86% 73% C 89% B+
Trailing 12 Months  
Capital Gain 5.09% 67% D+ 87% B+
Dividend Return 1.52% 13% F 30% F
Total Return 6.60% 65% D 87% B+
Trailing 5 Years  
Capital Gain 36.03% 88% B+ 72% C-
Dividend Return 8.51% 21% F 39% F
Total Return 44.54% 86% B 72% C-
Average Annual (5 Year Horizon)  
Capital Gain 4.52% 60% D- 66% D
Dividend Return 1.52% 20% F 43% F
Total Return 6.04% 52% F 65% D
Risk Return Profile  
Volatility (Standard Deviation) 13.83% 84% B 77% C+
Risk Adjusted Return 43.70% 86% B 81% B-
Market Capitalization 8.94B 99% A+ 94% A
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 19.26 12% F 47% F
Price/Book Ratio 3.80 1% F 23% F
Price / Cash Flow Ratio 14.96 19% F 17% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 16.43% 88% B+ 85% B
Return on Invested Capital 15.79% 97% A+ 85% B
Return on Assets 1.44% 82% B- 71% C-
Debt to Equity Ratio 0.37% 99% A+ 85% B
Technical Ratios  
Dividend Yield 1.41% 11% F 23% F
Short Ratio 7.60 13% F 16% F
Short Percent 2.56% 21% F 47% F
Beta 0.77 52% F 69% D+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Ratings

Target Price Action Rating Action Analyst Rating Price Date

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User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

Low volatility

The stock’s annual returns have been stable and consistent compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile. Although stability is good, also keep in mind it can limit returns.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Low debt

The company is less leveraged than its peers ,, and is among the top quartile, which makes it more flexible. However, do check the news and look at its sector. Sometimes this is low because the company is not growing and has no growth potential.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

High Gross Profit to Asset Ratio

This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

What to not like:
Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector