CATC:NSD-Cambridge Bancorp (USD)

COMMON STOCK | Banks-Regional | NSD

Last Closing Price

USD 70.00

Change

+1.26 (+1.83)%

Market Cap

USD 0.48B

Volume

0.01M

Average Target Price

USD 60.75 (-13.21%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Cambridge Bancorp operates as the bank holding company for Cambridge Trust Company that provides commercial and consumer banking, and investment management and trust services. The company accepts various deposits, such as checking and savings accounts, certificates of deposit, money market accounts, individual retirement accounts, and time and demand deposits. Its loan products include residential and commercial real estate loans; home equity lines of credit and term loans; commercial and industrial loans; secured and unsecured loans, lines of credit, and personal installment loans; and construction loans. The company also offers cash management, online and mobile banking, and payments services. It serves commercial enterprises, non-profit organizations, and individuals. As of January 27, 2020, the company operated 16 banking offices in Massachusetts and New Hampshire; and wealth management offices in Boston, Massachusetts, as well as in Concord, Manchester, and Portsmouth, New Hampshire. Cambridge Bancorp was founded in 1890 and is headquartered in Cambridge, Massachusetts.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2020-12-04 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HBANN Huntington Bancshares Incorpor..

+0.08 (+0.30%)

USD28.97B 37.38 N/A
FITBI Fifth Third Bancorp

+0.06 (+0.21%)

USD20.18B 14.40 N/A
FITB Fifth Third Bancorp

+0.57 (+2.12%)

USD19.11B 13.39 N/A
SIVB SVB Financial Group

+1.85 (+0.52%)

USD18.46B 17.37 N/A
HBANO Huntington Bancshares Incorpor..

+0.02 (+0.08%)

USD13.37B 36.20 N/A
HBAN Huntington Bancshares Incorpor..

+0.13 (+1.00%)

USD13.20B 18.26 N/A
CBSH Commerce Bancshares, Inc

+0.10 (+0.16%)

USD7.42B 23.60 N/A
ZION Zions Bancorporation, National..

+1.60 (+3.76%)

USD6.96B 17.94 N/A
PBCTP People's United Financial, Inc

+0.35 (+1.24%)

USD6.83B 24.44 N/A
SBNY Signature Bank

+1.15 (+0.93%)

USD6.61B 12.97 N/A

ETFs Containing CATC

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -12.66% 69% D+ 30% F
Dividend Return 2.65% 62% D- 67% D+
Total Return -10.02% 70% C- 32% F
Trailing 12 Months  
Capital Gain -5.72% 75% C 36% F
Dividend Return 2.86% 61% D- 66% D
Total Return -2.87% 77% C+ 38% F
Trailing 5 Years  
Capital Gain 34.62% 72% C- 58% F
Dividend Return N/A N/A N/A N/A N/A
Total Return 34.62% 62% D- 53% F
Average Annual (5 Year Horizon)  
Capital Gain 10.46% N/A N/A 66% D
Dividend Return 2.69% N/A N/A 67% D+
Total Return 13.15% N/A N/A 68% D+
Risk Return Profile  
Volatility (Standard Deviation) 25.86% N/A N/A 57% F
Risk Adjusted Return 50.84% N/A N/A 71% C-
Market Capitalization 0.48B 60% D- 55% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 15.44 31% F 58% F
Price/Book Ratio 1.25 15% F 72% C-
Price / Cash Flow Ratio 16.54 15% F 22% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 8.19% 56% F 72% C-
Return on Invested Capital 8.87% 69% D+ 76% C
Return on Assets 0.76% 37% F 54% F
Debt to Equity Ratio N/A N/A N/A N/A N/A
Technical Ratios  
Short Ratio 4.24 43% F 38% F
Short Percent 1.02% 54% F 77% C+
Beta 0.52 85% B 84% B
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.