CARO:NSD-Carolina Financial Corporation (USD)

COMMON STOCK | Banks-Regional | NSD

Last Closing Price

USD 32.88

Change

0.00 (0.00)%

Market Cap

USD 0.82B

Volume

0.30M

Average Target Price

N/A
Average Analyst Rating

N/A

Fundamental Analysis

Verdict

About

Carolina Financial Corporation operates as a holding company for CresCom Bank that provides a range of commercial and retail banking financial services in South Carolina and North Carolina. The company operates through three segments: Community Banking, Wholesale Mortgage Banking, and Other. It offers noninterest-bearing demand accounts, interest-bearing demand and savings accounts, money market accounts, time deposits, and certificates of deposit. The company also provides commercial and residential real estate mortgage loans, real estate construction loans, commercial and industrial loans, commercial leases, and consumer loans to individuals, small to medium-sized businesses, and professional firms. In addition, it offers mortgage banking services comprising orrespondent/wholesale mortgage and loan servicing. The company operates through a network of 61 full service branches and 2 loan production offices located in South and North Carolina. Carolina Financial Corporation was incorporated in 1996 and is based in Charleston, South Carolina.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2020-12-03 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HBANN Huntington Bancshares Incorpor..

-0.01 (-0.04%)

USD28.98B 37.40 N/A
FITBI Fifth Third Bancorp

+0.02 (+0.07%)

USD20.16B 14.39 N/A
FITB Fifth Third Bancorp

+0.24 (+0.90%)

USD18.94B 13.28 N/A
SIVB SVB Financial Group

+3.32 (+0.94%)

USD18.29B 17.21 N/A
HBANO Huntington Bancshares Incorpor..

+0.01 (+0.04%)

USD13.36B 36.19 N/A
HBAN Huntington Bancshares Incorpor..

+0.15 (+1.17%)

USD13.05B 18.05 N/A
CBSH Commerce Bancshares, Inc

+0.11 (+0.17%)

USD7.41B 23.56 N/A
PBCTP People's United Financial, Inc

-0.09 (-0.32%)

USD6.85B 24.52 N/A
ZION Zions Bancorporation, National..

+0.82 (+1.97%)

USD6.82B 17.59 N/A
SBNY Signature Bank

+1.68 (+1.38%)

USD6.52B 12.79 N/A

ETFs Containing CARO

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -23.94% N/A N/A N/A N/A
Dividend Return 0.23% N/A N/A N/A N/A
Total Return -23.71% N/A N/A N/A N/A
Trailing 12 Months  
Capital Gain -21.68% N/A N/A N/A N/A
Dividend Return 0.48% N/A N/A N/A N/A
Total Return -21.20% N/A N/A N/A N/A
Trailing 5 Years  
Capital Gain 111.99% N/A N/A N/A N/A
Dividend Return 6.71% N/A N/A N/A N/A
Total Return 118.70% N/A N/A N/A N/A
Average Annual (5 Year Horizon)  
Capital Gain 23.78% N/A N/A N/A N/A
Dividend Return 0.76% N/A N/A N/A N/A
Total Return 24.55% N/A N/A N/A N/A
Risk Return Profile  
Volatility (Standard Deviation) 34.21% N/A N/A N/A N/A
Risk Adjusted Return 71.74% N/A N/A N/A N/A
Market Capitalization 0.82B N/A N/A N/A N/A
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 11.74 N/A N/A N/A N/A
Price/Book Ratio 1.10 N/A N/A N/A N/A
Price / Cash Flow Ratio 14.14 N/A N/A N/A N/A
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 9.52% N/A N/A N/A N/A
Return on Invested Capital 10.93% N/A N/A N/A N/A
Return on Assets 1.48% N/A N/A N/A N/A
Debt to Equity Ratio 7.38% N/A N/A N/A N/A
Technical Ratios  
Short Ratio 1.29 N/A N/A N/A N/A
Short Percent 1.43% N/A N/A N/A N/A
Beta 1.25 N/A N/A N/A N/A
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:

There is nothing we particularly dislike